With my current job I'm not entitled to SMP as I haven't worked there long enough but I can still get MA and my employer offers all employees 2 weeks of 'new parent leave' regardless of length of service so we won't be much worse off than if I qualified for SMP.
I have the option to take the 2 weeks paid or take the money leaving 2 weeks that I can work and get additional pay.
Now I want to take it as paid leave at the beginning of Jan even though baby isn't due to the 28th & have maternity leave kick in after the 2 weeks. I'm type 1 diabetic so it's likely baby will arrive early anyway.
My husband is stressing about money and can't understand why (logically) I want to take it as leave when I could have the money and still work those 2 weeks.
I've told him I need time to prepare for this birth as it's my first child and with my medical history I don't want to be dragging my heavily pregnant arse to work in the middle of winter!! 
Money is going to be tight and I know that but AIBU or selfish by wanting to take that time for myself despite the money aspect?