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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be worried how I will manage to work until I am 67?

705 replies

brasty · 28/11/2017 11:55

I am in my mid fifties. I already get more tired than I used to when younger. I wonder how I am going to manage to work full time until I am 67 years old. And continue to do my share of cooking, cleaning, family stuff and actually having some fun.

OP posts:
expatinscotland · 28/11/2017 23:26

'I'm quite shocked reading a lot of these posts.
We're talking about working until 67
And people are seriously talking about ways to kill themselves!
Omg! Get a grip!'

For a lot of people in their 40s and 50s now, it will be work till they drop, not 67, and there's no way for them to save or put aside for pension or improve their earning, so it doesn't seem like such a big leap to consider suicide to an old age in work and poverty. Hmm

CherryZee · 28/11/2017 23:30

ReturnOfTheMackYesItIs

I hear what you say, and I agree.

HenryBride · 28/11/2017 23:38

I'm just 30, own a house but hefty mortgage that will be being paid for the next 30 years. (If we don't upsize at any point).

Dp is a cabinet maker and I'm an office worker, we don't have any wage jumps expected in future than where we are now.

I think an option that is always in the back of my mind is to sell the house and buy a barge to live on.
We have friends who have done that already and enjoy the freedom of tiny outgoings.

It would be ok if you were fit and healthy in retirement but no good if you had health issues.

Maybe we will all end up in communes?

Behappylalala · 28/11/2017 23:38

This must be re-named as the most misery inducing thread!
I.e. Pls come here and depict the worst case scenario ever that can happen to anybody and let's all be miserable together while we all contemplate dying young of illness/ being too ill to work/ get cancer or dementia and then let's all decide to commit suicide ... in an inexpensive way.
Gloom and Doom all over.

There will be extreme cases as with everything else however it doesn't mean it will happen to you.
You attract what you worry about so be careful about what you think.

For those of you who are sick and have been dealt a bad hand by destiny... remember that there is always a solution and suicide should never be seen as a way out. Think about the legacy you would leave with your dearest.
My friend's mum committed suicide aged 85, a few years ago because she didn't want to be a burden to her kids.
You know what, my friend still has nightmares and feels guilty about it. Talk about burden!

The point is that you don't resolve anything by being so catastrophic...cheer up!

When there is a will there is a way...

Ollivander84 · 28/11/2017 23:40

You attract what you worry about? I'll tell that to my haematologist, I'm sure he will be grateful I can come off my ££££ meds Confused

Suicide isn't the worst thing, we wouldn't let dogs suffer like some humans do at the end of their life

Behappylalala · 28/11/2017 23:42

You made your point ...I make mine...we all have the right to our attitude and thoughts.
Hope you get better...Flowers

Ollivander84 · 28/11/2017 23:48

I won't, that's the entire point! It's a lifelong condition. There comes a point when you give and give and give and life throws so much unbelievable shit at you that you stop believing in karma
I worry because my medication is so expensive, and if the NHS will continue to exist and cover it. People in America can't afford it and end up with sepsis because of it

Morphene · 28/11/2017 23:50

Knowing that suicide is there as an options actually helps many people to feel better about the future.....

I thought I had mine all planned but discovered its much more easy to screw up drug overdoses than you might think....I need a new plan so I can relax!

Behappylalala · 28/11/2017 23:53

Ollivander84, if 84 is your year of birth that makes you a lot younger than me. I feel your pain and I really wish there was a solution for all the pain and illnesses in the world.
However there isn't. I have made a decision that whatever happens to me I will try to not let me go into despair so that I can enjoy whatever life I have left. Otherwise I would start dying already iyswim.
CakeFlowers sending you hugs

Morphene · 28/11/2017 23:54

Believing in karma is a sure fire way to mental illness and misery...because life IS SHIT. Frequently and extremely unfairly.

You'll go mad if you believe you deserve any of it!

People who have led apparently charmed lives have not done so because they deserve it but because of random chance....and just because you didn't roll snake eyes recently really REALLY doesn't indicate you won't tomorrow.

The more you believe your own lucky/charmed/deserving BS narrative the harder you will fall when statistics finally catch up to you.....

HidingBehindTheWallpaper · 28/11/2017 23:55

I will be 70 next year and I still work full time, I have no intention of retiring

I’m guessing you aren’t digging holes in the road, unloading lorries etc.

RaindropsAndSparkles · 28/11/2017 23:56

I went back to work at 43 having had a 7 year break. Just as the law was changing and I could argue to be sponsored for prof quals.

At 57 just made director. Delighted to be able to career away and contribute. Broke mg back two years ago. Mind over matter. Pension prediction, incl stare pension £29k pa. Probably increasing.

Don't want to retire though. DH's grandad was 91 and still working. Mine was 89 and still working. My dad never stopped but died at 69.

Work is good in my book.

Morphene · 28/11/2017 23:56

behappy its great that you have decided not to ever let despair into your life...but you don't actually have the ability to decide that. I mean maybe the global economy collapses and your children are killed in front of you? But hey ho, you said you won't let life get to you....so you'll cheerfully be looking for the positives will you?

Fuck off will you. If you had faced the adversity that drives others to despair you would feel it too.

Ollivander84 · 28/11/2017 23:57

That's what I mean - I can't believe you attract what you worry about because or karma because otherwise I must have been a seriously shit person in a former life Grin

I'm not despairing, I've had a lot of comments saying how unbelievably strong I am. But you do worry, especially when the condition I have is so uncommon in adults they don't know how it will progress. And losing my job had me reeling because that security is gone as well

Behappylalala · 28/11/2017 23:57

Morphene... the trick is to accept your reality. You can feel despair even when you are rich and young and other people might think you lucky. That's not the point.
If you were right then all these famous and rich people wouldn't commit suicide by abusing substances and self destroying.

You build your perception of your luck in your mind by the way you think

storynanny · 28/11/2017 23:59

Im 62 and watched my state pension date move to 66. I can not teach infants every day any more, it is too hard. I have been a teacher since I was 21 and because a lot of the time I was part time, supply, maternity my pension is very small (4800 a year)
Sadly, the only reason I can stop full time teaching now is because my elderly parents have just passed away and they had a small house which has been sold. Otherwise I would still be struggling on in a job which was becoming more and more difficult.
So many of my colleagues of same age or older are finding it really hard but have no option but to carry on until state retirement age.

RaindropsAndSparkles · 29/11/2017 00:01

Actually Morphene I lost a son in 1997. I have never recovered from it but life has had to go on. There were times I wish it hadn't but then I was blessed with dd. I have steadfastly refused to be bitter. Wanted 4, got 2 after a struggle. Very lucky.

Behappylalala · 29/11/2017 00:01

And Karma is something else by the way... different by attracting good luck by the power of what you think. I never mentioned karma.
Well... I have had enough bad thoughts thrown at me tonight.
I won't change your life unfortunately I can't and you can't change the way I think.
No need to be rude.
Good night I am leaving now

brasty · 29/11/2017 00:01

Raindrops Health and life expectancy is very tied into social class. Not surprising given your obvious wealth that your family members live a long and healthy life.

Average life expectancy for women my age is 82. I doubt I will be working in my 80's. Average life expectancy for men is 79. Those who are poor have a lower average life expectancy.

I guess this is what annoys me about this that those who have been more fortunate think it is because of their good planning and choices. Not understanding the helping hand they got in life.

I am not morose in spite of this thread. I try to live a happy active life. And I will continue to do so.

OP posts:
Morphene · 29/11/2017 00:05

don't tell me what I think - you know nothing about me. I do research on depression and am extremely well aware of the interaction between biology, mind state, behaviour and circumstance in produce misery.

'Think positive' is the rallying cry of the pig ignorant privileged who are smart enough to use the internet but not quite smart enough to realise the extent of either their privilege or their ignorance. Oh and also don't know anything about the cognitive behavioural implications of such an inane statement.

Broadly speaking if you've had access to clean water, education and not been raped on a regular basis from childhood upwards then you don't get to tell people that a 'positive mental outlook ' will help with their lives.

If you think people can choose how or what they think then you simply need to re-educate yourself.

Morphene · 29/11/2017 00:06

aww bless. all that factual negativity interfered with behappy's good vibes.

RaindropsAndSparkles · 29/11/2017 00:07

Wealth Didn't help my dad though did it Brasty 69 Acute Myeloid Leukaemia. Not much choice there.

DH's grandad was sent down the mine at 14. Still worked until he was 91.

My grannie was blessed with wealth. The Alzheimer's started early 70s.

DS2 had a congenital heart defect. He died in my arms at 27 weeks.

Oh yes, wealth really buys longevity and good endings NOT.

And your point was?

CherryZee · 29/11/2017 00:07

I would rather try to be as healthy as possible for as long as I can by keeping fit and by the way a positive attitude and keeping worry at bay will improve the chance of you feeling better in general

My dad did that. But he died aged 60 without a pension left for mother. He fought in the last war and suffered many ailments afterwards.

Mother then had to live on benefits.

So trying to keep fit and healthy doesn't always stop you having a heart attack or a stroke, or a cancer. My dad worked until a week before he died.

I accept, however, that you are generalising. But it's galling to those of us who work really hard to stay positive. You worked hard to stay positive and nothing bad happened. We worked hard to stay positive and bad stuff still happened.

It's nothing that you did better than the rest of us. You've just been lucky thus far. I hope your luck continues.

brasty · 29/11/2017 00:10

Raindrops On average yes that is the case. Just as smoking on average lowers life expectancy, even though there are people who live to 98 and smoke 40 a day for 70 years.

OP posts:
Behappylalala · 29/11/2017 00:12

Morphene
Just let it go... right?
You are proving my point. Not sure what made you so bitter but I am sure this bitterness it's not helping you to move on.
Glad you are well informed... however it's your decision what to do with the information.
I am not here to start a fight... I came and I will go in peace.
Sending you good wishes that things turn around for you.
This was a thread on old age and pension Grin by the way