Jolonglegs Well of course it is. The point I'm trying to make is that whilst most people would agree that capitalism is probably the best way to organise a society, it has to be regulated to ensure fairness. Currently in this era of de-regulation it isn't fair.
Well, you're right that something is wrong with our system but it isn't that de-regulated. We have one of the most regulated rental property markets in Europe - Germany, The Netherlands, Belgium, etc just don't have HMO licenses, private landlord registration, deposit protection schemes, etc.. But the social sector is very unregulated in contrast.
What we have is a corrupt system that unfairly penalises and fails to reward hard work. Hence we have people who want to stay in their home town and work hard unable to do so, because the jobs aren't there - the jobs are usually part-time and poorly paid, or full-time and skilled, but moderately paid. So theres little real incentive to work hard. Those who do work hard and who are willing to travel for work are then made the target or ire for wanting to do the normal thing and enjoy the fruits of their labour.
But the heavily regulated housebuilding market is rigged by government so as to favour low competition between large housebuilders and extremely high build costs, including the planning process. Individuals who self -build (usually about a third cheaper) are penalised by unfairly high build plot prices, and additional planning costs such as being made to make contributions of a few thousand to the local council, or ridiculously inflexible landscaping costs.
We don't have politicians or indeed anyone with vision to actually prioritise changing the planning system to something that works (ensuring basic infrastructure is in place before permitting development would be a start too).
Focussing on ordinary people doing things like buying holiday homes is taking the focus away from the real problems.