Damaged a parked car :(

[MonaLisaDoesntSmile]

Not an AIBU, posted for traffic.
A couple of days ago while driving I run my car into another car parked on a side of the road on my way to work. I left my details on the windscreen, but I think the are away so have not heard from them (I pass by every day the note is still there). Insurer notified, I accept this is totally my fault, but I wonder how to proceed when they ring. Do I just give them my insurance details? Do I also call the police?
There was no one around and I drove off after leaving the note, a bit late for that now but wonder if I should have done something differently?

Just to add the parked car was not badly damaged and no injuries on my side and there was obviously no one in the other car.

I think you have done what you need to. When they call, just give them the insurance details. If you have told your insurer, they have probably already started trying to contact them.

You did the right thing leaving a note! Well done for being honest. I would have taken pictures too in case someone else crashes into the car and it’s blamed on you. If it wasn’t badly damaged I wouldn’t have called my insurer as it can be cheaper (certainly for your premiums) to sort it out together if both parties are willing.

That once happened to me. I reversed out but didn't have as much room as I thought, scraped the car next to me. I rang 101 just to log it because they give you a reference number etc and it proves you've done whatever you can. When the owner calls just give them your insurance details. It happens, don't stress.

I had to call my insurer as my car sadly needs (expensive most likely) repairs. Theirs look a lot better and is limited to the bumper. I'm sort of crapping myself as I my friend once had a similar situation when the other owner didn't want to go through insurance and quoted her a ridiculous amount of money instead, I just don't know if she agreed in the end.
Super stressed as broke after Christmas too, and obviously it was super stupid, also thought there was a lot more space in front of me, which there was not.

Don't beat yourself up, accidents happen. That's why you have insurance for and why it's a compulsory class of insurance!
Your insurance will repair your car or declare BER and pay out according.
They will deal with the third party claim as and when it comes in. Well done for being honest about it, a lot aren't.
If the owner wanted to do it outside of insurance, just be firm, apologisr and tell them your insurer is already dealing with it.
for you.

They cannot make you not go through insurance. It is a joint decision. I would go through insurance as then it gets sorted without hassle for you. Obviously insurance may rise upon renewal so is there any way you could put money aside every month increase of increase? As pp said well done for being so honest!!

Could you log the incident with the police just to cover yourself. I would make sure your note is still legible if left exposed to the weather too.

This exact thing happened to me this week - minimal damage to both cars and I found a way of getting hold of the owner. When she contacted me she was more happy that I'd actually left details than she was bothered about the actual damage.

I did that once. It was a scratch not deep but still obvious. The car was quite old. I left a note with number and was a, nervous wreck from then on waiting for the phone to ring. I was a single mum and feeling quite vulnerable. Well for some reason I'll never get, I never got a call. Whether someone took the note down, or thry considered it was an easy job and they work for a garage, who knows but I was so glad to have left the note as I had nothing to feel guilty about.

You did the right thing :)

As for going through insurance, insurance companies are laughing as people would often rather pay than have a tiny bit added to next years renewal. I had a crash and the repairs for the other car were around £2k, my insurance only went up by around £10 for the entire next year- whereas I would have been £2k out of pocket. So yes, go through insurance, if they don’t want to then tough tbh!

The Road Traffic Act requires you to stop and exchange details, if you have a crash (simplifying a bit).
If you are unable to do so for any reason, you must report the accident to the Police, at least within 24 hours.
Putting a note on the windscreen, strictly speaking, is not "exchanging details", but even in the old days, a windscreen note was seen as acting in good faith, and rarely gave rise to a problem. In the modern world, the Police are much too busy to pursue trivialities like this.
If the OP is a worrier, she should report the accident to the Police (online these days, probably). The Police will complete a thing called "Form T2", and file it somewhere.
The OP has already informed her Insurance Company.
That is it. Job done. No more worries.

When rhey contact you, just give them the reference no your insurer gave you when you reported it along with who your policy is with and your full name and leave them to make a claim through your insurer. If they try to pressure you to settle it yourselves explain its too late, you've already reported it and will be making a claim yourself for the damage to your own car. You've done the right thing 🙂

This has happened to me, although I wasn't driving. I knocked on the doors by the house, found out whose car it was & that they were on holiday. Put a note through their door, took pics of the car & the insurance company was contacted. The other car owner called when she returned from holiday, thanked us for leaving the note, swapped all details & left it all to the insurance company.

Take photos is the only extra thing i can think of. I also hit a parked car and left a note and they never bothered contacting me. As you know a car accident could have been so much worse.

If the car is still there I would go and take a photo of the damage (in case they claim it was worse than it was). Other than that they'll probably get a quote - if it's reasonable you can pay out of pocket (to keep your no claims). If it seems outrageous I'd go through the insurance company.

I did this once by the way. The person contacted me the next day to say "thanks for leaving your details I'll let you know" and I never heard from them again!

Thank you everyone, feeling slightly more hopeful, still crap, but at least not as crap as before.
Tried to ring 111 but after 25 minutes on hold nothing happened, so left that for a while. Fingers crossed, I don't mind paying a bit extra next year, just so annoyed at myself for not being more careful!

Perhaps take some pictures of their damage while you wait for contact.

Please don’t bother the police with this - you don’t need to contact them about this.

You’ve fine the right thing, get your car repaired through your insurers and they will deal with the repairs to the other vehicle le as well.

Where we live you can report things to the police online. Presumably it makes it quicker for them to file it

Then they wd have a record in case of contact from the other driver

If the police think it's a waste of their time presumably they don't have to action anything

Op it’s 101 you need to call- 111 is the NHS line.

Our police force has online logging for incidents like this as well

You don't need to call the police, you can't "log" something with 101

111*