What should I do with this money? My season ticket hasn’t been charged for.....

[TendsToHappen]

This isn’t really an AIBU tbh, apologies.

I get a season ticket every year which costs over 2k, and I get an interest free loan to pay for it from work. I bought the ticket on my credit card, got the money from work to pay off the credit card. However, the season ticket charge then bounced back to my credit card and was refunded.

I’ve left it a couple of weeks presuming that TfL would claim the money again but they haven’t. I rang them today and they said the ticket was all paid for and they had had the money and AFATWC it was done and dusted and the ticket would work for the next year. I did tell them the money had been refunded to my CC and they basically shrugged.

So I phoned the CC company who said the payment had been refunded and there was nothing outstanding or payments being claimed and AFATWC that was the end of it and I would physically need to make another payment if I wanted to pay anyone.

So it’s kind of great but also kind of 🤨 as I don’t want to have to reapply for a loan or get a whacking great bill in however many months time. I also don’t want work to get wind that I haven’t paid for my ticket (big responsibility/trust position).

Help? Should I keep the money/ pay it back/do something else?

Definitely agree with putting the money into premium bonds. You can get it back within five days if you need to repay it and might win something in the meantime.

There’s absolutely no point in trying to put it back to work - they will be deducting the payments monthly from your salary regardless. As others have said, hold on to the money, see how it pans out with TFL, if nothing happens in the next 12 months when the loan has been paid off, then it’s yours.

Explain to work and ask them how to handle it, especially in a trust position!! Advise that you are still following up with tfl, and do follow up with tfl.