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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

First time buyers

179 replies

Pickledonion24 · 26/02/2018 12:13

Have managed to save 200k between me and my partner. just feeling annoyed it won’t go anywhere really down south where I live

OP posts:
lookingforthecorkscrew · 26/02/2018 18:26

Holy shit, I've just realised that this OP is the gravy drinker. You could buy a LOT of Bisto with £200k.

Flutterbyeee · 26/02/2018 18:34

I know, life is bloody hard. Only an hour ago my tiara slipped and ruined my fringe and I broke a nail!! Why does the universe hate me?!!!

BackforGood · 26/02/2018 18:37

That's not really how housing works though OP.
Because we are now relatively old, and at the top end of our careers, and we've saved and worked extra jobs, and bought places that needed work, and done things like go without heating to pay the mortgage, etc etc, we do now own quite a big house (all relative but...). However over the next 10 years of so when my dc - who obviously currently live in quite a big house as they live with us - start to look at buying, they will be looking at a small flat or maybe a terraced house, or maybe a slightly bigger house which needs work. They (at presumably a younger age than you) have grsped the concept that you start with something you can just about afford and then work up either by making money out of the house by doing it up, or by getting promotions or even saving by working that second job or whatever motivates you. You don't just walk in as a first time buyer and expect to get the same type of property that your parents worked up to.
As someone said upthread, if you aren't even that aware, then I'm quite worried about you having to make decisions about things like buying a property at all.

ASatisfyingThump · 26/02/2018 18:48

I'm in the SE (Home Counties/London commuter area too) and 350k would get you a nice 3/4 bed semi with garden and off road parking round here. Not the most exciting area to live in, doesn't have much in the way of entertainment, but it's nice enough. Not all of the SE is ridiculously priced!

BadTasteFlump · 26/02/2018 19:21

Ah the moon on a stick. That's taken me right back Smile

PoppyCherry · 26/02/2018 19:24

Of course you have, dear.

Mummyoflittledragon · 26/02/2018 19:33

I lived in a massive house as a child. Dh and I started off in a mid terrace 2 bed with parking and we were extremely lucky. Where the fuck do you think your parents started out on the property ladder, Buckingham Palace?

DalekDalekDalek · 26/02/2018 19:36

The words spoilt brats and entitled generation spring to mind.

Please don't tar us all with the same brush. If I had 200K saved I'd be on the roof shouting "WHOOPIE!"

TheDailyMailLovesTheEUReally · 26/02/2018 19:39

You are being ridiculously entitled.

Unless you are a multi-millionaire then it's a fact of life that you will have to compromise on the type or location of the property you end up living in. It's called having budgetary constraints.

Grow up.

JoJoSM2 · 26/02/2018 19:46

I also think it sounds a little naive to expect a massive house when you're first time buyers with very average jobs. However, given the vast inheritance, you'll still be able to get the sort of house most people get after they've moved up from that first property.

GardenGeek · 26/02/2018 19:47

This reply has been deleted

Message withdrawn at poster's request.

metalmum15 · 26/02/2018 19:59

Dalek me too in all honesty. Certainly didn't mean to tar everyone with the same brush, I just think when the majority of young people trying to get on the property ladder are happy with a 2 up 2 down semi to start off with, it's a very spoilt attitude to want a 'huge' house because you grew up in one, and therefore are more deserving of it. Op is very lucky at 23 to have £200 grand , (even if it does mean someone died for her to have it), and rather than seeming grateful to have this chance that most people won't, she just moans it's not enough and won't buy her a mansion.

Sparklesocks · 26/02/2018 20:46

Another rich person having a moan Biscuit

gillybeanz · 26/02/2018 20:57

I'm loving the post about not being able to move due to a vintage car, and family. Grin
Gosh OP, that's what lots of us had to do, is there something special about you that means you are different to others?
If you can't afford to live where you want, then move, like thousands have to.

Orchardgreen · 26/02/2018 21:20

OP, clearly you are ambitious in life. In which case I suggest you spend some money on adult literacy classes to improve your written English.

TroubledLitchen · 26/02/2018 21:32

Orchardgreen Grin best response on this thread by a mile. Clearly all the family money went on the HUGE HOUSE and there wasn’t any left over for education...

Original poster
Pickledonion24 · 26/02/2018 21:36

Seriously didn’t realise I’m in an English class I’ve severly dyslexic amongst other things.

OP posts:
WTFIsThisVirus · 26/02/2018 21:41

Oh for god's sake just move further out like thousands of us to have to do.

I don't drive, and we live in kent. DP drops me to the train station, but there's this little thing called public transport which is a good alternative ...

polkadotpixie · 26/02/2018 21:46

Reading threads like this makes me glad to live in the Midlands! I bought a 2 bedroom house with 2 x off street parking spaces for £150K.

£350K would buy you a massive 4 bedroom detached up here! Could you not relocate? Leicester/Nottingham/Derby?

Orchardgreen · 26/02/2018 21:47

Oh dear, you are severely dyslexic and you have "a condition" and only £200k for a deposit on a house. That's tough.

PickettBowtruckles · 26/02/2018 21:55

Hahahahahahaha. OP you cannot seriously be moaning that you have a 200k deposit and can’t afford to buy a house?! There are literally thousands and thousands of people who would love to be in your position. No sympathy from me Biscuit

LostInShoebiz · 26/02/2018 21:58

I have some sympathy OP. It can be hard if you have a bit of capital but no income to get a mortgage to really use it. I have a friend in that position. However, she jump at the chance to buy any place and wouldn't be crying into her cornflakes about not having an office, a space for a dog and a vintage car. You may have both lived in big houses as children but you're not children now. Grow some balls and compromise or stop moaning.

actuallyithinkitdoes · 26/02/2018 22:04

If this is actually a real thread (because it's not a real problem) then why would you stretch yourselves to your financial limit? A big house won't stop you arguing on the nights your direct debits bounce. It'll just make you bitter.

Now I must go and wash my dishes (by hand- no dishwasher) and hang the washing to dry (no tumble drier) and get the baby's bag ready (no nanny to pack for her or drive her to my mum's tomorrow) for me to go to work so I can afford my car repayments and our rent and food bills on the tiny budget we have.

Luckily I only lived in a normal sized house as a child so I haven't become accustomed to a mansion and servants. Of course, I too would not be able to live without such luxuries had I experienced them.

ilovesooty · 26/02/2018 22:05

I think the OP has created a ludicrous thread but I don't see why comments about the standard of her written English are necessary.

GardenGeek · 26/02/2018 22:12

This reply has been deleted

Message withdrawn at poster's request.

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