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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask you to watch Panorama re Universal Credit

319 replies

longwayoff · 12/11/2018 19:33

God, this looks grim already. Look what we're allowing to happen.

OP posts:
Rinoachicken · 13/11/2018 17:35

@Musereader my youngest is just about to turn 5.

Thank you so much, that’s a big relief. I have MH problems and although I could go full time in my current job without too much trouble, it would really take a negative toll on me, and I use that one day off in the week to attend therapy and psychiatric appointments

HelenaDove · 13/11/2018 17:36

www.theguardian.com/world/2018/nov/12/london-women-impact-welfare-cuts-un-poverty-envoy-philip-alston

"Women in London have told the UN special rapporteur on extreme poverty they are bearing the brunt of government welfare cuts, and described how austerity has left infants homeless and exacerbated problems including overcrowded housing and domestic violence.

More than a dozen women addressed Philip Alston at a highly charged meeting in Newham, east London, and urged him to tackle British ministers over the disproportionate effects on women of eight years of spending cuts.

A group including many immigrants told the human rights lawyer that as a result of austerity measures, some had been driven to sell sex, some had faced increased domestic abuse and others had been denied the ability to bring up their children properly.

One woman with a baby strapped to her back spoke through tears about how she fled domestic violence only to be made to wait for 20 hours at a social security office where she became so hungry she had to drink her child’s milk.

Alston arrived in one of the poorest boroughs in the capital on the eighth day of his tour of the UK, in which he has been examining extreme poverty, austerity, welfare changes and the impact of Brexit.

Reducing poverty was one of the specific legacy goals of the 2012 Olympic Games, which Newham helped host. Between 2010 and 2015, the borough rose out of the 20 most deprived neighbourhoods in England, but local activists say this improvement was not spread evenly across the borough, with areas directly around the sporting venues enjoying increased prosperity while others suffered.

Last year, child poverty in the borough was the third worst in the UK behind Tower Hamlets and Manchester. After housing costs, 43% of children were living below the poverty line, according to analysis of official figures by the charity End Child Poverty.

Last year, child poverty in the borough was the third worst in the UK behind Tower Hamlets and Manchester. After housing costs, 43% of children were living below the poverty line, according to analysis of official figures by the charity End Child Poverty.

Among those who addressed Alston was Jane Williams of the Magpie Project. Her organisation has helped 215 of the estimated 2,000 homeless families with children under five who live in the borough. Williams said children had nowhere to play or be potty-trained, mothers could not sleep as several children shared a room, and some were spending one-third of their incomes on milk formula.

She read out testimony from one of the projects’ clients: “They have taken everything from me but my body. What do they want me to do? Do they want me to sell my body?”

Trinity, a mother of a nine-year-old, told Alston: “A lot of women are forced into poverty and into prostitution. I have been destitute and homeless from one place to another.” She said she survived an attempted rape and had boiling water poured on her when she resisted.

Paula Peters, from Disabled People Against Cuts, described the difficulty of a a 54-year-old carer in accessing universal credit, including seven attempts to fill out online forms, as well as needing to borrow money to eat and at one point not eating for a week

Another woman’s benefits were sanctioned, Peters said, “because she didn’t look happy” at a meeting with the welfare officer.

Another woman unfurled a banner in front of Alston with the names and photos of dozens of people said to have died as a result of benefit sanctions and austerity.

Alston told the group: “It will be interesting to me to ascertain the extent to which the authorities are really aware of the sort of issues you presented, the extent to which they have tracked those impacts of those policies.”

Alston will spend the rest of this week in London having meetings with Esther McVey, the work and pensions secretary, and John Glen, the economic secretary to the Treasury, as well as officials at departments including the Department for Exiting the European Union.

He will then draft a report to be delivered at a press conference on Friday. It will examine how the UK government, councils and devolved assemblies have been handling extreme poverty, the impacts of austerity policies and the roll-out of universal credit

Alston is also expected to address Brexit and whether it might deepen poverty in some areas of the country, and will look at how the increasing reliance on computers to deliver welfare and even make judgments about benefit decisions using algorithms will affect people.

Several women described how universal credit could “facilitate economic abuse” between men and women, because it is normally paid in a single payment. Requesting split payments in violent households could escalate abuse, one woman said.

A mother of two who gave her name as Doris said she had lived in 40 places in the past decade as a result of welfare insecurity. “I have said to my sons: if you could come back as a woman, would you? They said no way, not the way you’ve been been treated,” she said."

MeteorMedow · 13/11/2018 17:49

Isn’t it worrying that so many people are so dependant on benefits that their reduction causes poverty and the inability to survive?

Given the looming Brexit situation isn’t it concerning people that the large benefit/pension burden on the British economy is going to end us in a similar situation to that of Greece?

Leaving the EU is undoubtedly going to reduce the pot of benefit funds, so what are those dependent on them planning to do?

Realistically, if you’re physically and mentally capable of working full time (and this bar would have to be set reasonably high - no anxiety, stubbed toes or reoccurring achey ankles) then I’d suggest you’re in a pretty precarious situation by relying on benefits.

I hear people say “I can’t work full time as I have 4 children” and honestly - 😒 how did you expect to provide for them? What was your plan?

Shannaratiger · 13/11/2018 17:54

Too scared as DH's SSP just finished so will be starting applications soon!!

LakieLady · 13/11/2018 17:56

capping at two children is still very generous as it should be down to the parents anyway to support their children, no one else.

That's fine in theory, but shit happens in people's lives and none of us can predict the future. I've supported a client who was married to a wealthy man who had a good income.

He developed a gambling addiction, unbeknown to her, lost his job and everything else, including the house, and then killed himself. She couldn't even claim on the life insurance, because it was suicide.
She had no reason ever to dream that one day she might be dependent on benefits.

Many of us are only 3 pay days from penury, no-one has a job for life, and illness or accident can happen to anyone, as another client who had a life-changing stroke at the age of 31 and had to give up her well-paid job knows only too well. It's a good job she has 3 kids, because the oldest two share her care.

dontalltalkatonce · 13/11/2018 17:56

Isn’t it worrying that so many people are so dependant on benefits that their reduction causes poverty and the inability to survive?

Isn't it worrying that employers are allowed to proffer wages so low the government tops up their employees to live?

(and this bar would have to be set reasonably high - no anxiety, stubbed toes or reoccurring achey ankles)

After 10 years of austerity, you honestly believe people are not working FT due to your suggested ailments? Really? Hmm

Steakandkidney · 13/11/2018 17:57

no anxiety, stubbed toes or reoccurring achey ankles
Clearly said by someone with no experience of anxiety then

HelenaDove · 13/11/2018 17:59

" It's a good job she has 3 kids, because the oldest two share her care"

i wonder how long they will be willing to do that with the way carers are being treated on UC. Like the one in the article ive linked above.

MeteorMedow · 13/11/2018 18:05

@steakandkidney

😂 Said by somebody who frequently vomits (and has had to manage IBS symptoms since late teens) due to acute stress and anxiety. Who has worked in several professional offices from central London to the North and would estimate around 75% of all colleueges suffered similar levels.

Spoken by somebody who wonders at what point we accept that ‘stress and anxiety’ are an unfortunate side effect of our economy, society and entire generation and stop letting half the sufferers ‘give up and be funded by the government’ whilst the other half struggle on.

MeteorMedow · 13/11/2018 18:08
  • in fact “do you even work in law, if you haven’t stress vommed and had a breakdown in the disabled toilets on lunch?” was once said to me. Like it was the most normal thing.
LizzieBennettDarcy · 13/11/2018 18:12

I can see that the system is flawed, and that there are sadly people who are going to fall through the cracks.

But ..... the Government isn't there to provide financial cushioning for lifestyle choices. It simply can't keep shaking the benefit tree and millions of pounds fall off it. I don't know what the answer is, but something has to change.

borderline11 · 13/11/2018 18:16

If wages were in line with the cost of living people wouldn’t have to depend on any benefits.

HelenaDove · 13/11/2018 18:16

"Who has worked in several professional offices"

So not an Amazon warehouse or the shop floor of a supermarket in the run up to Christmas.

There was a thread on the Chat board either last Christmas or the one before from an MNer who couldnt manage going to the toilet while having heavy periods because she was working on a shop floor in the run up to Xmas and she needed to go more often.

TheBigBangRocks · 13/11/2018 18:26

Isn't it worrying that employers are allowed to proffer wages so low the government tops up their employees to live

Unless offering under minimum wage, it's not the employers fault. They aren't responsible for the employees life choices and given so many make choices they can't afford but want anyway then the clamp down was inevitable.

HelenaDove · 13/11/2018 18:29

minimum wage = "id like to pay you even less but i cant get away with that so im gonna have to pay you the minimum."

HelenaDove · 13/11/2018 18:30

Do you use a childminder or have a cleaner Do you pay enough so they dont have to claim tax credits or UC.

and if not you would be happy for them to just walk out with no notice if they found a better job elsewhere and had to start straight away.

No problem right?

TheBigBangRocks · 13/11/2018 18:34

No cleaner or childminder as housework not exactly taxing.

Good childminders earn way more than min wage but may obviously be taking advantage of tax loops etc.

DoctorTwo · 13/11/2018 18:52

Musereader Tue 13-Nov-18 13:21:11

Immigration

Which our glorious leaders want to end post Brexshit.

MeteorMedow

Given the looming Brexit situation isn’t it concerning people that the large benefit/pension burden on the British economy is going to end us in a similar situation to that of Greece?

Greece is in the Euro, the UK is not. Greece's central bank is constrained by Eurozone rules, The Bank of England is not. It can make as much money as it likes, and it does, it just props up the banks that should've been allowed to fail 10 years ago.

This government hates the poor, that's the only conclusion I can come to. The only consolation I have is that when our industries relocate overseas post Brexshit they will be unelectable for a generation.

HelenaDove · 13/11/2018 18:57

And some of the people working in those industries will end up on UC.

Steakandkidney · 13/11/2018 19:00

Said by somebody who frequently vomits (and has had to manage IBS symptoms since late teens) due to acute stress and anxiety. Who has worked in several professional offices from central London to the North and would estimate around 75% of all colleueges suffered similar levels
But that's your choice. You could choose not to do that. You cannot judge them for making a different choice. There are no prizes for martyrdom and struggle.

dontalltalkatonce · 13/11/2018 19:02

Oh, yes! Now you know, everyone, everyone who works for min wage is doing so because of their poor life choices! That's it! So punish them. They are morally inferior. Hmm

This government hates the poor, that's the only conclusion I can come to.

That's it.

ShowerOfShite · 13/11/2018 19:03

I'm scared and confused about UC.
I'm currently on ESA but have hopes of getting back to part time work.
Local authority housing and no childcare costs but I get different results everytime I try to do an online calculator.

Imustbemad00 · 13/11/2018 19:08

Apologies for not rtft, but just wanted to post something reassuring to everyone who’s worried.
I moved from income support and child tax credits onto UC when I started working part time.
I had no issues sorting it out. There was a5 week wait for payment but I got a same day advance once my claim was active. I took £300 but could of took more.
I’ve had no issues with it. They pay me full housing benefit as I only work 18 hours a week. They pay it direct to me and I pay my rent the day I get it.
I’m roughly £70-90 a week better off in work.
I’ve had no complaints apart from when they decide they are taking money off you that you owe for old budgeting loans, advances or crisis loans, they jist take what they want with less than a weeks warning and then it’s a hassle to get that amount lowered for next month.

Imustbemad00 · 13/11/2018 19:14

Forgot to add, I’ve never once been asked to look for more work (working 18hours) they completely leave me alone. I send over my minuscule child care costs each month via the online journal and that’s it.

Dontwalkaway · 13/11/2018 19:56

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