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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Not to want to give ex this money ?

73 replies

Bumbelinadance · 27/01/2018 21:11

I appreciate I may have done better to post this on relationships or the legal board , but posting for traffic .
Sorry for mine of information but I don’t want to drip feed .

4 year relationship . Very in love with him . Both divorced with D.C. . Spent holidays and weekends as a blended family . I loved his kids and they me .
Split January 2017 , my choice , as relationship became a roller coaster with ex dp continually changing his mind about future plans, not emotionally or practically supportive to me but expecting it from me .
It was done by me with a heavy heart .
I really tried but it was a one way street . Left me alone with miscarriage , when I suffered severe injuries in a car crash—- really seemed to have an empathy gene missing at times .

In his defence it was a difficult situation , him travelling constantly for work , me often accompanying him ( at his expense ) and my mum caring for my Ds and my neglecting my business .
His D.C. living in one country and Ds and I in another .
Plan was for Ds and I to relocate to where they were and set up home together . Viewed houses and schools together but they live in a very remote location with his ex wife in next street .
I wanted to live further towards the city maybe half an hour away tops so Ds and I could have a life and I could work in my profession but be near enough his D.C. could be with us when he wasn’t travelling for work .

His exw and he are extremely acrimonious. She was , I accept very hurt by him leaving her , but it was over a year before he met me .
Whenever I visited she was awful to me , going so far as to accuse me of sexually grooming their children to the school and local services .
His response was “ she is mental, ignore her “ but it really distressed the children . This was all “ swept under the carpet “ but his lack of support hurt me .

When we split in January 2017 I began dating somebody straight away . Was honest with ex about this . It was very much a rebound thing , was still in love with him .
He kept Ds and I on his company hr for travel and medical . Was still on my water bill and shared a bank account .
We talked regularly and said we would remain lifelong Freinds
I stayed in touch with his children on scype etc

My Ds father and ds have no relationship / contact ( a whole new thread ) as per a court order based on abuse issues .
However he is a high earner and is court ordered to pay maintenaince .
He stopped paying and broke the court order September 2016 .
This is an ongoing stressful , complicated battle through courts .. still ongoing

Ex dp did a kind thing ( at the time ) and lent me 15k to help me in march 2017
We drew up a loan agreement signed by 2 Freinds .
My intention was to repay him

In April 2017 I ended it with the guy I had been dating , went back to my ex dp . He wanted to make a go of it , was sorry for not being there for me etc etc .
We were good I thought . Things went back to normal , he loved me etc and was sorry for commitment phobia and past mistakes .

In June 2017 I was suddenly one night opening the door to the police .... arrested and charged with criminal allegations his ex wife put against me
I was arrested , put in a cell , felt degraded beyond words
I was released on bail
I became terrified , fell apart , had anxiety I can’t begin to describe . I was terrified of prison and terrified for Ds .
I rang then dp when I was released . He said the reunion had been a mistake and I was “mental “

From June 2017 til December 2017 when the charges against me were finally dropped my ex would hardly speak to me
When I did speak with him he told me he was moving on, didn’t want to be involved , was dating others , that lots of people had criminal records and it wasn’t his problem . I have never had a drink problem but I drank heavily through this time .
He told me if I didn’t stop contacting and “ guilt tripping him “ he would block me . He did block me — phone and email .

I was shown such incredible loyalty and support by my Freinds and family . I earn too much to qualify for legal aid . They lent me money for a top drawer barrister . I must and will repay them .

I am struggling still with my feelings
I still mad as it sounds feel love and loss over him .
I don’t want to be together but I want to be Freinds and I want to know I qualify for an apology for what I went through

I sent a letter to his ex forgiving her and making peace
I sent to one to him

His response is to send me threatening emails demanding I repay the loan ,
Am I obliged to given the legal costs I had to borrow ( it nearly matched the loan )

OP posts:
Haffdonga · 27/01/2018 22:30

Can you clarify - did he actually give you 15 thousand pounds?

If he did give you the cash and he's now been done for fraud then the money isn't yours or his. It belongs to the people he's defrauded. You should clarify with the police how to pay it back and to whom.

Bumbelinadance · 27/01/2018 22:31

I think I need to get legal advise to see if it is enforceable
I am just sick of courts and lawyers after all that happened
And currently going through family courts with ex husband over outstanding maintenaince
But yes struggling financially

I just want to try and move on peacefully with everybody
Want an apology from ex , to make peace and be able to hear how my former step kids are doing .

Everybody makes mistakes
I just hate after 4 years of lots of shared experiences and love it ends up like this , same as I hate being in a court battle with my ex husband

Nobody gets anywhere really

OP posts:
Outlookmainlyfair · 27/01/2018 22:34

I’m sorry you wr gong through this.
If I were you I would not want to pay back the loan, but you don’t seem to have any options.
The only thing that you can do if be glad that you are shot of him as that seems the only glimmer of positivity.

Bumbelinadance · 27/01/2018 22:34

Mazzystarlet
You are right

OP posts:
southboundagain · 27/01/2018 22:34

I think it would be a very good idea for you to seek legal advice - make sure you explain to them exactly why you think it shouldn't be enforced (your original post didn't make that clear enough), so they can tell you whether that's likely to be a successful argument.

ShellyBoobs · 27/01/2018 22:37

If he did give you the cash and he's now been done for fraud then the money isn't yours or his. It belongs to the people he's defrauded.

You cannot possibly know that from anything written in this thread. No chance whatsoever.

Why on earth make things up then post as if it’s fact.

hungryhippo90 · 27/01/2018 22:55

Ah, so the fraud was him, and you got arrested, and have the legal costs associated because you were linked to him? I presume the £15k he gave you was from that somehow and left you red handed despite not having any idea?

This is all quite messy, if what I think I've pieced together is right, and the money he gave you was infact money obtained by fraud/deception- that money belongs to those he defrauded... I think you need legal advice on this one. I'd also be seeking legal counsel re the legal costs, and seeing if there's any way you can be added to his list of debtors or whatever the term may be, if it was solely his actions which lead to you being arrested and the cost.

And as others have said,have NOTHING to do with him. Nothing at all. I hate to say it, but it sounds like he thought he could get you in the right place to take the wrap for his actions.

Please let go of the love you have for this man, it most definitely wasn't reciprocated.

Idontdowindows · 27/01/2018 23:10

Wait, did HE actually commit fraud?

Cause that's going to change my answer enormously here cause if he did, I'd go after him for your legal costs.

Hermonie2016 · 27/01/2018 23:15

As painful as this is he seems like a fraudster on every leve, financial and romantically.His acrimonious divorce was likely to be for a very similar reason.
I suspect he has no loyalty to anyone so recognise you are lucky to be out of such dysfunction.

I know the shock when you think you know someone and they reveal a side that you didn't think was possible but you have to accept that is who they are...not the nice person they pretended to be.

You need to let go off the friendship dream..it isn't going to happen.

Grieve for the losses and start to rebuild your life for yourself and your son.He must have also be exposed to damaging behaviours so needs a strong mum.

Bumbelinadance · 27/01/2018 23:24

Hi am sorry I didnt post clearly
I am , admit , too focused in the emotional part of it all .

To be clear yes he did commit fraud
No I don’t think he has Beeen prosecuted although I don’t know for sure

I had a private detective buzzing around but I just ignored calling cards etc .

I know I am pathetic but I also heard through grapevine he has a new girlfriend , is wining and dining her and doing the same things as he did with me ( took her to same exclusive resort which cut me , sorry for being pathetic ) was whilst I was going through it all .

OP posts:
hungryhippo90 · 27/01/2018 23:32

Bumble, for all you know this is his usual con man act, wine and dine, help a little,:make it seem like he's doing loads, give you /new woman some cash taken from fraudulent activities as things are closing in, woman in his life gets in the shit he gets off Scot free, he then chases for that money "just a loan" - remember?
He went to painstaking detail in your contract.

I think you'll find that's how his ex wife knew to have you arrested.

Don't worry about him. Forget him.

Idontdowindows · 28/01/2018 00:15

Ok, so he committed the fraud that caused you to have to spend all that money on your legal defence.

I would add it all up, see what's left and if he owes you, go after him.

mum11970 · 28/01/2018 00:30

For crying out load pay him back. He has a document, which sounds as if he could have a claim on your home if you don’t. You would plain stupid to ignore the loan and risk your home.

babyccinoo · 28/01/2018 05:21

So you incurred legal costs due to his fraud?

I wouldn't pay the fucker a penny more. See a solicitor to check if the loan agreement is enforceable.

namechange2222 · 28/01/2018 05:51

You owe him 15K for money he loaned you in the March 2017 which was to pay court costs associated with your battle around maintenance for your DS from his father. This was absolutely nothing to do with your exdp and, I agree, it was 'kind' of him. You made a contract to repay him and that you need to do.

What comes after is neither here nor there, your exdp is a knob and clearly has never had your back but he does have a right to his money back, your battle with your DS's father is nothing to do with him. The money you now owe to friends and family also needs to be repaid of course as it was your choice to pay for a top drawer barrister. This is your second huge loan and needs to be paid second to the loan to your exdp. Your exdp didn't encourage you to employ a barrister ( it sounds like he didn't give a stuff about what sort of trouble you could be in)

I do wish you well. Can you re mortgage? Sounds as if you owe in the region of £30,000?

TestingTestingWonTooFree · 28/01/2018 06:05

Go back to your “top drawer” barrister for an opinion on claiming your costs from him/enforceability of the loan.

ShellyBoobs · 28/01/2018 07:40

Ok, so he committed the fraud that caused you to have to spend all that money on your legal defence.

So you incurred legal costs due to his fraud?

OP has said that he hasn’t, as far as she knows, been prosecuted for fraud.

AJPTaylor · 28/01/2018 08:24

I think you need to work out your finances.
You owe him the money.
You should also seek some kind of counselling to help you come to terms with the terrible time you have had and help you close it.

Zerosugaroption · 28/01/2018 08:47

Op are you still drinking?

Idontdowindows · 28/01/2018 09:59

OP has said that he hasn’t, as far as she knows, been prosecuted for fraud.

That's ok, cause the OP is not a court. She says he did. In her shoes, I would be going after him for the balance.

SparklyMagpie · 28/01/2018 10:17

Oh you really need to detach from the emotional side OP, it's doing no good

You also really need to see legal advice in regards to this

Bumbelinadance · 28/01/2018 11:05

Zero ..
no I got a grip on the drinking .
Thankyou for replies everybody

OP posts:
ShellyBoobs · 28/01/2018 11:07

That's ok, cause the OP is not a court. She says he did. In her shoes, I would be going after him for the balance.

Good luck with that.

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