House deposit saved up while cheating benefits

[PaulinesPenStash]

Firstly I want to say I am as left wing as they come, a card carrying member of the Labour Party, and i am in full favour of benefits for everyone that needs them.

But this is an absolute piss take ...🤦🏻‍♀️ I have just found out that someone I am close to, her partner (and father of her children) has been claiming to live at his mums for about 5 years. he's been working the whole time while living with her rent free and living off her income, and a bit of his. They've saved up enough for a house deposit as he's saved most of his earnings and they've just had an offer accepted on a house

I don't want to go in to how I know in case it's in any way outing, because let me be clear I would not want to grass the person up despite how disgusting i find it

I am just very shocked and really want to tell someone but I can't so I'm posting it on here to kind of get it off my chest

The deposit amount is £50,000 btw 🤦🏻‍♀️

(The one positive is it will free up a council house !)

Ok, that's interesting. Thing is, how did they get around the automatic referral to CMS and the subsequent investigation into partner's finances that now happens if they have kids together and are not living together? Because that happens, too.

I'm not saying some people haven't managed to do it but the way things are going financially and all the checks now in place makes this extremely difficult. Especially to the degree stated in this thread.

GrabbyGertie Sat 13-Jul-19 00:44:30
It would do no one any good

I disagree. If the fraud was investigated and the woman prosecuted then it would surely help act as a warning to others that they can't steal and get away with it. It may also be possible for the money to be reclaimed from the woman. If the OP is correct in her suspicions then there is £50,000 sitting in a bank somewhere that could be seized and returned to where it was stolen from.
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Then what would happen to the money? Or would it just be a drop in the ocean?

Anyway the op has said she isn't going to report them.

@TheInebriati 👍🏻

"Which would you go after ?"

I would report any fraud I knew about, whether benefits or tax

Tax AVOIDANCE is legal, so no point reporting that,
but you can vote to make companies and wealthy individuals pay more tax, e.g. higher rate of IHT

I'm going to say it again, @PaulinesPenStash how does she get CHB, tax credits and income support? They aren't paid out together.

What they did, though dishonest, doesn't impact my life (or yours)

I don’t know, I could really do with that 50k in the NHS department I manage. Just one benefit would be being able to process cancer biopsies more quickly and give more accurate life saving diagnoses, another would be to be able to offer more free services for bereaved parents to access. I think that affects everyone doesn’t it? The money these people have stolen could’ve done so much good. It’s a sorry state of affairs when this level of entitlement is deemed acceptable with an added side order of ‘I’m alright Jack’.

I get what you are saying, BettysLeft, but the NHS wouldn't get the £50k. It would be swallowed up somewhere and no one would be any better off.

It's a shame the op found out about the woman and her part time partner squirrelling money away, sometimes what you don't know doesn't hurt you. It's obviously troubling the op even though she isn't going to report them. I wouldn't want to know, frankly, but maybe the op has a job where she unwittingly finds out such things. I have no idea about anyone's finances except mine and my husband's and I like it that way.

You can report them anonymously online.

@Rachelover40 it really is troubling me it makes me absolutely sick that most of us work and struggle to get stuff

I know only too well it's very hard to buy a house these days but there's no need to do such shitty things

I should also mention yesterday she posted on Facebook she is so nappy it's the school holidays can't wait for 6 weeks "off" with her children. Felt like posting, well that's because you're sat on benefits... most of us will be struggling our way through the summer holidays juggling childcare while working, not having days out or relaxing in any way!! in my case I'll be mostly taking my 3 kids to work with me !!!!

Absolutely sticks in my craw 😠

I feel for you, Pauline.

Rachelover40
You quoted me as saying It would do no one any good but it wasn’t me that said that! I was quoting someone else hence the italics. I think the OP should definitely report the fraudsters. I think it’s really shady of her if she doesn’t.

Report her. It’ll make you feel better . I wouldn’t give a monkeys in this case if her benefits were stopped straight away . She can move in with her boyfriend’s mum !

Those telling you not to are probably claiming fraudulently too .

Actually @TheInebriati you can get CTC and IS but you only get the child element which unless the child is disabled isn't much at all. But your finances are forensically examines and if you have kids they expect you to chase the father for maintenance.

OP how does she get CHB, tax credits and income support? They aren't paid out together. They are separate benefits, one is only paid to working parents.

You're just plain wrong @TheInebriati

CTC is paid according to income and family composition, to parents, whether they're working or not. (WTC is the payment only made to working people.)

Since about 2002, CHB, IS & CTC is a very commonplace combination to be paid to non-working parents.

Im not claiming any kind of benefits but i wouldn't tell, politician's, big company's and banker's have fiddled this country for year's out of a lot more money they all get away with it, the only thing it would do by telling is harming the family wouldn't do you or the country much good.

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@bignews3 So this couple are better than those who are legitimately continuing to live in social housing Fucking hell

The bias against social housing tenants on this site is getting even worse

appalling

When I bought my house they were through out bank statements with a fine toothed comb and wanted to know where every penny came from. I wouldn’t be surprised if they get asked!

I know someone who does similar (distant relative of DH brags about 'mugging off the government' regularly). Her partner and father of her child lives with her but is registered as living at his mum's, he works full time when he's not in prison. She claims benefits as a single non-working parent. She private rents and claims housing benefit, the house belongs to her mother's partner and will be gifted to her when the mortgage is paid off and he gets his deposit money back plus interest. Her brother does the same with another property also owned by their mother's long term partner, he claims depression makes him too unwell to work, and claims sickness related benefits including housing, he actually works full time cash in hand and says anyone not scamming the system and those of us who pay taxes are morons. The only reason I don't report them is because MIL is afraid of the backlash (they're not nice people and would suspect straight away it was from DHs part of the family). So the property owner charges say £1000 in rent for each house each month, pays the £500 mortgage and keeps the rest, the fraudulent claimants will end up with a house each long term.

With no income to speak of she won’t get a mortgage.....he will.

Not much in it for her I would say.

The reality that a mortgage has to be paid will hit home and their lifestyle won’t be nearly so easy. I wouldn’t be surprised if this causes some issues .

Can't be bothered to NC. I'm not defending the benefit fraud but I want to give them credit for doing the (morally) right thing by buying a different home rather than Right to Buy, therefore giving someone in desperate need a chance of much needed council home. I admit I'm biased here, stuck in dv relationship because of lack of housing.

GrabbyGertie Sat 13-Jul-19 13:13:17
Rachelover40
You quoted me as saying It would do no one any good but it wasn’t me that said that! I was quoting someone else hence the italics. I think the OP should definitely report the fraudsters. I think it’s really shady of her if she doesn’t.
....
Sorry GrabbyGertie, my bad.

Rachelover40
No worries 😌