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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think no adult kids would agree to pay this!

419 replies

Cruelstepmother · 10/06/2019 23:51

Just found this 'how much rent could you charge your kids' calculator! www.comparethemarket.com/home-insurance/content/pa-rental/ - they suggested my cuckoo-back-in-the-nest stepson should be paying us £593.80 a month. What are your views?

OP posts:
MadamMMA · 11/06/2019 11:30

£698! My DC's are still little though :)

mildshock · 11/06/2019 11:39

£594 Shock That's more than our rent!

mildshock · 11/06/2019 11:42

My DC are still little though, not that I'd charge them that when they're adults.

TrickyD · 11/06/2019 11:43

I am looking forward to telling DS1 that he could be charging his DS. £1061.08 per month. Long way to go though until child reaches adulthood, he is 2 at the moment.

BiBabbles · 11/06/2019 11:45

I got £530 for my postcode, that's almost £200 more than I charge my lodger for 3 out of those 4 items the link used to calculate, but he does do practical work around the house as well which, being a bit generous and average out the weeks he does nowt but make a bit of mess with those where he repairs a dozen things and babysits in an emergency and does other tasks, could make up a good chunk of that difference as he does tend towards more of the helpful side.

I wouldn't change my kids that much, certainly not more than my lodger, but I can see it as a starting point or reminder. I've repeatedly seen threads or heard stories of adult kids taking the piss, so having something to help the 'I care but you need to be doing something for the household' conversations that are sometimes needed.

hibbledibble · 11/06/2019 11:46

Over £830 for my postcode. Doubt I could rent out a room privately for that much

hibbledibble · 11/06/2019 11:51

Nearly £900 a month for my parents' post code.

This misses the point that those living with their parents are likely living somewhere that they would not choose to, in order to save money. Their parents most likely bought their house when it was much much cheaper, and may well have paid off their mortgage. Totally unrealistic.

Bagadverts · 11/06/2019 12:07

I don’t have children- advise on benefits so did out of interest-
£500 per month in my area. £323 of that is rent.

the maximum that would be paid for an adult under 35 for rent through housing benefit or universal credit is £55 per week here £238 month. It’s called local housing allowance. The universal credit under 25 allowance (so money to pay all those bills including excess rent) is £251.77.

So my imaginary 24 year old jobseeker adult child or one one too ill to work but not severely ill has minus £11 per month left!

threetimesover · 11/06/2019 12:16

£812 here Shock

StCharlotte · 11/06/2019 12:18

thighofrelief101 Blimey, I hope they were saving some of it for you?

I wasn't paying anything like that when I was renting flats in Central London in the early 90s!

When I started work in the early 80s I took home £28 a week (shit money even for then) and my mum took £15 of that so I paying the same as my brother, who was taking home £40 a week. Apparently I was unreasonable for thinking this was unfair.

But how have they reached this figure? They clearly haven't taken into account earnings etc. Half the working teenagers (apprentices etc.) I know who are still at home aren't even earning £700+!

Perhaps there should be an "standard" percentage?

DanielRicciardosSmile · 11/06/2019 12:19

£572 apparently. The rent part of that alone is more than we pay on the mortgage.

pineapplebryanbrown · 11/06/2019 12:23

Bag an interesting calculation.

Let us stay in your area for ease and make it 1 parent and 1 now 19 year old, let's make them both completely dependent on benefits for some reason or other. If the parent is renting a 2 bed because there are 2 of them whatever is lost to the parent in ctc and now possibly by having a "'non-dependent'' in the house the loss in the parent's benefits will need to be made up from the AC's benefits. Not for profit, just to keep the household running.

I know it's a different scenario to the OP but it is a scenario some people face.

aLilNonnyMouse · 11/06/2019 12:27

The calculator is bullshit. It's saying I should charge £545 a month. My rent and bills come to £800 a month total. While that's not including food, it still seems way more than the cost of having an extra person here.

KipperTheFrog · 11/06/2019 12:30

Apparently my parent should have charged me £636 when we moved back home last year. More than that really as there were 4 of us! Glad they didn't though, as that would have meant us not being able to save for the renovations we were doing to our new house. Or be able to afford the mortgage on the new house...
Apparently we should charge the same to our DD's at our house when they're grown up... doubt I'd do that!

MorondelaFrontera · 11/06/2019 12:38

Brilliant, I will show that to my kids Grin

Have people who think their rate is too high compare with the current market rate in their area Genuine question. Mine seems high, but if my kids were to renting their own place today, they would spend a lot more even in shared accomodation.

avocadochocolate · 11/06/2019 12:40

£623.80. Wow! DC1 is nearly 17..... running my hands in anticipation!

Cautionsharpblade · 11/06/2019 12:44

£500! I’ve raised the issue at home but the cat told me to ‘fuck right off’

Clutterbugsmum · 11/06/2019 12:45

£609 here, which is more then out mortgage.

pineapplebryanbrown · 11/06/2019 12:46

Blimey, I hope they were saving some of it for you?

Nope and I had to pay travel and my lunches with the remainder. They were of the opinion that 18 = out. We all were out at 17/18.

It does seem very hard line but we were all completely independent from 18. I only stayed with them about 3 months until I could find a flat and persuade my boss to loan me the deposit to rent it.

Starlight456 · 11/06/2019 12:49

Mine says £582

And yet ex’s share is £7 per week maintenance . I may send him these figures 🤔🤣

Cruelstepmother · 11/06/2019 12:56

Well I showed it to my stepson and he said (interesting coincidence!) that I must be living in cloud-cuckoo-land! He doesn't even get that much in benefits!

Oh, well...

I agree with PPs that the figures, especially gas/electric, are way too high.

OP posts:
HJWT · 11/06/2019 12:59

This is ridiculous I did it and it said £54 gas and £59 for electric Hmm I pay £62 a month for both 😂

StCharlotte · 11/06/2019 13:06

thighofrelief101

Actually, my Mum was even more brutal with her eviction technique - she sold the house and moved into a one bed flat!

Fortunately I was earning a bit more by then so could afford "real" rent.

Darkbendis · 11/06/2019 13:09

£573. Our mortgage is £600/month And I have too ( young) children. A few more years and... happy days. As if Wink

Darkbendis · 11/06/2019 13:09

*two not too