Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Mum soon will be claiming universal credit while be receiving 150k from sale of house in a month time

109 replies

Jellypinkbean44 · 10/05/2019 14:31

Hi all will keep this short, my mum has put in for universal credits even though she had 20k in savings and told me she will be receiving £350 pounds a month very soon from universal credits. She has recently sold her property, and will be receiving £150k in a month or so after all the deductions etc.She has signed a declaration to say she will report any changes in circumstances, she told me she would keep quiet and take the money.Would I be unreasonable to report her.

OP posts:
MatildaTheCat · 10/05/2019 14:32

No

aposterhasnoname · 10/05/2019 14:35

You’d report your own mother!! Fuck me sideways.

Still if it makes you feel good OP, crack on.

However, I suspect it won’t be necessary, they will find out.

RichPetunia · 10/05/2019 14:37

Yes, you are being unreasonable. She's your mum. You don't need to agree with what she's doing, but do not report her as your relationship may never recover.

ilovecheese1 · 10/05/2019 14:38

You’d report your own mother!! Fuck me sideways.

Yep.

Wadingthroughshit · 10/05/2019 14:38

I think there's more context to this story then this isolated incident for you to want to report your mum. I may be flamed for saying this, but benefit fraud causes far less economic loss than large companies who tax avoid (under £2 billion compared to over £5), and I've never joined the bandwagon blaming benefit claimants for austerity. But I digress.

That said, if your mother has I think over £16k in savings, she needs to declare this. Will she not do this?

Jellypinkbean44 · 10/05/2019 14:43

aposterhasnoname l haven't reported her yet but if gets flagged up maybe no point in doing it.It's wrong to claim whilst having a lot of money and not declaring it.

OP posts:
IAmTheChosenOne · 10/05/2019 14:46

Unless there is a back story I wouldnt be reporting my own mother BUT benefits are meant to be a safety net not a lifestyle choice. There are caps in place for a reason. Your mother is committing fraud:

Capital over £6,000 but less than £16,000. This will affect how much Universal Credit you can get. For each £250 (or any part of £250) you have over £6,000, your Universal Credit will reduce by £4.35 in each assessment period. For example, if you have savings of £6,200 your Universal Credit will reduce by £4.35.

Jellypinkbean44 · 10/05/2019 14:47

Wadingthroughshit I have told her not put in a claim, but clearly she didn't want to listen, my brother said they will find out

OP posts:
Jemima232 · 10/05/2019 14:49

They will find out, by looking at her bank statements.

You could save her a fraud conviction by pointing this out to her.

MelanieCheeks · 10/05/2019 14:49

She will be found out, and she will have to repay anything she received incorrectly. Maybe advise her of that.

Jellypinkbean44 · 10/05/2019 14:49

IAmTheChosenOne thankyou for your info.

OP posts:
Jellypinkbean44 · 10/05/2019 14:51

Jemima232 and MelanieCheeks I will sit her down and have a word with her

OP posts:
Asta19 · 10/05/2019 14:51

My mum did this and got caught. I didn't even know she was doing it until she rang me for advice! To be totally honest with you she didn't get much of a punishment, a conditional discharge, which is no punishment at all. In my mum's case it has turned out to be the tip of the iceberg in terms of dishonesty. Turns out the money she had was from her parents estate which was supposed to be shared between her, me and my sister. But, as my GP lived abroad, we didn't know about it. She was pleading poverty to us when she had tens of thousands in the bank!

Jemima232 · 10/05/2019 14:53

So she wants to claim UC whilst having the equivalent of 25 years' worth of this benefits in savings.

I usually tell people who want to rat to the DWP to -fuck off and mind their own business- pay no attention, but this is CFery on a different level.

How very dare she.

blackteasplease · 10/05/2019 14:53

I would not report her. It's not something I could do.

However she will probably get caught!

I'd advise her not to do this as you have said.

Jellypinkbean44 · 10/05/2019 14:56

Thanks everyone will not report her as others had said they will know.

OP posts:
BitchQueen90 · 10/05/2019 14:56

I wouldn't report her but I'd tell her I think it's disgusting. She will get caught anyway.

Ineedamanipedi · 10/05/2019 14:56

I don’t know how people can sleep at night doing stuff like this - I’d be terrified of getting caught. My sister has recently finished paying of a weekly debt for being overpaid working families tax credit years ago (it was when there was a big debacle about the government office making mistakes, overpaying people and then demanding the money back). She did nothing wrong but still had to pay it all back and she’s the hardest working most honest person I know.

Nearlythere1 · 10/05/2019 14:56

wow, a good little servant of the state aren't you, reporting your own mother...

Deathraystare · 10/05/2019 14:58

They do check up on people. They will want to see a copy of her bank statement and will check on people randomly. They did it to me before Christmas and even though it was all above board I felt I had gone through the wringer! They asked the same questions different ways.I ended up not knowing if I was Herbert or Sherbert!
Still it is good that they do check.

Jellypinkbean44 · 10/05/2019 15:02

Nearlythere1 as others had said on here, I won't be doing it she will get find out

OP posts:
madamedeluxe · 10/05/2019 15:03

Do they ask for bank statements as standard? They don’t for tax credits.

Cafelatte2go · 10/05/2019 15:05

As someone else has said, I would warn her the second that she gets the cheque to tell them- she will be in trouble if not.

As for reporting your own mum- FFS. Nothing else to say.

Genevieva · 10/05/2019 15:07

Presumably she needs to live somewhere. Is she buying another property or renting? If buying, she won't have the cash for long. When she made her application, she must have declared that she owned a property and what the approximate value was.

TheQueef · 10/05/2019 15:08

Your first thought being to report your own Mother eh?
That's cold.