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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask my husband to pay back a loan

61 replies

Smilewhileyoucan · 11/05/2018 21:52

My husband has had debts that go way back before I met him, I initially helped pay them off (before we were married) using my savings which he sometimes paid back but more often than not didn't although he did pay for a lot of nice meals out and gifts etc..(he was earning more than me at the time) Every time I paid a debt, there was always more round the corner (we're talking several thousand pounds here each time). When I met him he owned a flat, we sold this and bought a bigger place together and then got married but unknown to me, he had loads of debt and in reality couldn't afford to pay the mortgage on a bigger place. We have since sold that and he used all the money he put in (plus my money) and profit from the sale to pay off his debt. I then received a considerable sum of money from a share in a house that was sold - since then my husband has expected me to pay for everything including more of his debt. I have tried to ask him to save a bit each month but he says he doesn't have to because I have enough (he works full time and I manage my work around the kids who are both at school - not by choice but he has also been very reluctant to reduce his work hours, even though I earn more). He suggested being a stay at home dad but said I would have to pay him an allowance if he was going to look after the kids full time. He told me about another debt a few years ago and I agreed to pay it off after years of nagging but only if he paid me back a certain amount each month - is this being unreasonable - to expect a husband to pay his wife back a loan? Needless to say, six months on he hasn't paid anything back

OP posts:
RedSkyAtNight · 12/05/2018 12:33

I pretty much stopped reading at the point in your post where you said he owed you money but did buy nice meals out and gifts.

That's the sort of person he is - he flashes his cash and then expects other people to pick up the pieces (i.e. paying for dull things like rent and bills). he hasn't changed so far, so not sure he will.

IdaDown · 12/05/2018 12:35

You have married a financially abusive cocklodger.

He will bleed you (and the DC) dry.

OreoMini · 12/05/2018 12:36

Why would you get with someone that wants you to pay of there never ending debtsConfused

Typinginbed · 12/05/2018 13:01

He may have debts he’s not telling you about.

IJustHadToNameChange · 12/05/2018 13:05

He may still have debts he’s not telling you about.

Fixed that for you. Sad

Rawhh · 12/05/2018 13:10

@WalkingOnAFlashlightBeam

It is my understanding that that is exactly the case.

In the event of a divorce assets include and credit liabilities by any parties.

You also likely own property or assets together so any CCJ would affect both parties.

MismatchedStripySocks · 12/05/2018 21:51

He sounds like a right catch....Not Hmm

I think you need to consider whether staying with him is right for you long term. You clearly have massively different outlooks when it comes to finances and that it always going to cause difficulties.

LittleOwl153 · 12/05/2018 22:32

Don't let him be a sahd or look as the primary carer or you will find yourself with spousal maintenance as well as child maintenance etc when you divorce. He isn't going to change.

huha · 12/05/2018 22:34

Oh OP, I can sympathize.

Is it possible for your DH to consolidate or work out an arrangement with his creditors? Who earns more, you or him? Without childcare, would income be more or less?

huha · 12/05/2018 22:38

There are lots of reasons other than flashiness that cause people to go into debt.

Bad investment decisions
Property
Medical bills

.....

butterfly56 · 12/05/2018 22:43

YANBU but I very much doubt you will see a penny from him OP.
You deserve a lot better tbh Flowers

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