So the thread has reached 1k. Hoping
NurseJackie
makes another one but if not, here's post 1001 from me in reply post 1K
Like I have already said...how many of you homeowners have lived next to a house of multiple occupancy where the residents are ex offenders.
1st,2nd,3rd 'home' : Rental properties. Studio flats in rough area of city. Druggies everywhere. 3years.
1st mortgaged house : Terrace. 2 up 2 down in very rough, poor area. Mattresses in back passage used as trampoline by local kids. Car broken into numerous times. Teens and druggies in same place hanging around at all hours. On edge of rough council estate. Damp and grim house. 5 years there.
2nd mortgaged house: 2 bed semi slightly further out. Quieter but still troubled area. Backed onto railway line used by people doing their stuff. Near high school. People always hanging around. 4 years there.
3rd mortgaged house: Nice house on quiet estate. Nice area. Mortgaged to max. Couldn't afford to decorate for 10+ years, too busy saving for/ paying for new roof & fixing damp/ electrics, kitchen/ bathroom. Decorated some of it after 10 years. Parts of house still need decorating 15 years after purchase. Can't afford to yet. Just paid for new boiler/ windows.
27 years OP of renting/ paying mortgage.
Our mortgage is up next year and I'm most likely the very person you look at and think has it easier than you. We haven't lived in luxury. Far from it. Like I said earlier. The colour of walls is the least of many home owners problems. It's taken YEARS to get this far.