To ask how much "disposable income" you have per week / month after bills

[princesspeppax]

(Nosey mumma) Watching a programme "rich house poor house" where family's switch homes and budgets for the week to see wether money really does create happiness (both family's seem to be very happy regardless of financial situation) the richest family's have In the region of thousands disposable per week and the poorest have £200 or less to use for weekly food and dc classes social lifes etc so

AIBU To ask what your disposable income is, and are you happy with it

For me and my df and 2 dc we have around £180 a week after all bills to buy food social outings dance classes birthdays christmas etc

Bbb thats good that you have still something spare after everything paid

Oly5 totally agree circumstances change that often that every day and every little treat is a blessing

4K a month. I appreciate we’re very fortunate.

fuzzycustard . .

I've been there. It's shit. Somehow I thought, having paid in all my life, that I'd be ok if I got ill. Not true.

Jammy wow that does seem like a lot of money do you mind if i ask what you work as ?

HangTheBlessedDj
FuzzyCustard

Its very sad that sometimes this is the situtions people are in before Christmas when we were trying to budget and sort things i found a group on fb (Feed your family for around £20 a week) which i found very helpful and still do use some of their meal plan ideas to cut out food shop down (not sure if your on fb anyway but i did find this a help) have you tried visiting moneymatters to see if their is perhaps something else you may be entitled to they seem to be very helpful

Thanks princess but I've finished treatment and back at work so we're ok. Wishing the same for custard

I know it does. I was unsure whether to post at first. I’m a teacher and my partner is a financial consultant (so you can see where the money comes from). However we can’t spend it with abandon as he’s free lance and sometimes doesn’t have work for a while so we basically hoard it in case he’s out of work. We drive a second hand car and holiday in the UK, so we don’t appear to be so fortunate at first glance. I know we’re lucky though.

Leftover after everything, it varies between 5 and 10k depending on my work expenses (travel, hotels etc.). But I am a single person, mortgage-free household and saving up for work on house and new car so it's not that "disposable".

About 600 a month left for food and other expenses.

£40 per week once all the bills are paid and food in the cupboard. But I tend to have to use this to get DC to hospital. It is very stressful and I often go without so DC is kept well. I'm unable to work due to my health and I'm a single mother on benefits so basically the dregs of society if you believe what's in the media. My DC has many health issues and I've been helped to apply for DLA and hopefully in the end get Carers Allowance which will make a huge difference.

I'm another one who paid into the system for years and years thinking if ever I fell on hard times I would be supported. How wrong am I.

Before my health deteriorated and DC became unwell my disposal income was about £500 a month. It didn't feel like much at the time but now I know better.

Thanks princess it's def easier keeping a toddler entertained on a limited budget! A trip to the park and a cookie from the bakery is a good day out for an under 2!

Hat's off to those entertaining older kids or teens on not much.

Jammycustard i think regardless of anybody's finances we all have the same realisation that circumstances can change instantly so it does seem reasonable to "hoard" so to speak as we never know what the future entails

Wow ginuser that does seem like a massive amount after bills you are very lucky and good luck for the work on the house

Batmanwearspants i think thats a good amount for a comfy lifestyle obviously depending on lifestyle choices though

Apontypantypioneer finger crossed for you and hoping that your carer allowance gets sorted and paid to you ASAP its very sad when the goverment fails in my eyes for these sort of situations nobody in this day and age should go without basic necessities to make sure their kids get by

Oh agreed camolina my dd is 2.5 and ds nearly 1 so very cheap to entertain with a wee poundshop toy or trip to the park but i do dread how it will be in the years to come with the cost of outings

Around £1500/week, sometimes more depending on work flow (I work for myself). Of course I'm happy not to have to worry about finances. I do use it to plan for the future and ensure that I'd be covered should anything happen that I can't support myself and my kids (I only have 3 of us to cover financially). I came from a poor family so I hate hate hate being skint and will do anything to avoid that. The money doesn't bring happiness but not having to worry about being broke brings comfort.

This month we have £50 a week for food after paying all our bills (and debts!)
HR messed up DH’s payslip and hasn’t paid him any of the overtime he’s done so that’s a couple of hundred short.
Once out of debt we will have about £250 a week for food and other expenses

Thank you princesspeppax fingers are firmly crossed the postman brings me good news soon.

About £1000 per week. Yes, it's lovely, and we live a nice lifestyle.

We have £50 per month spare after all bills and food are paid for :( and if DS needs clothes or anything it has to come out of that. It’s quite depressing not being able to do anything other than survive. Not enjoying our situation at the moment

TeeBee thats a lot to have spare, i think we all appreciate having any disposable income at all especially having been in the situation of being Skint before

Acquiesce hope they sort it Asap for you

Arethereanyleftatall i would imagine it would be a very nice lifestyle

Hannahintheworks hope your situation improves really soon not sure if you seen my above post and if you use fb or not but their is a good wee page "feed your family for about £20 a week" i have used this often and found it really really helped to cut down food shop and leave a little more spare

After joint account is topped up from which all bills and shopping comes and then my bills (phone, car insurances etc) maybe £300 a week.

If we weren't paying up to £1k a month in childcare I wouldn't know what to do with myself I would feel totally minted. Only another 18 months until the 3yo funding I keep telling myself.

About £600 a week.
That's after everything else- bills, food, savings and overpaying the mortgage is accounted for.
That £600 goes on going out, holidays, DC, clothes, house etc.

We have about £400 a week after all bills, transport etc
Most of that is going on the house at the moment. We've just bought and lots of things have gone wrong which will cost us thousand to fix in all.

On the whole though we're definitely happy with the amount we have left over. As others have said, we know this could all change so quickly with illness job losses etc. We're really grateful for the financial situation we find ourselves in. DP and I have been in a situation in the past before we got together and neither of us have anything at all left at the end of the money and often in minus figures. So we definitely don't take it for granted.

It goes up & down but averages about £5-6k a month for me, and about half that for DH. Then again, we are older & established with DGC (bloody expensive, worth every penny!) and working children.

We save most of it, I spend about £12k a year on hols and about £500 a month on 'stuff' that I don't need and we max our pensions. We're very lucky I know, but equally it could all go 'pop' anytime as we are both in sales-driven companies.

£1300ish pcm after absolutely everything inc. food and fuel. Currently on my 5th month of maternity leave so my SMP only pay will kick in soon and leave us with half that. Although I do appreciate that's still a fairly decent amount as in the past we have been down to our last fiver to pay for food before payday came round, a long time ago but still makes me very grateful for what we have now.

I have about £900 and DP about £1,100 a month left after bills and food. We're mortgage and debt free so our outgoings are low and we live pretty frugally.

We're building up our savings to do work on the house so we can sell it and move somewhere out of the south-east so we can be semi-retired.

I have around £5 at the end of the month. I'm living on nothing and I have to sell things at the moment to pay for dds birthday presents.
Im hoping by the time dp leaves (not dp anymore) I'll have a bit more money.

After bills about 2k.

Bills everything - clothes, gifts, groceries, eating out and so on.

I then budget £150 per person (3 of us) miscellaneous money. This covers things like tickets out, toys (for the one of us who is 3), luxuries and so on. Rest goes into savings.