I've been planning what to do with my lottery win all day...

[Kleokat]

Me and dh were talking today and were saying what we would do if we won the lottery buy a new house holidays ect.

Now, that's a pretty normal conversation to have I know. But it's stuck in my head all day and I have literally now written a list of what I will do when I win the lottery feel a bit crazy now ìve written it out like it actually happened

Has anyone else ever done this as seriously as me? What would you do if you won?

I imagine winning one of those disgustingly huge Euro millions lotteries. You kinow, the 150 million + It's all planned out...

£5 million to each sibling
Pay college/university for nieces and nephews.
500,000 for each niece and nephew
Money in trust for sons
Husband retires immediately.
We have homes in Edinburgh, Paris and the US.
There are things I would want to do in my home town...upgrade play parks, give cash to the schools, make the beach area much prettier, donate new fire engines, donate to the food bank
Open places in Aberdeen, Inverness, Edinburgh and Glasgow to help poor/homeless people and improve their lives.

Then a nice holiday, touring Europe and staying in not-budget hotels.

Or something like that... Maybe one day I'll even buy a ticket!

Oh! How could I forget?? First thing would be to buy my youngest the pug puppy he's longed for for the last 8 years.

I’d pay off debts and sort out family. I’d like to buy the house I live in, but at the same time my landlords are amazing and I don’t want to give them up. So maybe rent with the understanding that I get first refusal when it’s time to sell.

I would replace the downstairs carpet with a floor that I can mop, as well as the 25 year old sofas. And see if I could get a dishwasher into the kitchen.

And then dedicate my time to learning new skills and making secret donations to improve the lives of people I encounter.

And lots of donations to cuddly animals, refuges and homeless shelters.

I had a man knock on my window when I pulled over to check my directions. He had been sleeping rough in a car park and asked if I had any food. It was beginning to snow, and the skin on his hands was so split and sore. It broke my heart to think of someone living that way. So if I won the lottery, I’d be thinking how I could make things better for someone like him, and as many others as possible.

Pay off mortgage and what’s left of the credit card.
Give family members and v close friends a wedge each and swear them to secrecy.
Buy a brand new shiny black car.
Give up my job and rely upon my own business, maybe even start up a new one.
Put a load aside for dd’s uni, cars, big pensions for all of us.
Buy a few properties including one in London, one in the Lakes and one in Devon by the sea.
Book holidays to New York, SE Asia, Mauritius and South Africa, Cost Rica and North California. Also plan a few short-hauls and city breaks for half terms and weekends etc.
Order a Balenciaga City S in black.

Feeling a bit crap now 😄

I’d probably also start thinking about buying or building a big dream home with a dog shower off the lobby!

Ooooh. I forgot plastic surgery. I would get my mum tum sorted. And I have been told I look like Angelina Jolie before the surgery. I would like to look like Angelina Jolie after the surgery.

I love this daydream! I too spend a lot of time deciding what to do.

Sadly, the two things I wish for most aren’t anything that money can buy (healthy father, best friend to find love - this is less important but still one of my biggest wish) so I don’t spend a lot of time dwelling on it st the moment.

However.

I love our house, and where we live. If I weren’t so terrible at keeping secrets we might stay here & not tell anyone we’d one. I would quit work, sort out the in laws finances, bung our childminder £10-20k as a ‘sorry for taking our baby and your income away!’, extend our house, perhaps get the in laws up to live with us.

Then we would book a fabulous fuck-off holiday to Australia to see our friends there and show our dc where we met.

I’d employ some home help, cleaner etc, so I don’t need to worry about the domestic drudgery.

I suspect we’d be very dull winners.

YANBU to dream!

How many of us actually do the lottery however?! I don't! So the following is a load of ridiculous.... but my list fwiw...

Landscape the garden.

Get a live-out housekeeper.

Buy my sister a new car and take a chunk off the mortgage and also set her up with a decent pension and career coach.

Give my dad enough to retire on.

Buy a private plane so I could see friends and family more easily.

My DH would be able to retire early and indulge a few hobbies.

We would travel lots!

I'd set up genuinely autism-suitable schools and colleges all over the country.

I would have funds to regularly send large wads of cash to favourite domestic violence charities, and those supporting the elderly.

Yep - get my teeth fixed.

So basically I'm going to need several lottery wins...

Ok absolutely first thing I would do

• hire a freaking night nanny (I already feel sorry for her) to teach my 13 month old how to sleep 😭

Then I’d hire a day time nanny, and a house keeper.

I’d buy a 6 bed house in a nice area, send my children to private schools and go on holiday every single half term.

I’d go to university and study something business related, then ACCA, work for a few years so I’m fully qualified and then start a charity or some type helping young single mums build careers for themselves.

I’d also have two Pygmy goats.

I have pretty much every possible lottery win scenario mapped out in minute detail. 😂
But as long as it was substantial, we would TTC for DC3 straight away. Having 3 is unaffordable now, and it’s hard work, but if we had money then we could both be at home while they were small, and we could outsource all the other household stuff so we just needed to concentrate on parenting. I think I’d get a company in to do all cleaning (daily!) and laundry and all cooking. Also gardening.

If I won the Euromillions on Tuesday I'd put half of it in my DDs name then

Buy a nice house - not too big - in the Cotswolds
Buy a house in the place DD is going to university
Buy a new car
Pay off debts
Set up a homeless charity in my local area so nobody is every without somewhere to sleep and eat
Set up a charitable foundation to support local people where I live now
Give something to friends who have been there for me during hard times
Have beauty treatments every week
Go to the best hairdresser in London for a re-style
Buy a new wardrobe (and fill it with new clothes)
Throw out all my furniture and buy everything new
Book several holidays months in advance so we always have something to look forward to
Travel first class

As you can see, I haven't given it much thought!

I do this all the time. I once worked a retail job that was just tidying for hours so I did it even more back then.
I'd buy a nice house in a nicer area of the city I live in now. Unless win was euromillions size I would buy some property to rent out and quit my job, and get DH to, so we could have some decent holidays. I would take my masters and PhD without having to worry about money or what career it'd lead to. I'd hire a personal trainer to help get into shape. And, but sad that I'm having to add this, I'd pay for any fertility doctor in the world who could help me get my baby

Oh and buy a house for SIL and DNs, and DB, if they'd accept. DPs and PILs wouldn't need money so much but I'd get them something nice.

Depends on how much I won but I would love to:

• Buy a house with a study and playroom for me and my son
• Put money aside to set my son up for life
• Pay off my Mum’s mortgage.
• Pay off my Dad’s mortgage.
• Give my siblings house deposits.
• Go on a dream holiday with ALL my family.
• Give a huge lump sum to We Give Kids The World and Stardust (the charities) as they helped my brother so much.
• Make sure my brother had enough money for all his medical needs in the future (paying for carers/adaptions, etc).

I'd give up work and buy my siblings a house each plus make sure my parents were set for life.

I've won the lottery of life and have everything I could want and more so wouldn't need anything for myself. My position feels precarious though as I have very little to my own name.

I’ve recently won the lottery.
My Dh did a Euro million’s line and won quarter of a million euro.
We are still in shock.
I’ve paid off our credit card and car loan.
Gave both our families a sum of money each.
Our house needs an extension so planning that next.
Booked Eurodisney for the new year with the kids.

I would live as I live now except I would gold plate everything. Gold plated car, gold plated teeth, gold plated toilet roll, gold plated cornflakes for breakfast.

I've always said the first thing I'd do would be to go straight down the Aston Martin showroom and order a new car. I'd clear my mortgage and credit card, clear my sisters mortgage and give her some money to buy a house. Not sure I'd move as I love my house and I've spent the last 2 years getting it how I want it but I think I'd pay an interior designer to come in and finish it off with the final titivating. I might have an extra bedroom built over the garage. Then I'd book a lovely holiday. .

But a big Georgian farm house with land, including mature trees. Hire a designer to help me give night to my fledgling interior design ideas. Convert one of the barns into a swimming pool.
Contact a wildlife charity to set up a wildlife centre, and do whatever is needed to make the grounds nature friendly. This might be a bit disrupted by my Dp wanting to farm goats, but we'd work it out somehow.
But my mum and sister they dream homes.
A million to my two best mates and mortgage paid off for other friends.
Massive sums to charities who help young people learn effective skills to deal with confidence and self esteem issues.
Ditto to addiction charities.
Fund research into effective addiction treatments ( because the government dislikes methods that other countries use that actually work, but could be pressured to listen to new research).
Start a charity that funds wild weekend on Dartmoor for families to be deep in nature together.
Now comes the bIt I'm torn on..... Tummy tuck?? Cheekbone implants? Not sure if I could being myself to do it. But a Harley street dermatologist to sort out my sun damage, I could go there happily.

First three holidays
Yellow stone park in a Winnebago
Canada, Vancouver island and some wilderness
South of France

But my DD the mental health care the NHS can't provide.

Build some low cost homes for young families in my village.

Travel.

Money to family to pay off mortgages etc, money in savings for all nieces and nephews. Buy a house and bid sweet farewell to shitty renting. Loads to charity, maybe even start my own. Money to friends to help them with whatever they want/need/love. Quit work, have another baby or two, do a creative writing course, build a recording studio for DH. Maybe some holidays.

For a smaller win, the focus would be on buying a place of our own, smaller gifts to family and friends, and ensuring some security for our DC and our own eventual retirement.

I literally think about this every night. Have yet to buy a ticket though...

My DP's colleague and her husband won £1.7million the week before last!!

I do this. But I don't even do the lottery!!

I do have a small amount of premium bonds but I am well aware of how awful the odds are for those

It is nice to dream though - good luck

I do this a lot - I think about winning different amounts, and what I'd do with it.

But YABU with your thread title, OP. I thought you'd actually won the lottery and you were going to ask for feedback on your plans. I opened the thread looking forward to joining you in some vicarious planning. Disappointed.

Skip out of work singing SEE YA! without a backward glance, pay off the mortgage, and parents/siblings mortgages and take whole family off on hols for a month, in laws and all. Give a whole chunk to Macmillan and Marie Curie. Then start and run a foundation funding local community projects, more grassroots sports for girls, funding women in film projects/grants, and a few other bits and bobs.

Move house! Our first two purchases fell through and we're now on our third attempt. Being able to move without worrying about money would be nice.

Buy a house each for my parents and my siblings.

Make arrangements to pay for Uni education for my nieces and nephews.

Fill my house with rescue dogs.

Finish my degree.

Spend the rest of my life pottering away and giving money to the charities that I support.

TBH I would settle for winning enough to be mortgage free.