But it's all a bit "computer says no".
No, it's managers/owners/bosses/insurance/corporate that have said no for some reason.
Obviously saying anything here won't make a difference as the retail workers hold the keys.
We really don't - we hold none of the keys, we just get all of the flack from everyone with zero power to do anything about it.
Corporate makes the rules, we enforce them on the shop floor, the customer complains about us and at best managers just have to talk to us about our customer service skills as per the complaints policy.
Corporate makes the rules, we don't enforce them, the customer is happy but our manager isn't and we risk getting disciplined ... and the customer now expects their "exception" to be made every time because "they let me last time/at the other branch" and invariably complains when the rules are then not broken for them in future.
We are damned if we do and damned if we don't so we usually err on the side of "which is more likely to not get me into trouble with my boss".
All (some) are asking for is for some understanding / compassion / basic human kindness.
I will always try to do as much as possible for my customers including bending the rules wherever it is possible - if they are polite, willing to accept that their request may not be doable and understand that I am circumventing the rules as a "one time only" deal and it is because I am trying to help them not because it is a standard they can expect every time.
The second you start being rude, entitled or refuse to accept that your request is just not possible then I will stop making any kind of effort to go above and beyond and you will get nowhere and I won't get into trouble since I am following corporate policy.