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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Cannot escape poverty, what's the cheapest place in the world for me to move to?

367 replies

despair1234 · 06/03/2018 15:36

I can't cope and getting depressed again. I can't earn enough money. Had a real go with lots of tries at being freelance, because my health problems make it extremely hard to keep a normal job. Time off for hospital appointments etc.

I'm on my own in the UK and just done. I have a partner is another country but don't have a visa.

Need to move somewhere it's really cheap to have housing and food, I can't cope here anymore. Everyday is a massive struggle worrying how to pay the bills once my savings totally run out. No money is coming in. Not entitled to any benefits apart from Jobseeker's Allowance maybe which I don't bother with because I can't stand the effect it has on my mental health.

I just can't cope. It's too expensive just being alive. I have no family I can go to stay with, there is literally nowhere to go to relax.

It's like being in a nightmare except I never wake up. Constant, constant stress of money I can never overcome. Yeah I can borrow money but have no way of paying it back if I can't earn.

Where can I go??? Where can I find somewhere to rest???? I need to calm down and can't calm down, I'm having nightmares when I'm asleep, I'm not depressed but the impossible financial reality is making me depressed...because... where can it go from here?

It will never get better? Just breathing and eating and sleeping somewhere safe costs too much money? Let alone upkeep of clothes for interviews, reliable computer to try to find jobs, even small fees for retraining???

I just want to go away and escape, I need to escape.

OP posts:
AjasLipstick · 07/03/2018 12:04

Willy I meant training to BE a foreign language teacher. TEFL courses are costly.

dingdongdigeridoo · 07/03/2018 12:06

Having looked into Canada myself, immigration are apparently notorious for turning people down if they have pre-existing conditions. We decided against moving there as my DS was likely to be turned down due to his SEN. It's a great healthcare system, if you're born in the country!

NameChanger22 · 07/03/2018 12:07

Mumsnet can be very unfriendly these days. Just make a list of all the useful advice on here and completely ignore the others - those that either can't understand your situation or are deliberately being horrible.

If I had a spare room I would let you have it, for free.

I hope you find a solution. You seem like an intelligent person who should be able to work it out in the end.

AccidentalBumming · 07/03/2018 12:09

Well, my fast track TEFL cost 2K and was necessary (and very valuable)

I got well paid corporate gigs off the back of it

Mix56 · 07/03/2018 12:21

I have cousin & 2nd cousins who teach english in Cambodia, Not sure either of them have TEFL, amp of them have some sort of literary degree however. life there is cheap.(have to get there first of course)
not sure how you would deal with your health however

iwanttoeatallthecarbs · 07/03/2018 12:26

Op look at Appen. Lots of online flexible work.
join.appen.com

XiCi · 07/03/2018 12:36

Some really nasty fuckers on here.
It's really obvious that the OP is at the end of her tether. Some of the comments and the hounding are just vile
Hope you can take something from the useful posters OP and are able to ignore the twats

GoodStuffAnnie · 07/03/2018 12:46

It's so nice to see so many people agreeing with me (re kindness). I'm starting to speak up more when I see it now as it seems lots of us agree, but I do feel a bit intimidated. It's just unnecessary and pointless. Sorry to de-rail.

sashh · 07/03/2018 13:17

OP

Go see your GP, get a 'fit note' this will say what you can and cannot do eg if you need rest, or a modified workplace.

Once you have that apply for ESA. Under the new rules you can claim ESA and do some work, it has to be less than 16 hours per week and if yo get more than £120 they take the extra back.

It is not as strict as PIP, you just need to have something that makes wowrking more difficult.

tryingtohelp234 · 07/03/2018 14:05

I don't believe anyone was actually intentionally horrible. She presented herself as someone with not qualifications, not able to earn money, as running out of savings ...so people know that would mean at risk of becoming homeless and they did ( including me) recommended for her to claim what she was entitle to until she sorted her circunstancies out. It isn't people fault that She forgot to mention the fact that she has a good credit rating and so extra access to money and also a degree in English , which means she should be able to earn the same amount of JSA and HB just working from home, until She sort herself a career,etc.
People were only trying to help with the information that She actually provided ( She was going to run out of savings, was not earning enough to pay her basic needs currently and so expeding her savings and had not qualifications to change the situation ). I think while She studies a TESOL or similar, she probably can be earning the same amount than in benefits freelancing in different things , Appen is a good idea , or ARISE ( virtual assistance),
She could also start with audio typing ( audio transcription) without even studying anything and do a legal or medical course while freelancing to specialise and earn better money ( cilex for legal :www.cilex.org.uk/, or medical like this one : www.bsmsa.org.uk/index.cfm?task=CG_Audio )
English Tutoring Online for Asian Children is regular ( dadaabc and websites like that), or apps where you earn for teaching English flexible.
Freelancer, People per Hour and applying to absolutly anything she can do.

Arise ( Virtual Assistant from Home : www.ariseworkfromhome.co.uk/ )
Appen has the social media evaluator one: join.appen.com/career-areas/social-media-evaluator/

Also tutoring by yourself or through tutoring agencies , English for ESL , English GCSE, 11 plus is another thing to think about. You will need to get materials,etc . Some charities need English tutors for disvantaged children so you could try tutoring out and find out if you are happy also doing Gcse's etc .
Good Luck You should be fine to be fair. Hopefully It does not take you long to get a Teaching English as a Foreign Language Qualification. Having said that If what you really like is to live where your partner lives ( and considering he can't leave because of children) maybe you should prepare for a profession in something you can get a visa there but for living in the UK , or Europe ( Spain for example ) just use your degree .

despair1234 · 07/03/2018 14:45

Tryingtohelp I did NOT 'present myself as someone with no qualifications' Hmm and I stated in my opening post I could borrow money if needed.

In fact why would you assume I have no degree? They are almost the standard nowadays? The world is awash with graduates. It wasn't like this 25 years ago but it is now.

I went on to explain what I did NOT want to do was mindlessly borrow money without means to pay it back.

Yes, I am running out of savings rapidly because basic living costs (rent, bills, groceries, and so on) are really quite expensive no matter how you cut it. You made massive assumptions with the rest.

Thank you for that list of links though, it is really useful, I have not come across Cilex or the medical one.

I really DO want a profession but have been trying for years to work as an events and marketing professional. It's not for want of trying. Unless you mean the professions as in the old fashioned definition like solicitor, teacher, doctor?

OP posts:
tryingtohelp234 · 07/03/2018 15:21

Despair maybe I did but at the end of the day there is nothing wrong if a person needs to claim benefits because their circunstancies means that they can not earn enough money ( specially when is health related) . Lots of people have not safety net and live from month to the next without even knowing if they are going to have enough to rent next month,etc and people have only recommended for you to claim ESA or working tax credit for disabled ( to be fair you are entitle to claim it at the end of the day and that is what is there for ), they are not asking you to beg on the street or anything demining ( I can't see how anyone is being horrible ). Sometimes It is hard to accept You have a disability, specially If something You didn't have before and You have to get used to it.... It is very, very hard for very independent people that just want to work and earn their own money and achieve what they have always wanted and their dream before they become disabled ( I do understand unfortunally.) , it is very frustrating but at the end of the day unless your disability is temporary you will have to learn to adapt and sometimes also learn to accept help not just from the government but from family and friends, partner,etc, unfortunally I have not found another way . It isn't how you wanted your life to turn out but you have to make the best of your life with your circunstancies. Good Luck.

Branleuse · 07/03/2018 15:26

Im sorry everything is so shit. I know so many people in this situation :(

lakia10 · 07/03/2018 15:39

Is partner working in his country

despair1234 · 07/03/2018 16:00

Yes my partner is working hard, being a dad and supporting the kids properly.

OP posts:
despair1234 · 07/03/2018 16:14

And I never said anyone was being mean by suggesting PIP. I merely said I do not qualify for it. Repeatedly.

I snapped at the person who persistently jeered at my relationship.

It is disingenuous to pretend the jibes were really the remarks of someone trying to 'help'. They were passive aggressive and condescending little barbs dressed up as faux concern and wisdom.

Go back and read those remarks again. Ask yourself honestly if you would be happy having people take the same dismissive, patronising tone with you.

There have been plenty of helpful and kind people on this thread who have given either suggestions or support, or both. I am really grateful to all of you.

OP posts:
RandomMess · 07/03/2018 18:44

I can't remember if you are getting job seekers, if you are does that give you any eligibility to get funded training in your circumstances as you can no longer do the same work due to your health?

Downtheroadfirstonleft · 07/03/2018 18:53

Gosh OP, you do sound unpleasant and aggressive. Maybe that's one of the factors hindering your job search.

Morphene · 07/03/2018 19:36

OP has come off less aggressive and unpleasant than I would have done if people had been gaslighting me the way they have her on this thread.

Talk enough shit on the internet and sooner or later you are gonna get called on it.

I think someone with a little spunk to them who won't accept other people's BS like a passive doormat has more chance of getting a job tbh.

despair1234 · 07/03/2018 19:58

"Gosh OP, you do sound unpleasant and aggressive. Maybe that's one of the factors hindering your job search."

More disingenuous, passive aggressive bullshit.

C'mon. Quote my unpleasantness and aggressiveness, and don't leave out the context of the person who jeered me first. So what, I said the word fuck a lot in response to somebody sneering at my 'internet partner' among other veiled insults.

Thank goodness kind, supportive and helpful posters are the Mumsnet majority Smile This is why I love this place.

OP posts:
AuntyElle · 07/03/2018 20:05

I think you’ve shown a lot of resilience on this thread, OP, in the face of some inexplicably goady, unpleasant comments.
It’s been a distasteful pile-on at times. What posters such as that lavender person get from attempting to pick holes in your relationship I genuinely don’t know. FFS.
Flowers

Rosamund1 · 07/03/2018 20:51
  1. ‘I’m not eligible for PIP

Unfortunately the system is designed so that a large percentage of applications are rejected at the first stage in the hope that the applicant gives up.

Please contact someone like CAB where people are trained to help you ‘jump through the hoops’

  1. Pension

A lot of people don’t realise that by not claiming benefits they will loose out on a pension. You either pay into your pot with NI or, if you are not working ESA/JSA do the same thing on your HMRC record.

Please approach one of the many charities where there are people trained to navigate this maze.

fannyanddick · 07/03/2018 20:56

I haven't read the whole thread I'm afraid. But from what I have read...it's pretty stressful freelancing. Have you thought about how much you could work with your health condition and what salary you feel that you need? Are you well educated? Have you thought about getting a low stress part time permanent job below your qualification level? Say data entry or admin/payroll. So you have a permanent salary but not the high stress. Or if you like the sound of teaching, you could look at a teaching assistant role. It doesn't come with the additional hours that teaching does and quite a few part time options.

Abroad-quite a few Pacific/Asian schools may take you as an English teacher on a low paid/voluntary basis but with accommodation and food included. In fact you may find a paid job with accommodation even without a teaching qualification in some areas as a fluent English speaker.

Inthedeepdarkwinter · 07/03/2018 21:00

In addition to seeing ESA, if you are allowed to work, then tutoring could provide you with a small part-time income, I mean, if you don't/can't end up working long hours. Tutors at KS2 and 3 and for A levels in English (and whatever else you did at A level yourself) are in big demand and the hourly rates are not bad. I have done it myself. I don't think it's a full wage, as it's quite hard if you have to travel/they can't come to your home, but if you were getting some type of benefit as a base-line it would be an excellent top up. As others have said, you can also tutor online now.

fannyanddick · 07/03/2018 21:00

Just read your latest posts. If you want a profession, how about hr? Marketing/events is a very competitive area and I imagine it is difficult to be part time in events. Have you looked into university marketing positions?

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