Tbh yeah. There’s nothing wrong with looking forward to retirement one day. I can totally understand that, the daily grind of work wears thin and retirement definitely appeals - no work, days doing whatever you like, do some volunteering, decorating the house, gardening etc. But you’ve said you have no pension. So sorry to say it but you have absolutely nothing to look forward to. Even if the state pension stayed at its current level and with the current retirement age (it won’t) you’re fucked. You don’t own a home and have no savings. You will almost certainly have to work through your retirement or you won’t be able to live.
So yeah, looking forward to a retirement with no home on a tiny state pension when you’re in your mid 30’s is really sad. I’d really feel for anyone who is looking forward to living in poverty in 30 years time.