Funeral attire and what's socially acceptable?

[MsHopey]

So, I have a funeral to attend tomorrow. There for moral support for my husband and his family as i never met the family member who has passed.
I checked my wardrobe and my only black items of clothing show a lot of boob. I did buy a dress off eBay but lots of messing around off the seller and it hasn't arrived. Payday isn't till friday and I'm on a short time frame and an even shorter budget.
So, I'm now wondering if the black item I own is possible to get away with. It is a black velvet strapless dress. I'd wear it with tights and boots and a velvet coat. So now I'm wondering is it too much cleavage, or too gothic for a funeral as at this point I am running out of options but don't want to embarrass my husband.
Aibu to wear the suggested outfit?

Do you have anything smart in a dark colour even if not black. I don't think a strapless boob dress is the best...but if it's all you have maybe just keep your coat on

Don't you own a scarf?

Have you got a top you could wear under or over the dress? It doesn’t have to be black, just a muted colour. If you just wear the dress you might feel self-conscious when you take off your coat. Is everyone going somewhere afterwards?

What about something in navy blue or grey. Or just a plain skirt and top. People seem to wear all sorts these days.

Could you get a shawl or wrap to wear to help cover up a bit?

I think smart in navy or another dark colour is better than black but not really funeral appropriate, tbh.

I think for me I would probably choose a non-black dress over one that showed a lot of cleavage. Without seeing the dress though it's hard to know. Have you maybe got a dress that's a plain dark colour even if it's not black? I went to a funeral a few weeks ago and a lot of people were wearing 'muted' colours rather than black.

Put a post on fb asking if any local friends have a plain black or grey dress you could borrow?

Do you not have dark trousers and a blouse/top more suitible I saw a woman in a bodycon dress at a funeral the boobage was the talk of the funeral tea don't wear a booby dress

1. You cannot wear velvet on velvet.
2. Just cover up with a dark scarf/shawl/cardigan/anything. Every charity should will have something suitable for covering cleavage for pittence

I do think too much skin at a funeral could raise a few eyebrows. Can you pop a t shirt underneath?

Do you have a white shirt?

Wear it over the dress and still look smart and respectful

A strapless dress is not the best thing to wear to a funeral so I wouldn't wear it, unless you can keep your coat on all the time

Is there to be a wake? Keeping your coat on might look a bit odd

You don't have to wear black nowadays, do you have any dark clothing? A pair of black or other dark coloured trousers will be fine, even with a normal top

I haven't worn black for a funeral in a long time - it's usually just plain trousers and a shirt or a jumper especially if you're wearing a coat any way. Basically just neat is the way I go and no jeans.

Don’t wear black velvet strapless

Anything suitably office-style? I’ve worn smart shirts of most colours with dark trousers/skirt to funerals. I wore a pink coat to my grandmother’s, a beige mac to my MIL’s.

You don't have to wear black - any sombre colour will be fine.

stop stressing about it being black.
Do you have anything dark/muted/somber? Can you wear that with black boots?
What colour is your coat? If black, then you will be fine with anything underneath.

Being respectful and comfortable will be better than forcing an unsuitable black dress to work.

If you feel it must be black, then can you wear the dress as if it is a skirt with a cardigan/top/jacket etc over it?

I will have another look for muted colours in my wardrobe. I've got a black skirt and tights. Just not a black shirt. So I'll have a look at what appropriate tops I have to match :)
There is a wake afterwards so I definitely don't want to be the walk of the funeral. Thanks for the help. Not 100% sure what was best

Just put a dark cardigan over the top and button it up. Job done.

Wear whatever top you want. If you're wearing a black skirt and dark jacket it's barely going to be seen. Besides no-one will bother. At my dad's funeral I couldn't have cared what people wore the main thing was they came

Conservative and dark is better than booby and black. Last couple of funerals I have worn tweed and brown and it’s been fine!

Agree that any muted colour appropriate. If you have a black skirt than that would be fine with a grey/cream/white top.

Or get down to your local charity shop where you'll definitely find something.

Don't you have a dark top? Doesn't have to be a shirt.

No that's not appropriate.

Grey, dark brown or navy would be fine. Skirt with plain top as well is good alternative to dress.

Just need to be respectful and not appear to draw attention to yourself.