To ask DH for 45% of his income towards bills?

[ArnoldBee]

I've worked out that DH earns 45% of what I earn. Therefore would it be logical to ask him to put 45% of his income towards the household bills or what would you do?

I would say that's fair yes.

I think household income should be split as evenly as possible so that both of you have a similar amount of 'fun' money if possible

So yeah if it works for you

What percentage do you contribute?
Are you aiming to both pay the same amount? Or are you aiming to both pay the same percentage of your income? Or do you both want to have the same amount leftover after bills?

We did a budget, then have equal £ spends, with one of us putting more into savings

I think since you're married you should have equal spending money. So you each contribute different amounts for bills, savings etc such that you're left with equal spending money.

Or you could just pool all your earnings into a joint account and regard it all as household income?

I'm not sure I understand your question. Do you mean that he earns 45% of what you earn, and therefore you want him to put in 45% of what you contribute toward the bills? So for every £100 you put in the "bills pot", he contributes £45. If so, that seems fair.

It would only be fair for him to put 45% of his income into the pot if you also put 45% of your income into the pot.

I don't think that logically follows unless you also pay 45% of your income towards the bills.

It would be fair to ask for about a third of the bills though. That way you earn about double what they do, but pay double what he does in expenses. As long as this didn't leave one person with no money after paying their share.

No - if you were trying to do it so you both put the same proportion of your income towards the bills, he would pay 45/145 of the bill, and you would pay 100/145 of the bill.

Does that make sense? So if you brought home £100 a week, and he brings home £45 a week (because you've said he earns 45% of your income), and a bill is £20, then
you pay 20 x 100/145 = £13.79
he pays 20 x 45/145 = £6.21

All money in one account, no his and hers. Have an account for bills/food, that has a certain amount to cover the budget transferred in to it each month, some to savings and the rest is for you both to spend on whatever you want to.

I don't know why people make money so difficult.

Not 45% of his total income, no.

You work out what the bills come to and you both contribute the same percentage of your income towards the bills. So you would be paying a lot more in £s but the same percentage of your income.

Lots of people keep separate money, 1st, for very good reasons.

That is NOT how percentages work.

If he earns £45 for every £100 you do, then he should be contributing 45/145 of the bill amount (if that's really how you want to play it), approximately 1/3.

That's not 1/3 of his income. That's 1/3 of what the bills come to.

At the moment I pay all the bills with a small contribution from him towards the food. This includes paying me paying for everything for DSD except maintenance.

I think you might have the maths wrong if I've understood correctly.

If he earns 45% of what you earn and you want to split the bills in accordance with your respective salaries, then he should pay 31% of each bill and you should pay 69%.

I would give each partner a set equal amount (regardless of respective income) for fun, a set equal amount to save, and the rest goes to joint costs and joint savings. The higher earner contributes more but both have equal spending money.

I've worked out that DH earns 45% of what I earn. Therefore would it be logical to ask him to put 45% of his income towards the household bills or what would you do?

In terms of the maths, no, that isn't logical.

If his salary is the same as 45% of your salary, then he is earning 45/145 (31%) of the total household income. So if you are working things out mathematically, he should pay 31% of the household expenses and you should pay the other 69%.

I don't think that's the best way, mind. Most couples seem to pool money and have the same disposable income, or some other way. But there is certainly no logic, mathematical or otherwise, for him to pay 45% of his income on the bills.

We used to work it out that if I brought in 30% of the total money coming in and he brought in 70% of the total money, we split the bills by that percentage, and it changed as our income changed. Now we just pool everything in one account.

What are the childcare arrangements?

1st time mama- neither do i but he has money issues due to his mental health so sometimes you just have to change your approach.

Cross-post with shitloads of others, I see.

How much are the household bills? Are they 45% of his income plus 45% of yours?

How serious is your relationship? If it's serious then you are getting a great deal out of only paying 55%. He earns 45% of what you earn which means you earn more than double his wage so split should be more on the lines of 70/30

At the moment I pay all the bills with a small contribution from him towards the food. This includes paying me paying for everything for DSD except maintenance.

How on earth did you get into this position?

If he earns 45% of whatever you do should it not be 1/3 of household expenses? Does dsd live with you or her dm? Whose property is it, his/ yours /joint, and how funded?

Child care arrangements are whoever is home looks after the children or my Dad. His job is extremely unstable so no set arrangement can be made. If we/or my Dad can't do childcare then I pay for breakfast club or after school club.