To be worried how I will manage to work until I am 67?

[brasty]

I am in my mid fifties. I already get more tired than I used to when younger. I wonder how I am going to manage to work full time until I am 67 years old. And continue to do my share of cooking, cleaning, family stuff and actually having some fun.

I wish euthanasia was legal.

Yes. Waayyy I am sorted now.

Me, too, because it is complete bullshit. There are some forms of paediatric cancer that are completely incurable. I know two children sitting with tumours in their brains. There is nothing in the world that will rid them of those. Expat I don't know what to say, I've sat in hospital with my children when they we having ops and I just can't imagine how awful it must be when the prognosis is so bleak. It certainly puts pensions in perspective.

I am 67years old and I am still working. I am lucky in that I work in a school so therefore get school holidays off. I work part time, although I have to go in each day Monday to Friday. I have deferred my state pension. My reasons for not retiring yet are I have no grandchildren yet and my husband is nearly five years younger than me and is still working. I would get bored if I was home on my own. I also worry about managing on just on a pension.

YANBU .I was 61 2 days ago and have a retirement age of 66.I work in farming and am finding it hard already.There are people campaigning on our behalf and I gather that there has been a non binding vote in parliament today which was carried unanimously to do something about the injustice to 1950s women.I realise that you are a bit younger than me but it should have a knock on effect to consider that the age rise has been imposed too suddenly.We are after all not living longer,in spite of what the politicians say as life expectancy has been falling since the Tories came to power.

I’m 66 and my generation paid into the state pension expecting to be able to live off it comfortably if not grandly. That was the promise in those days. At least the younger generation know they have to join a private pension scheme.
I had to stop working at 50 after a serious illness and I can’t imagine working at my age.

It is hard to plan when they keep changing things. I wanted to retire at 60 and obviously for much of my working life that was reasonable, even when the first changes were announced it was doable. When the second change of date came I was a bit stuck as I had two at university and a disabled husband. Quite pleased I managed it at 62, well I still do a bit but basically retired. I do think people should have adequate notice, might not help everyone as you can't save what you don't have but for others it might change things.

I feel the sand running out in the world.

What a beautiful, poetic and very apt phrase, pearshaped, to express the sadness and powerlessness so many of us feel when we consider the state of things.

It is sad. Who knows what kind of world we'll be living in 40 years (when I'll be in my late seventies).

Well I have reallly enjoyed this thread

I can't discuss this in RL as everyone rolls their eyes and calls me morbid

Off to google a green plant with red berries and cancer fighting properties

The whole thinking positive thing . I am in RL a fairly happy person and people like me (honest) but I do think about risks , and plan for the worse - and I am very risk averse and I don't think that will ever change

Well, let's work to make it a better one!

I've just read the whole of this thread (to take my mind off the horror of Universal Credit that's rapidly heading my way (self employed LP- I haven't even got the headspace to worry about retirement yet)). Everybody is right to worry, both for themselves and for all future retired people. We should all have the right to a comfortable and dignified old age. But I hate all this talk about killing yourself due to the fear of poverty.

Perhaps this is a moment to think about how we want things in 20/ 30 years' time to look, and to acknowledge that they'll be very different. I mean, at the very least, hopefully we'll have voted this shower of cunts out, and have a government with a touch more empathy and compassion. I understand that the baby boomer "bulge" will have passed through, and that we will have a more demographically even population.

I think, and hope, that there will be a more even distribution of housing, as well- less single retired people rattling around in big family homes, and more appropriate housing for the retired - sheltered housing, co housing projects for older people, smaller, affordable bungalows and flats.

But all this is something we're going to have to fight for, even if the only time and energy some of us can afford to dedicate to it is to envisage how things should be on Mumsnet.

It's a start, no?

I'm a secondary school teacher. I'm 36 now and it's really hard going at times. No idea how I'll cope at 67.

Sorry to be a downer, but I feel like the boomers have seen the best of this world. We are left with a greyscale facsimile of what once was.

MrsLupo, thanks. (I blame my Irish heritage for the poetry in my soul.)

Anyway, There’s always gin I suppose. That good old Mother’s ruin.
Or opiates.... isn’t that what the Americans are all going for these days?

Avoid the opiates ! I read about the opiate addiction in the US and it's very sad and scary . OxyContin I believe

I don't get paid if I go sick Morphene and I'm barely surviving as it is. I just keep plodding on like most people do. The future isn't looking too bright for many people in this country. It's so sad.

Makes me wonder why I've worked since leaving school, 68 is my retirement age, I'll be 'ok' when I retire, I hope, but if I'd sat on my backside all my life, I'd have no worries!

ager I'm really sorry to hear that. Can you afford to take unpaid leave? Is there an end in sight to the doubling up of work and re-training?

I am 56 and decided to retire early In July after whole career teaching. I just got so tired with having to travel to and fro into city in bad traffic and repeated cellulitis so in the end I felt I was letting down students when I was ill so retired. I won't get teachers pension until 60 and must wait until 67 for state pension but had put some money back for last couple of years and my dh 4 years younger so still fit and working. I feel very worried about my children. I keep reminding sons to pay extra pension before they have kids. I think there might be a pension top up benefit but who knows how long that will be available. I would advise anyone who can pay as much as you can afford because you do feel so much tireder and weaker as you age and there are no guarantees a government will pay much Pension in future.

ager I'm sorry I miss read your post. This is yet another reason why mental health is more of a problem for people living near the poverty line. Because they can't take the time required to have a shot at treatment and healing.

I'm really very sorry things are so difficult for you at the moment.

In Japan adult children are legally obliged to pay for their elderly parents. And parents can and do sue if they do not get their monthly maintenance from their children.

Do you have a link for this, @brasty ? None of my Japanese colleagues have ever heard of such a law,.

it continues to be a rather odd thread instead of retirees and nearly retirees helping one another brainstorm as to possible solutions for one another many of you (or so it seems) prefer to insist there is no hope.
many of you are 50 and although your in the home stretch rather than focusing on: when i'm home full time I can cook more save on food...kids will be gone...or even kids can chip in...you would rather throw in the towel claim there is no solution and discuss euthanasia.
RETIRED 65. what is your current monthly income and what is your pension scheme monthly income. when I retired I no longer had to pay union dues, or association fees (both of which were huge each 7% monthly income) with decreased income I also paid less taxes.
you could take what your pension income is and take the rest and tuck that into a different account/savings/under a mattress and live on your future pension income to try it out. Noticeable at this time of year I also greatly decreased my gift giving to family. Does your pension scheme offer seminars? I attended one a year for 3 years they cover so much information it's hard to soak it all in.

I am amazed by women my age (62) or near my age griping that they have only just found out they are going to have to work until they are 66/67 the pension act of 1995 made it clear that the pension age would go up in line with men's the only recent change is 1 or 2 years extra.

I realise we didn't have the internet back in the day but it was in the news at the time, I certainly have known since then I wouldn't get my pension at age 60, you cant blame any one but yourselves if you were planning on getting your pension at age 60 and are now disappointed.

However when it comes to younger people having to 'work longer' well that's not actually the case is it, most of my generation left school at age 15, I did and I will have worked 51 years when I get mine, anyone starting work after leaving uni will be approx. 22 when they do so so even if they have to work until they are 70 they will only have to work for 48 years (3 less than me) even the ones leaving who left school at age 18 will only have worked more than me by one year if pension age goes up to 70.

sorry strange 'leaving' crept in

Oldsu, you would be surprised. One of my work colleagues pulled half of her pension and gave the money to her husband to begin two small business schemes....housing in mexico....and a gold mine claim...
the pension is very secure and even has a cost of living adjustment.
I expect her plans to retire will get pushed back
another colleague...her dh was made redundant and in order to maximize his monthly wage did not take the spousal pension option...has since been diagnosed with cancer, multiple abdominal aneurysms and a back issue requiring surgery. she is afraid to leave her job in case he passes away and she is left with only her workplace pension (which is fine as a second pension but not ideal as a main pension) until she can claim her government pension.