I have NC for this and changed some of the details. Myself and a few friends had booked a short trip. We each paid a deposit of say £50 each. Remainder of money was due and one friend decides she no longer fancies it. Due to logistics, room divisions etc. we all cancelled - we have our reasons - there was no point in going - nothing to do with transport or anything. Anyway the friend who wasn't going offered to pay back our deposits, which the other friends said yes to. It is further complicated because all of the people were going had paid the money into my account - a direct debit was set up and I have their money. They have been repaid from this account, however, I felt it wasn't fair for me to take the money as well meaning that the friend who didn't want to go would be about £200 out of pocket. The rest think I'm a mug. What would you do?