Fantastic to see this thread. I have commented many times to dh about the lack of women's voices in the crypto space.
My personal thoughts are that it is incumbent on me as a woman and as a mother of daughters to be involved and informed. Cryptocurrency and blockchain technology will revolutionise the way we do things and I don't want to be left behind.
I choose to hold Bitcoin, LiteCoin and Ethereum because of the following:
Bitcoin is the best known and it is widely trusted. It also has first-mover advantage. It is volatile but as more people buy into crypto, this will settle. I hold it long term and avoid looking at the wild fluctuations in price. I like the fact it has a finite supply and I think it will most likely stay a store of wealth.
Litecoin gives faster transactions with very small transaction costs - it is more likely to become the everyday means of exchange that Satoshi originally envisaged for Bitcoin.
Ethereum - I believe Ethereum is a good investment because it is a smart contracts platform and, as such, its value is likely to increase as smart contracts become common-place.
A quick analogy to illustrate why smart contracts are the future: You go on holiday and your flight is delayed. You are due compensation for the delay so you fill in the paperwork and wait for a cheque to arrive from your insurance provider. With a smart contract, once the terms of the contract are broken, (eg your flight is delayed) the money is automatically paid to your bank account. Transactions are smoother and faster for the consumer. They are also much cheaper to administer so a win-win.
I'm still learning but I do see this as akin to the early days of the internet when there was uncertainty, reluctance and cynicism.
I do also think it is a higher risk than many more traditional investments and thus favour keeping my investments diverse.