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Homeless application - need advice.

88 replies

PrickWhittington · 31/08/2018 18:32

Posting her for traffic, really need some advice as my head is whirring with it all:

Me and my 4 DC (DD1 is 19, other are children) were made homeless last May due to my LL selling, and us being unable to secure another private rental.

We have been in temporary accommodation since then, which yes, is a roof over our heads but also too small (2 bedrooms and 3 beds for all of us), it's is damp, the boiler never works, has mice and just not a nice place to live to put it mildly. For this, a 2 bed terrace in a really dodgy area I pay £259 a week, £60 a month to park near it, £140 a month to store our stuff and £95 for our cat to be looked after.

I am on home choice that allows me to bid for social housing, and was in band B, and after a year of bidding we were just starting to have some chance of securing something long term. However, when I became ill earlier in the year, I applied for housing benefit, and it took them 14 weeks to process. During that time, I knew I would have to pay some of the rent but not how much. I rang and was advised to put a certain bit of money by each week so I could pay the proportion I actually owed when the claim was processed, which I did - paid the amount in full as soon as I was asked to.

In June, I became ill and was in hospital, so couldn't pay it online, but every time I rang to try and pay it, I was either unable to hold for the amount of time needed (up to an hour and I have a PAYG phone). They then rang me and asked for payment, I said I would pay it by the paypoint card they had issued, then discovered I couldn't find it. I spoke to the call centre and told them this and they said another card would be issued, I waited for it but it never arrived. In early July, I went abroad for my eldest son's wedding. I had an email asking to pay the arrears. I emailed back to say I was waiting for my payment card to arrive so I could. They then said it is not possible to issue another card. I explained I was abroad and unable to make a call lasting over an hour. I then got an email threatening to move our banding down a grade to band C if the arrears weren't paid immediately, so I ended up having to borrow over £50 for credit for my phone so I could phone and pay it (was on hold/ the phone for over an hour to do this). I emailed thento say it was paid.

A week letter I get home to a letter saying our banding has been downgraded to Band C due to arrears, the letter being sent and my payment crossed. I then sent several messages explaining that I had paid, and the reasons I had not been able to do it earlier, which I had made them aware of.

I asked, as the letter said I could, for the decision to be reviewed in light of the fact t that I had already paid when my banding was downgraded, and always paid it in full and on time before I came ill. The only person who would reply to me was a temporary accommodation officer, who said may be if "I asked very nicely, they'd do that for me' (wtf?)

Fast forward to now, they have eventually moved me back to band B from the date I cleared the arrears (which coincides with the day they downgraded it). I got a sort of 'there you go, all is now sorted' reply from them.

However - it really isn't Ok, as yes I am back in band B, but my priority date has now been changed from last May (the date we were made homeless and accepted into band B) to the end of July this year (when they 'put it back' into Band `B). This means that now instead of being somewhere at least in the top 10 of securing a property because we had been waiting for over a year, we are back at the start. So in effect, anyone who became homeless in the 14 months after we did will now me housed before us (hoping that makes sense?).

I emailed them to try to convey this to them but got a curt reply saying that no I was not in fact 'back to the beginning, but in a higher band so MORE likely to be housed. Which missed the point completely.

I think what I am asking is - is their any way I can ask them to reconsider their decision to move my band in light of the fact that I was TRYING to pay it and conveying all this too them, it was a tiny amount and had already been cleared in full by me by the time they changed my band. My history of paying was good (excluding during the time my HB was being assessed, but at their advice) both to them and my previous LL. I was only ever 3 weeks in arrears and twice when I called the contact centre they double checked this was the case as they were surprised that that action was being taken for that small an amount. I there a way I can ask them to consider reversing the decision to change my banding so my original priority date of last May os reinstated?

This is an awful way to live, and after a year of hell we were just starting to see a bit of light at the end of the tunnel (the possibility of a home at last) and now we are back to the start because I have been penalised for something that I think was not my fault, and I had already rectified. I can't describe how hopeless this has made me feel, and if it wasn't for my DC's, I think that this would be the point of my life that I would actually give up completely. And that Is something that I thought I would never think or say, I've been through a lot and got through it but I just can't take the thought of living like we are for another few years. I've had enough.

Can anyone help me with this? I do have some savings I could maybe use for a solicitor if I needed to but would obviously rather not, plus I wouldn't' know where to start with it all. But my God, I feel hopeless.

OP posts:
kitkatsky · 31/08/2018 18:36

Try CAB first- it might be a hiding to nothing but at least there's a chance of free advice before paying.

Can I ask without wanting to be goady why you can't seek alternative private accommodation?

PrickWhittington · 31/08/2018 18:39

Eek - sorry for the length and typos - I'm struggling with screens at the moment as I've lost my glasses, plus the light from them can trigger my epilepsy and migraines, so I have to type quickly (which as you can see I'm crap at !!)

OP posts:
Atthebottomofthesea · 31/08/2018 18:48

Have you put in a formal complaint or just been speaking to people on the phone?

If you haven't put a formal complaint in, in writing. They will then have a set period of time to respond.

There should be a policy on the website, maybe check that and see if that sheds any light.

Neshoma · 31/08/2018 18:48

Try to pay a bit in advance so you are covered if you go into hospital unexpectedly again.

And get rid of the cat - why pay £95 and then have to borrow £50?

PrickWhittington · 31/08/2018 18:50

Thank you, yes I will see if I can try the CAB although they are incredibly busy and I am worried there may be a time limit for contesting the action they took.

Can I ask without wanting to be goady why you can't seek alternative private accommodation?

I did and have - I tried everywhere in the 6 months leading up to being made homeless - every agency rejected me for several reasons - poor credit rating (EXH left me in a shit load of debt that I had no knowledge of), my main income being a bursary and part time job - neither they would class as reliable income, and being partially reliant on HB - they all said 'no DSS', or that a guarantor was needed that I didn't and don't have. In addition, rents in my area have increased massively since the time I began to private rent (around 15 years ago) and the cost of renting a house is simply not something my income will allow.

The savings I now have are nowhere near enough for me to buy anywhere locally, although one day I am hoping I will be able to downsize to somewhere I maybe could get somewhere, miles away. I don't want a house for life from them, nor do I expect that. But for now and the next few years, I unfortunately need to stay here.

OP posts:
somedayillbesaturdaynite · 31/08/2018 18:50

Shelter! They will be able to help you

Thingywhatsit · 31/08/2018 18:55

Put your complaint in writing - all the back ground info too as it explains the whole situation. Then if possible hand it in to their offices asking for a receipt. (Even just a copy of your letter with their date stamp on it will do).

PrickWhittington · 31/08/2018 18:58

Thank you Neshoma - yes, I have now put the account into a few weeks credit, that hadn't occurred to me before, plus I was worried I wouldn't get any overpayment back if they suddenly moved me.

And this may sound daft, but we couldn't get rid of the cat - we adore him, and the kids would be devastated.

And no, not really Atthebottomofthese -I have voiced it all to them and asked them if they will review the decision, but not in a formal complaint as I can't find any policies online that cover what I need to do to formally contest downgrading banding, or even if I can.

OP posts:
Kaykay06 · 31/08/2018 18:59

I’d appeal this decision and speak to cab, what a rubbish way of doing things.

I’m in pretty much the same situation temp house with 4 kids house is tiny but not as expensive luckily, it’s so stressful and they just don’t care that you’re in total limbo. I really hope they sort this out for you so you can find a home soon

Atthebottomofthesea · 31/08/2018 19:02

Obviously I can't speak for your HA but you should be able to send a written complaint. You need to basically write what you have written in your OP but include specific dates.

Good Luck.

Hand written is fine especially as you will probably find that a lot easier. Just keep it factual.

PrickWhittington · 31/08/2018 19:04

Yes, Shelter were bloody fantastic during the actual being made homeless process, I don't think I would have coped without them. I just feel a bit guilty now using their resources when so many others are probably in greater need.

And thank you Thingywhatsit - I will do that I think.

Do people think what I am asking is a reasonable request given the circumstances around it? I'm only asking as I'm not sure I have the energy to fight yet another battle that I won't win, I'm just finding life very difficult at the moment and am worried about how much I can cope with taking on if that makes sense?

OP posts:
LakieLady · 31/08/2018 19:05

Are you in Sussex by any chance, OP? This sounds similar to a lot of things I have heard from clients.

I'd recommend a formal complaint and contact your MP. A lot of councils bend over backwards when an MP is involved.

PrickWhittington · 31/08/2018 19:15

really hope they sort this out for you so you can find a home soon

And you too Kaykay06 Flowers. It's a fucking awful way to live isn't it - the judgement, the way it makes you feel like you are nothing, almost everyone's presumption (in my case anyway) that I have created this situation when I haven't. Having to battle everything, all the time. Having no one actually LISTEN and treat you like a fellow human being. I can't even begin to convey to people just how devastatingly this has affected every aspect of our lives - our mental health, physical health - it's just destroyed it.

I think we are all programmed to have a place that we can call home, to retreat to when needed. To not have that is awful. And we at least have a roof over our heads, so God knows how those one the streets must feel (there are loads of street homeless people here - 5 died of the cold the winter before last. It made one page of the local paper, that then attracted comments saying how it was all their fault for being there in the first place. It sickens me that this happens in this day and age and no one bats much of an eyelid. Awful.

OP posts:
PrickWhittington · 31/08/2018 19:15

Sorry - went off on a bit of a rant there ,,,

OP posts:
Aprilshowersinaugust · 31/08/2018 19:18

Have you contacted your MP?

PrickWhittington · 31/08/2018 19:23

Not Sussex no, but bordering it so not far and probably not much different LakieLady.

I am considering the local MP but am wary tbh. There was a similar case locally a while back where a woman in a similar situation sought help, but instead of helping her he loudly (was in the press) berated her for having more children whilst already overcrowded. I think he was a councillor rather than an MP though, I will try and see.

Also, the local MP is very right wing and I am worried he would do a similar thing. He's also a bit of a twat - drives like a dickhead in his little sports car, and spent a whole evening chatting up a good friend of mine despite being married

OP posts:
CSIblonde · 31/08/2018 19:23

Get your cat into your temp accommodation to sort mice. (& £95 care fee).If anyone asks its a stray you occasionally feed/it jumps in open windows. Get Internet on your phone for online banking in/out of hospital. Then put complaint in writing.

And take some of the stuff out of storage, even if it squishes current space as smaller unit cheaper.( You can stack mattresses on existing ones til you move). I did this, & cost halved). Or wld a friend have temp garage space/spare room you could borrow?

PrickWhittington · 31/08/2018 20:06

Get your cat into your temp accommodation to sort mice. (& £95 care fee).If anyone asks its a stray you occasionally feed/it jumps in open windows

Yeah, I'll be honest, I think I will. I've been too scared to do so in case we were found out but I'm now at the fuck it stage really. Plus, we do actually have a stray cat that comes in through the window and thinks he lives here half the time, (he''s now named 'whitecat' Smile ) so I'll just say he is also one. He is crap at catching mice though!

The mattress thing is a good idea, but I am worried as there has also been bedbugs here from when we moved in. I've sprayed, cleaned and everything but worried some remain and infest our mattresses too.

We've also been told we're not allowed to move stuff in as they have the right to remove us any day if they want or need to. Plus we get two inspections a week to sign a register and check up on us, and we are often out when they call and they let themselves in, so are able to look around etc.

Horrible way to live, especially for the price I have to pay for it.

OP posts:
faeriequeen · 31/08/2018 20:15

Definitely talk to your mp. They can't go to newspapers without your consent. It's their job to help you.

HelenaDove · 31/08/2018 20:20

Twitter now has a #ventyourrent hashtag.

ISeeTheLight · 31/08/2018 20:25

Can you try finding a private rental through openrent? It's directly with LLs, they'd be more likely to accept you rather than agencies. Obviously getting social housing would be preferable.
Sorry you're in this situation OP, sounds shit Sad

pippety · 31/08/2018 20:30

Really hope things improve for you soon OP. I’ve no advice that other posters haven’t already given, but a small tip regarding phone calls: WeQ4U enables you to call many expensive rate numbers for free (you can download the app or even use the service from a landline - go to www.weq4u.co.uk for instructions). Saved me a small fortune over the years! Good luck Flowers

CSIblonde · 31/08/2018 20:51

Who is entering twice a week OP. I had to sign once a week & no inspection. If you have a temp rent contract (I did in temp energy accommodation) you are still legally entitled to 24/7 'quiet enjoyment' & 24hrs notice of visits for any reason. I'd put the old mattresses in binbags & duct tape re any infestation. Then new ones on top. Do they inspect the garden? Is there any attic space there, or they'd hardly check that surely? The visits are probably same time on a rota so I'd make sure to ask when & be in.

specialsubject · 31/08/2018 20:54

who owns this shithole? if it is a private landlord you.can complain to the council and get enforcement , possibly.

if it is a housing association they are subject to no one, I fear.

Allthewaves · 31/08/2018 21:02

Why only 3 beds op. Would a bunk bed not fit into each bedroom and sofa bed for sittingroom for time being.

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