To ask what is your mortgage rate?

[Changeembrace]

I’m divorced and previously ex took complete control of all things financial (not in a “controlling” way I hasten to add, it was just the division of responsibility we decided upon)

Anyway - now I’m obviously in control but still getting to grips with some things.

My capital repayment mortgage is 2.09% 5 year fixed (expires June 2023). Remaining mortgage term is 23 years.

What is your rate?

Many thanks

I think our 5 y rate is marginally lower. We had a large deposit and the deal expires this year.

1.94% I believe.

Five year fixed to 2023.

1.99% 2 year fixed

Life time track at .25 above base rate.

No way I’m moving that one at the moment.

We had a five year fixed which finishes next year at 2.94. Five years to go after that!

I just remortgaged to a 5 year fix at 1.93%

18 years to go, LTV below 60%

2yr fix, 1.69%, just started last month.

0.18% above Bank of England Base Rate.

1.5% 2 year fixed

1. 90%, fixed for 5 years, 2 years ago. We are low income so couldn't shop around, but have a good % of equity.

1.94% Fixed for another 4 years.

Doh! 2.09%, not t'other way round.

2.5% SVR
we are technically overpaying a bit on the rate. However our mortgage is small , and so the fees charged to remortgage onto a better rate make a disproportionate difference to the total outlay across the length of the deal IYSWIM.

2.64% but my mortgage is small, so the arrangement fee would be larger than the amount I would save by switching. II haven’t bothered.

1.99% on a 5-year fix until 2022.

2.25%. Three years into 5 year fix. Rates seemed to go down just after we got it.

1.89 5 year fix. 1 year in.

Grumpy because ours is 2.24% - but coming to the end of a fixed rate next year. We can overpay though, and there was no arrangement or fixed fee, so swings and roundabouts, I guess it was a good deal at the time.

We’re on a 2 year fixed, 1.3%..... LTV around 33%

European rate plus 0.75%. Luckily we have a tracker because interest rates in Ireland are ridiculously high.

One part of our mortgage is .25 over BOE base rate and we remortgaged recently to extend and this is 1.98 fixed for 3 years.

1.89% 5 yr fix. Couple of years in.

Two year tracker. It was an expensive product but allows overpayments and has a lower than 2pc rate.

1.69% five year fix ending in about four and a half years. 75% loan to value.