To think that people don't use travellers cheques anymore

[Zigzag99]

Are they outdated? Do people just use debit/credit cards or prepaid cards abroad? Tell me how you pay for things on holiday.

Top up travel visa (maybe mastercard - can't remember)

Gives better rates etc than using your own debit/credit card abroad but still has the convenience of a card.

All online too so topping up is really quick

Take some cash for when we're first arrive and then take money out of the ATM when I need to.

We take cash and use ATMs. Don't need so much these days, we usually go AI which means we only eat out some lunchtimes and a couple of evenings depending on where we go. Didn't even know there were such things as travellers cheques anymore.

Ive just got myself a Monzo card/account for an upcoming holiday. You can withdraw quite a bit of money every day without charges and I think no charges for purchases.

Travellers cheques yeah no one uses them now can you still get them ?
I just get Cash but I only ever take a few hundred € as All inclusive usually.

I went on holiday with a friend in 2001 and was suprised that he had travellers' cheques - they seemed faffy and outdated to me even then.

I just take cash and use my normal cards.

I have a Monzo card as well, worked really well when I went on holiday

I use a Revolut card. Transfer out of my current account in real-time and pay with no FX.

I pay in foreign currency, or pay local currency with a credit card. My card provider (M&S) charges at the central exchange rate, with 3% currency charge.

3% is easily comparable with the spread on buying currency.

You can't even get travellers cheques these days as I found out to my embarrassment last year.
We got a post office pre-payment card which you can top up online.

Starling debit card, I used to use a Halifax Clarity, but have switched to a debit card, because some places charge extra for credit cards but not debit cards. I also have a Santander zero card as a back up. But you have to pay back the credit card ASAP to reduce the admittedly small amount of interest charged, hence another reason for using the debit card. I just transfer my holiday spending money to the card to use.

All allow you to spend or withdraw cash at the bank rate, which is better than any currency exchange provider. Also less risk of losing large amounts of money.

Because we go abroad 4-6 times per year, we've usually got some Euros hanging around, so also keep them until next time, rather than exchanging them.

Never used traveller cheque
Use my credit card to get cash out of ATM with no extra charges, pay it off on return home
Or pay by credit card
Or cash

We've not used travellers cheques for over twenty years, fee free cards for expenses and cash.

Halifax Clarity card or just my normal Santander card now as that is just as good.

Haven't used Travellers Cheques since the 90s and haven't ordered holiday money since about 2005.

In Europe I just use my credit card.

Does anyone know about using ATMs in USA and in Canada? Someone was telling me that they have quite a high charge each time you use one ?
Trying to work out what it is best for my dd to do when she goes later in the year.

Haven't heard of anyone using travellers cheques for donkeys years.

I've travelled to lots of countries, never had an issue with credit card or cash

I think most people bring their debit cards and a certain amount in cash, or one of those prepaid international currency cards - I don’t think I know anyone who uses travellers cheques.

Whats a travellers cheque? Don't remember it.

I've always just taken cash. DH usually checks which card has best rate to use abroad as a back up.

No, I haven’t since probably 2002. I take cash and then use my debit card at a cash machine. I’ve lived and worked in several ‘developing’ countries and have never had a single issue using a cash machine. The charges are usually fairly minimal.

Only place I have had an issue was Belgium where they had their own bank cards and so VISA machines were less common.

Was not happy when I discovered this straight off the Eurostar with a fiver in my pocket.

Never used travellers cheque, don't know if they still do them anymore. I take a little cash but mainly uuse my credit card that doesn't charge foreign transaction fees for purchases, paying in the local currency so get the Mastercard exchange rate. If my debit or credit card charged fees I'd get a top up card, moneysavingexpert probably has an article about the current top choices.

You would struggle to get traveller’s cheques now.
I work in a foreign exchange bureau and we sell pre-paid MasterCards.

Monzo. It's fab.

I loved travellers cheques. Signing each one in front of the cashier. Not used them for years. They were always good for in America as if you got $ ones you just used them like cash.

Never used a traveller's cheque and wouldn't know how to. I've always used my debit card abroad, in shops and at cash machines.