Mum soon will be claiming universal credit while be receiving 150k from sale of house in a month time

[Jellypinkbean44]

Hi all will keep this short, my mum has put in for universal credits even though she had 20k in savings and told me she will be receiving £350 pounds a month very soon from universal credits. She has recently sold her property, and will be receiving £150k in a month or so after all the deductions etc.She has signed a declaration to say she will report any changes in circumstances, she told me she would keep quiet and take the money.Would I be unreasonable to report her.

I wouldn’t report her because shes your mum and you wouldn’t want to see her going through the hassle and drama, but I would certainly lose all respect for her and look at her through different eyes. Guess she isn’t someone with good morals so if I had DCs I wouldn’t want them spending too much time around her either as she certainly doesn’t sound like the role model you would want for her dgc.

I don't think the money from the house sale is the main point - her savings make her ineligible.

Just warn her that she'll be caught and have to face the consequences and embarrassment

It's very socialist view point and Very common.

State first, family second. ☹️

Its a very legal view point and Very common:

Law first, family second ☹️

Can’t a bank robber catch a break FFS?

They will find out. I have a friend who claimed uc after her husband left and she had the proceeds from a house sale and they went through everything in minute detail

I would report my own mother, without a shadow of a doubt. But I work in a trusted capacity where if it was found out a close family member was convicted of fraud and that I knew about it beforehand and did nothing I'd potentially lose my job.

Banks automatically report direct to HMRC how much interest you are earning on your savings. HMRC does not rely on the beneficiary of that interest to report it. If your mum has her £20K savings in a savings account in her name and is earning interest on it, HMRC will probably therefore already have an idea how much she may have in savings from their knowledge of the interest income (unless the money is in an ISA).

About 12-18 months after they started paying tax at source on savings interest, we got lots of cases where claimants had been issued overpayment notices for not declaring savings over £6k. HMRC had been sharing the data with DWP and DWP had looked into tons of cases and discovered lots of people had lied/omitted to tell them about savings.

It's not worth trying to get away with it, because they will find out (unless you keep the money in a suitcase under the bed) and the hassle of trying to unravel all of that a year later will be a nightmare.

OP, if your mum is going to buy another property, the money can be disregarded for a year anyway, and even if the purchase hasn't gone through in a year's time, they're fairly amenable to extending the disregard period if you can show that you're seriously looking.

One thing she shouldn't do is blow the money on cruises, fast cars and designer clothes jsut so she can get benefits sooner. They can treat you as still having the money if they consider you've deliberately blown it all just to get below the threshold where benefits are payable.

You MUST report her it's illegal and takes money away from others that are desperately in need - many are taking their own lives because of it. I'm stunned people are saying otherwise.