AIBU to wonder how people afford huge mortgages and we’re struggling to make ends meet?

[Beanbag12]

AIBU to wonder how people afford huge mortgages and we’re struggling to make ends meet?

We live in a very affluent area in rural Oxfordshire. We rent. The idea of saving for a 10% mortgage is so completely unrealistic as the cheapest 2 beds around here are £220k. We currently spend more than our wages every month (high cost of living, childcare costs). Everyone, and I mean everyone that I work with either already owns or are buying hugely expensive houses. They’re on similar wages to me. AIBU to wonder how the divide between us is so big?

I know this probably has obvious answers; we should have been more sensible when we were younger, inheritance etc. but I’m interested in other’s experiences in this.
I don't really want to divulge any more information about our situation and I don't want advice (I know people will say it's our fault we're in our situation, which I am willing to accept, so no critisism please)

@Sadsnake I'm seriously thinking this. There must be lovely areas of the country that are better quality of life affordability-wise. Or even moving abroad has crossed our minds previously.

I was looking at morcambe on rightmove today,I could double the size of my house by moving there,or get one the same size for half the mortgage.it looks lovely the coast up there.i wish we had moved years ago,but dh never would,

Mainly it was schools that held us back..I had this strange theory it would ruin their life if I moved them schools secondary age...but anyway dh always dug his heels in...

DP got a 5 year loan for a car when he turned 18. By the time we moved in together he was 23 and the loan was payed off, so he sold the car and bought a £500 runaround and we used the car money (£7k ish) for a deposit on a shared ownership property in London. (House was valued at £300k at the time) we earnt around £30k between us with a newborn.
I don’t get the deal with owning houses, each to their own but I look forward to taking my kids to the zoo, takeaways etc. We could probably do with a bigger/nicer/fully owned house but I wouldn’t live like a hermit to achieve it.

I feel for those trying to get on the property ladder now.

I bought in 1996, it was a two bed flat and it cost me £42k...I afforded it easily on a nurses salary.

On the updated same salary today I wouldn't get anywhere near it. They go for £200k.

It was a lifetime ago and lots of massive changes happened which left me homeless at one point (long long boring story). I am now in social housing (am fortunate).

I feel so much for those in normal jobs trying to keep a roof over their heads.