To ask how much "disposable income" you have per week / month after bills

[princesspeppax]

(Nosey mumma) Watching a programme "rich house poor house" where family's switch homes and budgets for the week to see wether money really does create happiness (both family's seem to be very happy regardless of financial situation) the richest family's have In the region of thousands disposable per week and the poorest have £200 or less to use for weekly food and dc classes social lifes etc so

AIBU To ask what your disposable income is, and are you happy with it

For me and my df and 2 dc we have around £180 a week after all bills to buy food social outings dance classes birthdays christmas etc

Depends what you’re including. If it’s after mortgage and major bills then we have around £1,000 a week or £4,500 a month.

We have a mortgage and a small child. I have a minimum wage job and dh earns about 21k. It varies massively month to month. In a good month we might save £500 and have £300 spare after bills and food. Other months we might save £150 and have £200 spare. I run a tight ship budget wise and we live in a cheap area. I always seem to be saving up for something and we have a second car on finance so that takes £222 a month of our free money.
My mind is blown at the number of people who have thousands left every month. I can’t even imagine it.

After all bills around £3k a month, i think. We don't budget really... means we don't have to save for big purchases or holidays. Mortgage huge at moment so looking forward to that decreasing and saving what we aren't using on that.

I've noticed as our income has gone up we outsource more - now have a gardener as well as cleaner. Use a travel advisor to sort holidays for us. Life is simpler when you aren't searching for the cheapest deal all the time.

I’m not a bleeding heart by any stretch of the imagination but it’s so sad how some have so much and others have so little. I don’t mean people don’t work hard etc I just wish there was a fairer balance.

We have £2500 left every month so put £1000 into savings and use the rest for spending (food, petrol, clothes, going out, etc.)

We have a very small mortgage and our outgoings are also very low. We also overpay on our mortgage to get that paid off asap. My siblings have put their money into their houses and have much bigger properties than us but each to their own!

Well ours is in negative as constantly overdrawn although trying to dig out over time slowly. We give ourself £85 a week for food for 5 people (adult portions), no extra budget but do spend about £100 a month in total on other things such as clothing, trips out or snacks because it's hard not to actually live in this society otherwise. My children's school alone ask for quite a bit of money. They claim it's voluntary but basically name and shame you if you don't pay.

Maybe £300 a week but it goes so quickly and I always feel like I am struggling. I know I waste money on convenience food and I spend quite a lot on babysitters so that I can have a social life but I could definitely benefit with some money management tips reading how much less others manage on.

Maybe about £1k after bills and food (so £12k a year), but about £4K of this goes on a Spanish holiday in August. The rest seems to disappear in house renovations, Xmas and a little bit of mortgage overpayment (aiming for £150-£200 per month). We will be better off once the kids are in secondary school as pay a fair whack on wrap around care and school holiday fees.

About 3k per week but some of that goes back into stock shares and investments etc

After all bills including food, we have about £1000 a month. We aren't high earners but we run one car, have yet got children (36 weeks pregnant) and have a tiny house to keep costs down. We are quite lax with eating out though.

I put £300 in savings each month and DH tries to match that. My mum has an awful attitude to money so I force myself to save. I'm terrified about maternity leave and will do my best to get a good job once the years is up.

After absolutely all bills that includes car, mortgage, food shopping, petrol everything we have about £900 each but both put £300 away in saving each month. So we have £600ish each month each.

I'm very low maintenance so maybe 1900 pm.

After rent, bills and food (£1500 ish a month) we have about £1000 a month left to pay for the car, holidays, clothes, clubs, uniform, birthdays, Christmas, eating out and days out for a family of 7.

We try to save around £500 a month.

I'm a SAHM so we don't have any childcare costs.

I feel very lucky to have enough money to not worry about keeping our house warm and feeding everyone. We don't dread Christmas and we usually have a holiday so I'm happy with that.

I don't think more money would make us any happier. It would be nice to put more away for the dc but I wouldn't exchange time with DH for that.

I have about £1200 per month disposable income & DP has more than that.

Out of that, I save or invest £400-500.

I grew up in poverty and we are now financially comfortable because we work hard and choose to live well within our means. I could not spend extravagantly or waste money if I tried.

Anything from 1000 -1500 depends on the time of the year but we are very lucky kids are all grown up do is 51 and I'm 44
Most goes on holidays and fun stuff as we have savings and mortgage free due to inheritance

What would be really interesting to know approximate ages people are.... ie - there could be those with higher disposable incomes that are much older and have therefore had more time to build up. Might make those with less feel a bit better about themselves too

I often think that we are quite poor but dh and I both budget £50 a week each to our personal accounts for our own spending with some left over at the end of the month to cover the odd night out or takeaway. We don't have lots of disposable income but are better off than some. We both appreciate that little bit of freedom to be able to save for our own things. We are happy with that amount. Given that we have young children and large expenses I think we do ok.

My weekly money (CTC and WTC) goes on rent, council tax, food and gas and electric.

Wages go on other bills such as bt bus pass etc.

I'd say about 200 spare a month just saving for a holiday so about 50 a month to spend.

About 1.50

About £7k a month. But we don't own a house at the mo (we don't have to pay our rent/bills either) so saving like made to be able to buy a house mortgage free in a couple of years.

We have 3.5k disposable a month. From this we overpay the mortgage, save into ISA's and save into a holiday fund. We actually live quite frugally day to day. We do have nice holidays though! The plan is to save what we can and retire early.

About 2.5K left after the essentials listed by OP but my ‘essentials’ are also an absolutely comprehensive (& eye- wateringly expensive) illness insurance policy that covers me no matter what. As a pp said “don’t get ill” I’ve had two friends go from really comfortable life styles like me to living hand to mouth because they contracted a long term illness / became disabled. It’s terrifying ......
I also save every month into a not-to-be-touched account in case of redundancy/ loss of job however unlikely I would like to think that may be. I have a 1.5 year cushion - I’m aiming for 2 so “disposable” income is about 700. My friends think I’m nuts always planning for the worst but i think I’m lucky to be able to.

After all bills and food paid for, around £900 per month, that goes to activities, clothes, any house stuff that needs doing/buying etc. I paid off my SL recently so will have an uplift soon.

We have a £250 budget for food a month. Then we have £150-£200 a month left for extras like birthday presents for kids friends, a meal out with my friends and the odd takeaway/ coffee