To be worried how I will manage to work until I am 67?

[brasty]

I am in my mid fifties. I already get more tired than I used to when younger. I wonder how I am going to manage to work full time until I am 67 years old. And continue to do my share of cooking, cleaning, family stuff and actually having some fun.

Yes of course, good point.

Behappy - I agree with you wholeheartedly about trying to stay positive. I've suffered from mild depression for most of my life and recognise that there's going to be some days I feel low but I'm fairly stubborn and refuse to let it get the better of me. Have made financial mistakes along the years and also haven't saved as much for my pension as I should have done. But here's the thing. This was no-one else's fault except mine. I accept I will have to work until late in age, which is kind of ok as I enjoy work. Would give it up in a heartbeat if I won the lottery though .
As for Morphene - Good grief, calm down...Why are you so angry?

Health wise and retirement/old age planning. Falls and fall risk often lead to hospitalization and admission into facility care.
Just saying it’s never too late or early to plan.

Between now and 67 years surely your family will have grown and not need you as much and there should be less mess, shopping etc needed as well. As long as you stay fit, like your job and it isn't lugging sacks of coal about you should be fine. Loads would love to be able to work at 67 years.

I think Morphene, as an expert, is getting rather irate at the suggestion that everyone should be able to just think positively. I have degrees in this area too, so know a fair bit about it. Unfortunately many of us are born with a large chunk of Neuroticism (see the so-called Big 5 personality model) in our genetic personality make up (the genetic part accounts, if I remember correctly, to around 70 of personality in adulthood), which has then been compounded to by subsequent adversity/neglect/abuse. As a result, we end up feeling very anxious and worried at things that other people would just get happily on with. Treatment can help, but in the end, it's always going to be harder for us. I wish it wasn't!

So the idea that economic trouble or ill health induce depression or instigates suicidial thoughts is not founded on any real proof.

I never said they would induce depression, but if someone already has depression then factors like these can make it much worse, and harder to recover. I have lived with significant pain in the past without having any depression symptoms at that time, but boy does my back or leg having a bad day make my current clinical depression feel worse! One of the symptoms of depression can be a feeling of futility and/or powerlessness, which I'm sure you will understand is likely to be exacerbated by poverty.

The state can offer only emergency care for mental health, so those with lower level MH difficulties will at most receive a prescription and 6 hours of CBT. It can help sone, but others need more, so need to self-fund therapy (like I am doing). All this reduces ability to save for old age, as well. Therapy costs are typically 40-70 quid a week. Maybe I should send the bill to the people who caused my CPTSD and crap genes!

I feel so sad that you feel like this. This should not happen in modern day Britain

Financial health has a huge impact on all the other areas of health (emotional, mental, social, physical, employment, and environmental).

So Bratsy your not alone, has this thread inspired you at all to prepare for the next ten years. How old are the children? Will you need to change house and or community? Getting you and your husband to meet a financial advisor etc?

You are housed and fed in prison.

That’s something to think about.

Of course, selling your organs isn’t an option as they’re too old. I think you can’t sell your blood if you’re over 60... im not sure of you can do medical tests either.

I think there might be more nunneries in the offing.... or soup kitchens and dormitory style hostels, with warm day rooms for everyone who hasn’t got, what was it, a property or investment portfolio.

I feel the sand running out in the world. More pollution, the seas are turning into plastic dumps, insects are dying off, more fighting over diminishing resources like fresh water, and climate change creating billions of refugees as uninhabitable 50degree zones increase.

Just as well we have brexit and trump / Kim. Takes a load off to know they’re there in charge doesn’t it? Just think where we might be without them..... Up to our elbows in elephants, easy trade areas, peace, predictable weather, and clean seas.

It'sonkyme: I think I understood what you meant and you should be proud to have coped so well. Unfortunately, though, not all of us are essentially "equipped" to just bounce up from set backs and tolerate chronic pain so well. I think all of us wish we could!

Also, I think posters are understandably angry around the "fighting" cancer discourse (particularly as they are hurting from loss of family/friebds), so grabbed hold of that from your post, as it wasn't immediately clear what you meant.

Out of interest, you can't sell an organ on the UK, can you? I have a spare kidney to go to a good home and I'm under 40. Which countries allow you to do it?

Nice! Write an ignorant and offensive post, then use disablist language like 'moron' to insult people who pulled you up on it. Way to go! So positive.

**Just as well we have brexit and trump / Kim. Takes a load off to know they’re there in charge doesn’t it? Just think where we might be without them.....

^Well if you are lucky, rather than work until you die. You may look out your window and see the blinding nuclear flash of one of Kim’s missiles. As your shadow catches fire, you can relax knowing that you don’t have to worry about work, or retirement.

Wow reading back that was a little dark and depressing.

wow, if only this thread was started in gransnet it would have been the chat of the century.

Yes, utter scum, indeed. With my £200k inheritance, I'll need to hire security against robbers. Keep going, this is getting mildly amusing.

As I said before, pure scum!!

Well, you're not really casting yourself in the best light to be fair, onky!