To ask how much your first home cost you?

[redwinegulper]

What year was it in, and how did you afford it
?

99,950 3 bed semi in Kent in 2001. Builder paid 5% deposit.

£50k for a one bed flat in 1996
£5k deposit from my mum
I earned £24k, mortgage was about £350
Now worth £300k

1986, £26,275.
3 bed flat in a studenty area of a Scottish city.

£40k. 5%deposit. Early 1990s. More than doubled in value 5/6 years later.

Oh and I got a 100% mortgage and a loan for furniture 😱, my parents had paid off their mortgage so were guarantors.

It was a three bed semi.

125k, 100% mortgage. 1996. Not a good move.

Not 1996 - 2006!

1999-£62k for a Victorian conversion 2 bed flat in zone 2 London. Brilliant flat and sold it for 4x the price we paid 10 years later.

We both worked and saved,only needed a £5k deposit in those days!

In 2000 we bought a 3 bed terraced for £105k then sold it in 2005 for £160k

1997 bought for £67,000 brand new. Sold in 2001 for £80,000. Sold 5 years ago for £175,000.

Oh a 2 bed mid terrace. Tiny little house.

3 bed Victorian semi in SE London for £95k in 1996 sold for £310k in 2006. Deposit from savings and mortgage.

£48,000 for a 2 up ,2 down, mid terrace Victorian farmworkers cottage. I loved it. Had just a 2 bar gas heater in front room and heating bits averaged £4 pm. Bought in 1997 with a friend so we paid half each. Both our sets of parents gave us £5000 and we both had saved enough to buy without a mortgage but she met her now husband the weekend we completed, and within a year I had to get a £30000 mortgage to buy her out.

£160,000 in 2009, south-east London/Kent area. Had a 25% deposit after saving for years (I was early thirties).

34k in 1995, 2 up 2 down in Bolton. I had 1k saved for the deposit and once I'd got my mortgage offer, I took a small loan out for the rest. I was on £10,250 salary at the time. Sold the house 6 years later for 35k.

£110,000 in 2002. 3 bed ex-council semi in Cambridgeshire (nowhere near Cambridge though!). We were able to buy with a 5% deposit which we had saved while working in London.

1972 £7,750 !!

£59k for a 2 bed maisonette in se London in 1997. 90% mortgage and 10% short term loan, we paid the loan bit off quickly. Remortgaged as a buy to let in 2000 to raise £30k deposit for next house, then sold it a few years later because renting it out was too much hassle at the time.

Just checked Zoopla and it sold last year for £450k! Wish we'd hung on to it now!

£10,450 in October 1977. Bought with ex-husband, it was a mid-terraced 1970s 3 bedroom house in Chandlers Ford, Hampshire.

We lived there until August 1980 then moved.

1982, £15000, 100% mortgage, North Wales, 3 bed semi

2003, two bed ex council flat in the south east, £126k, 95% mortgage, saved up the 6k deposit ourselves

£410k in SE England. Bought in 2015!

Think we bought at pretty much ‘the peak’ unfortunately.

But for us it’s better than paying about the same every month in rent as we now do on our mortgage. We’ve paid off quite a bit already.

We afforded the £100k-ish deposit by saving and about £15 - £20k in gifts and inheritance from relatives. We’re lucky dh has quite a good job and we don’t have big outgoings.

80k in 2016. 5% FTB deposit. 3 bed 30s semi in good condition. North west. Did partial refurb (more that we wanted rather the house needing it) and it got valued on 90+k. 😮

£56,000- a three bedroom semi with a sunny conservatory in north Essex. Bought in 1998.

We used other people’s cast off furniture while we saved up for our own.