Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

About Inheritance

447 replies

Sunshinelollipops1 · 05/10/2019 12:59

4 siblings A, B, C and D. 3 eldest are in their 50s. Youngest was “a happy accident” and is in 30s.

After D was born the Mum of the family developed serious illness and A who had just finished university came Home and basically brought up A and looked after Mum while the Dad worked. A has spent her entire life as Carer for Mum who died 5 years ago. A couple of years after this Dad became ill. A cared for him and he has now died.

Only real asset is House. Worth about 500k. Will says divide by 4.

B and C have good jobs (probably 50-60k per annum), houses and families. C has a huge mortgage as they have pulled out equity to fund holidays, cars etc. Both have kids in their 20s.

D is a professional and earns 150k. Married and young children.

2 bed flat in area of House will cost 350k (SE). D says A should get enough of will to buy flat and rest can be split between 3. (This means B, C and D will get about 40k each rather then 125k).

B says while he would like to do that he needs to help his kids on property ladder and that 40k won’t be sufficient (3 kids).

C says the will is clear and should be shared equally. He also adds D is only suggesting this as they will end up sole beneficiary of As will (A and D being incredibly close).

D has offered to give B and C their proportion of money so they would get 60k each. Both have said no.

A doesn’t want anyone to fall out, says the money should be shared in 4 and says it’s fine, they’ll find work and use the equity as rent (they won’t get mortgage).

D thinks B and C are being selfish. C thinks D is (and ultimately doing this to get all the money).

Who is AIBU and what should be done?

OP posts:
BlockedandDeleted · 05/10/2019 13:27

It's their parent's ill - that should be followed. If their parents ante to 'compensate' A via the will, that's what they would have specified.

If D wants to give A his share then, fine.

D has no right to dictate to B & C what to do with their inheritance from their parents nor guilt trip them either.

Effectively D wants to disinherit his parent's grandchildren from B&C.

If D is such a high earner in his/her 30s they could rent a flat for A so A could save for a deposit etc. Or give A enough money so A can get a deposit somewhere less expensive, D will get it back in A's will.

owlonabike · 05/10/2019 13:27

I think all the other siblings should be incredibly grateful to A . D obviously is, but have B and C considered how much stress and work A has saved them by being a live in carer to their mum for so many years? Are there other factors at play here? Jealousy of D’s financial success (D, who unlike the others, grew up without their mum) or a feeling that D’s birth caused their mum’s illness? I think the will has to be implemented unless everyone agrees an alternative (deed of variation, I think is the procedure) but ill feeling is bound to result. Inheritance really does bring out the worst in people.
I say this as wife of someone who will inherit less than his sister because she’s been in A’s situation. We don’t get on, but she deserves some recompense for bearing the burden of care.

Skinnydogfatcat1 · 05/10/2019 13:29

I think D is wonderful and I think that is a great idea. A can leave everything to D & her children.

The others are shocking, the will may say divide 4 ways but they could easily gift some money to A or own part of the flat.

MrsMoastyToasty · 05/10/2019 13:30

Divide equally between the 4 siblings.
The life choices that they made up to this point are irrelevant.

SingingLily · 05/10/2019 13:30

I’ve shown her this thread. I think we are both a bit surprised that everyone felt she was in the wrong.

I don't think that D was wrong in seeing this as selfishness on B and C's part or as an injustice to A. On that, I fully agree. It doesn't surprise me in the least that A, as the eldest, is a daughter either and basically sacrificed her life chances to support her parents and little sister, or that B and C were happy to go and do their own thing and leave A to bear the burden.

Unfortunately, the will is the will and has legal force.

D sounds like a decent person and a loving and lovely sister to A for trying to do her best by her. Please let her know that.

PanGalaticGargleBlaster · 05/10/2019 13:30

My auntie looked after both my grandparents from a youngish age through long term illness until they passed away. Needless to say this seriously compromised any kind of meaningful career or ability to save or build a pension. All the siblings sat down and discussed options at the time and it was agreed that the ones working would financially look after the auntie as her sacrifice enabled them to develop decent well paid careers. They did this because they are not cunts.

saraclara · 05/10/2019 13:30

B, and especially C are being selfish. But given that D is the most financially comfortable, the sensible thing is for D to help A. If D would be happy with only getting £40k from her alternative plan, then s/he can give A the other £85k that she would receive under the terms of the will. A then has a couple of hundred grand. Either that or use the money to help A get a mortgage.

Hesafriendfromwork · 05/10/2019 13:31

A is a woman. B and C are men. D is a woman (Consultant Doctor).

Entirely irrelevant. Yes women end up as carers more often. But this was a choice A made. Their sex has nothing to do with their opinions.

B & C were entitled to a life of their own. Not stay near home because A decided to move back and take on caring responsibilities.

But her brothers (well c mostly) are very much she’s selfish and after all the money. D has said she’s happy for the purchased flat to be left for their kids in any will, she really just wants to see her sister looked after.

That could be changed at anytime. The house would have to be jointed owned to ensure this.

Given that D earns such a huge amount, I surprised that she really believes she can judge what everyone else does with their money.

IwantedtobeEmmaPeel · 05/10/2019 13:31

I think the Will has to be followed and the estate split 4 ways. It’s a shame the parents did not value A’s sacrifice and recognise it via their Will.

We don’t know the full details and why A continued to be her parents’s carer all her adult life when there may have been alternatives. If D gives her his share then A may be able to find a shared ownership flat or alternatively she might decide to move to a cheaper area and start a new life for herself.

C0untDucku1a · 05/10/2019 13:31

It was obvious before your update who was male and who was female. Sadly. Very obvious. Im one of four. Two brothers. And when my dad was very ill and i was asked at work if i had any siblings to help as i was doing everything, i said yes but unfortunately they have a penis and so are unable to do anything. She nodded in a yes i totally understand that way.

If D can give her share to A, that would be a nice thing to do.

MrKlaw · 05/10/2019 13:32

Technically/legally it probably has to be split 4 ways

I would argue there is a case to be made for carers like this to have additional rights under law - a bit like a spouse would have if they gave up their earning potential to look after family (kids). This kind of situation will become more common as people live to older ages and need family care.

Unfortunately that isn’t the case. Practically speaking A should have ensured the will was changed to cover their loss/needs from looking after the parents, but they didn’t.

Money always brings out the worst in people

Sunshinelollipops1 · 05/10/2019 13:33

@owlonabike my perspective is the brothers simply do not get how much A has given up. As I say Dad sounds he was like a mysoginist and it was very much when Mum got taken ill A had to come home and look after D and Mum.

I think the brothers just both think well that’s what she should have done as she was the eldest daughter.

My friend says C regularly says “well she got to live rent free for 30 years and be a housewife...”

A brought up D and looked after Mum who was seriously disabled! How anyone can think that is an easy life is mad!

OP posts:
ethelfleda · 05/10/2019 13:33

D sounds like a decent person and a loving and lovely sister to A for trying to do her best by her. Please let her know that

I want to second this. It doesn’t change my opinion that the inheritance should be split as per the will - but I just wanted to say this as well.

FallenArchesBrokenDreams · 05/10/2019 13:33

Similar Will here though simpler family dynamics.
I am D.
Estate was split equally and I (D) gave A a portion of my inheritance to add to her own. B and C were not involved in this at all.
I have not asked but I assume what A possesses will pass to her son.

Sunshinelollipops1 · 05/10/2019 13:34

@SingingLily my friend says thank you. She really appreciates that.

OP posts:
DryIce · 05/10/2019 13:35

I don't think anyone is saying your friend is wrong, exactly. It is admirable of her to have recognised the sacrifices A has made and attempt to redress it.

However her plan is essentially by giving her other people's money and that is never going to worm if the other people in question don't agree. It would be nice if B and C showed recognition, or that the mother had factored this into her well, but that isn't the situation they're in.

Would B and C be amenable to giving a lesser amount? I.e. if they both accepted 100k, and D gave up her entire share A would end up with 300k which is a very good deposit for the flat, and A could guarantee the mortgage on the remaining 50k.

GettingABitDesperateNow · 05/10/2019 13:37

I think morally they should give A a big share. They have massively benefitted from A, if she hadn't sacrificed her whole life and career to bring them up and look after their parents, the house would probably have had to have been sold to fund care home fees. There is only a house to inherit at all because of As generosity with her time. Leaving her to start out in her 50s is shit.

But I thought if it's in the will it legally has to be followed. I would have thought the patents should have foreseen this and changed their will as well.

Inheritance seems to bring out the worst in people and I guess it is hard for people to choose between their sister and children. Is there no compromise that can be reached? At least one of them is looking out for her. I don't think family relationships will stay the same after this though

Jesse70 · 05/10/2019 13:37

I agree with a PP that A needs to buy a place she can afford
I appreciate she was caring for her parents but lot of people do that and if she was a carer by profession I doubt she would be able to afford a £350k house as they are underpaid for what they do
she didn't have to look after them. They could of had proper carers come in

notangelinajolie · 05/10/2019 13:37

Do as the will says and divide by 4. If any of the siblings wants to help other siblings or forfeit their share then this should be up to the individual and done after the estate has been divided

UnderTheButtNutHut · 05/10/2019 13:38

Split 4 ways as the will says.

Hesafriendfromwork · 05/10/2019 13:39

Why does A needs a 2 bed flat?

YetAnotherSpartacus · 05/10/2019 13:39

B&C are arseholes.

It wasn't until I was a carer that I realised how much of a personal and financial hit one takes.

I suspect most on this thread have not been carers.

Hesafriendfromwork · 05/10/2019 13:40

I have been a carer. For my grandparent.

The fact that I chose this, didnt not put any obligation on any of my other cousins.

GettingABitDesperateNow · 05/10/2019 13:43

Living 'rent free' is only good if its forever or you earn an additional income or you've used the time to study and gain qualifications. Otherwise when the arrangement stops, you're fucked. If it was such a cushy number why didnt they volunteer when they were old enough? If she was just after money then maybe she would have moved out and got a job instead of no doubt working 24/7 unpaid. Can B and C not understand ahe has saved them a fortune?

NoSquirrels · 05/10/2019 13:44

I absolutely do not think D was wrong to suggest it, to wish her brothers felt differently and to feel like all 3 of them have a moral obligation to A.

But if B & C do not willingly share D’s views, there’s nothing at all to be gained - financially or emotionally - from pursuing it.

Better to accept the situation and not cause further upset to A.

Your friend sounds lovely and I’m sure it will all work out well in the end. Flowers