😂 I enjoy all of the ‘some terrible people on here this morning’ for expressing an opinion I believe MANY share - only most of them are probably at work and not on mums net (I have a day off) so surely the AIBU sample will be heavily bias as the majority of those answering it are, themselves, at home on a Thursday morning!
Well I'm on Mumsnet this pissing down fine Thursday morning and work 36 hours a week, in fact hour number 36 finished just over 2 hours ago...... And I've just finished my commute home.
OP - if the hours were regular then I'd say yes, you need to take them, but in reality working a few ad hoc shifts like these actually can end up costing you money.
It's happened to me in the past, extra shift, extra childcare costs and extra travel expenses etc. Then when you declare it it takes weeks to all get sorted out and you're left with building debts to things like landlords and councils and utilities. That's the reality of the situation.
I faced this dilemma and I eventually worked out that if I could live on a tenner a week less (hard when every penny is accounted for anyway) I overestimated my earnings for tax credits, as I don't get housing/ctb anyway now they don't come in to it these days. This meant my weekly payments were less by about £10/15 but it gave me leeway to work extra shifts if I could. This way I'm not ever actually financially 'up' for working an extra shift in the long run, however I don't end up with an overpayment. I allowed one extra hour a week in my calculation, which is 52 extra hours I can work a year.
I do appreciate though this might not be feasible for everyone, and Hb and ctb are so much more complicated.
I have no idea if it would work on universal credit or not. I suspect not as it's worked out monthly on your previous income rather than annually like tax credits.
And I agree that benefits are there as a safety net, but that safety net is removed for an unknown period of time, even when the extra hours are long gone, and the extra you have earned does not match what you lose for months, and it actually causes more hardship. It's easy to have such high minded principles when you don't have the threat of bailiffs or eviction hanging over you.
I was under the impression that UC was supposed to stop this situation happening? That you could go ahead and work extra temporarily, or pick up casual work without fear of everything being withdrawn for weeks on end leaving you with nothing to live on a a huge overpayment.
You really can't blame people for needing to keep cashflow coming in, it's not about work ethic, it's about being too scared to do that extra shift because it'll inevitably push you into debt of some description.
The fault is a badly designed system that only works for people who earn the same every month, it doesn't work for those with a fluctuating income. So people will try and make sure they don't have a fluctuating income to keep on an even keel.