We did it!! Living with very little bills at LAST!AIBU to feel like I’m missing something?

[Freedomyeah]

Nc’d and posting for traffic

So we have finally managed to reduce our bills in life to as little as possible. We bought a small cottage outright!
Our bills as it stands are
Electricity
Insurance house/life
Car insurance/tax
Fuel
Food
Phone bills x2
Childcare (term time only)

That’s it! (I think) 😬 I feel like I’m constantly missing something! I need to relax (like I thought I would be) but I’m feeling restless and uneasy! AIBU am I missing something HUGE that will jump up and bite me.
We are not in uk.

@Eggproducer I’m not constantly worried as we both work, I just want to have everything accounted for and be sure of it that’s all I suppose. We have a great income we just want to make it work for us and this seemed like a good way to do it for us.

@Freedomyeah

In that case - enjoy!

Kids pocket money
Kids activities
School trips
Uniform/clothes - kids need something most months really
Dentist/doctor depending on where you live
Tyres/oil/service/mot
Laundry/cleaning costs
Any commuting costs - parking etc
School dinners?
Haircuts
Birthdays/Christmas presents
Birthday parties for kids
Holidays/days out
Spotify/Netflix/other entertainment

@BrieAndChilli great list thank you
I definitely don’t buy clothing monthly
No Parking costs thank god.
School dinners don’t exist here in Ireland so it’s a packed lunch.the rest I think I could set up a sinking fund for??

Try and work out what you spend yearly on the things above then divide by 12 to give you a rough estimate of what you need to put aside each month, you will then have a more true picture of what your actual disposable income is.