It would be interesting to know what everyone had after rent/mortgage, council tax, w.rates and gas/elect i.e essential utility bills but nothing else no tv packages, food , social money etc so disposable income but the bar minimum taken off.
If you take off my TV package, my bills come to £900. That's mortgage, council tax, house insurance, life insurance, a small loan, gas and electric, water, child care (ds is older so just breakfast and after school club) car tax and insurance on our second car (my car is a business vehicle and has personal petrol paid for too). Cant think if anything else that's an essential bill,though there might be something else.
I have about £1600 spare per month. But then That includes what dp transfers to me to cover his half of the Bill's. He doesnt pay the mortgage as it's my house. He would like to split all costs down the middle, but I dont want him paying towards the mortgage. Ds isnt his but he insists on paying half his childcare as well. He earns less so would pay less proportionally.
He has around 1k disposable income. We both have seperate accounts for savings etc. I am saving for work done on my house, so he out more in for our holiday. Again so he isnt seen to be paying towards my house costs.
We then go halves on a big shop. I work next to a supermarket so tend to do and pay for the midweek top up shops.