Benadryl. Not that I have to ‘sensibly defend’ any decision I make with my own money to you or anyone else but....
I’m free to buy a second home or a holiday let if I have the funds available for a huge number of reasons eg it will fund our retirement, it will help our DC get on the property ladder when they’re older, it brings in an income, it provides us, our family and friends with holidays, our place in the city enables my DC to work where he needs to without spending 5 hours a day commuting etc etc. Oh yeah, and it’s perfectly legal 😊
When we’re there, there is no doubt that we contribute to the local economy because we eat out/visit the pubs/go to local attractions far more than someone living there would do, we shop locally because we don’t want to drive to the big supermarket 10 miles away (which all the locals use due to cheaper prices), we employ locals to maintain the place and we pay council tax (albeit at a slightly reduced rate because we’re not there full time).
Our main home is in an area of the country that is one of the most expensive outside of central London. Our DC wouldn’t afford to get on the property ladder on their own but a) they’re no more entitled to live here than anyone else and b) nowadays it’s rare for children to remain living in the same town they grew up in. There’s a big wide world out there with many opportunities and you go where those are.
We’ve worked hard, paid our taxes, stretched ourselves financially, taken some risks and we’re now reaping the rewards of that and are sitting comfortably and I couldn’t care less if you or anyone else disagrees with it.