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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Wheelie bin damaged neighbours car.

105 replies

GiantBabyMumma · 29/11/2018 15:13

Hi,

I had my neighbours (both ladies from next door and one from opposite) knock on my door this morning to tell me that my empty wheelie bin had blown over and dented the side of their car.

They said that it had blown over once and they had picked it up, then it had blown over again into their car and caused the damage.

I was in my dressing gown and holding my crying (teething) baby so told them they'd have to come back later and speak to my partner when he is home from work.

Who is at fault here? I think neither as the wind is beyond my control!

I didn't hear the bin falling over, but they did, twice?

They supposedly moved it into the second position from which it fell causing the damage, so they have admitted that they put it in a place it was likely to cause damage if it fell.

If they had told me the first time I would have moved it.

Everyone on our street keeps their bins on the drive as there is no access to the back and nowhere else to keep them, so not just us.

I also feel as though the 3 of them knocking on my door together was to try and intimidate me into agreeing to pay any costs.

This happened between my partner leaving for work at 7.10am and 8.30am when they knocked on my door. They knew I was home alone with the baby (as I am every week day whilst on maternity leave).

Would I be unreasonable to say, no, we will not be paying anything? My partner wants to bring up the 3 of them banging on my door together to gang up on me when they know I'm home alone, do you think this would just cause further arguments?

Tia

OP posts:
Florries · 30/11/2018 20:32

Their plan to frazzle you didn't work OP so looks like they e given up!

BewareOfDragons · 01/12/2018 11:41

Perhaps one is on mumsnet and realised they're being ridiculous...

m0therofdragons · 01/12/2018 11:56

Wind is an "act of god" in insurance terms. My parents were taken to court for similar. My parents offered to pay excess as they were in a financial position to do so but it was wind related. Neighbour wanted more so it went to court. Judge found in my parent's favour.

Craft1905 · 01/12/2018 12:48

Wind is an "act of god" in insurance terms.

Stop with this utter nonsense. There is no act of god exclusion in any insurance contract. The whole act of god thing is an urban myth, and nothing to do with insurance.

What there is is an exclusion to pay third party damage unless you are legally liable. That's got nothing to do with act of god. It's basic law of tort.

HoppingPavlova · 01/12/2018 12:57

Tell them to contact their insurers and let them deal with it and if necessary you will deal with their insurers if contacted. That’s actually what a normal person would do anyway if their property was damaged.

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