Would this make me a CF?

[Neverknowing]

My DD is about to turn one and I'm looking for some part time work but am struggling as childcare is 1. So expensive and 2. I don't drive so it'd be hard for me to get her anywhere.
My DFriend is on maternity leave with her 7 month old and doesn't want to go back to work yet but her maternity pay has run out so she may have to go back soon. We are very close and my DD loves her.
Would I be an absolute CF to ask her to look after my DD? I would take my DD to her house in the morning and buy her a double bugy so she can still do the things she usually does but would it be too much work for her? Also how much would I pay her ?!
Originally I was thinking this would be mutually beneficial but she's so lovely I think she might say yes and struggle

Personally, I don't think you should, let her spend time with her own baby. However, you could, and should take Lancelottie's advice ! 😄

I wouldn't do it. If I was your friend and I had twins. The two children maybe similar ages but naps etc would be different. A one year is not far off walking, whilst her baby would be starting to crawl. Twins are usually in the same routine. Don't underestimate how 'easy' it is getting about with a double buggy. I would have to walk three or four stops to ensure I got on with a double buggy. My GP didn't have access for a double buggy.

Suggesting it would be a way for her to spend time off with her baby is wide off the mark.

@Babs you are wrong. She does need to be registered if she wants to do more than 2 hours per day paid childcare in her own home.

drivers don't register as a taxi just because a friend gives them a tenner for driving them somewhere.

Do you think driving is covered by the same rules as childcare?

Teenagers don't register for a bit of babysitting.

The baby sitting is in the child's own home. That makes a difference.

I wouldnt either. One is hard work enough and with them being close in age I think that might be so exhausting.
So many complications.
What if one of the kids is sick?
What if she gets sick and cant manage two?
What if the two dont get along?
How would she manage both of their different routines?
So many issues that could pop up.
Its a bad idea.

This sets circumstances when an exemption applies and you do not have to register.

Of course she has to be registered to pay Tax and NI. If she worked for you cash in hand and claimed benefits, she is breaking the law and could face a custodial sentence.

If she doesn't claim benefits and only has what income you pay her, she looses her NI which will affect her state pension.

She either needs to register as a childminder in which case you would be paying the going rate any way, or you employ her as a Nanny which will be above going rate (I get £23 per hour for example for two children) but either way, you would have to pay her minimum wage.

She can't be self employed if she is only nannying for one family, however if she nannies for more than one family, she can be self employed.

Registering as a Childminder isn't a walk in the park. It involves Ofsted, house inspections, health and safety, safeguarding etc. It's not a short process.

Childcare is expensive, no two ways about it but surely it's worth paying knowing your child is being looked after in the best possible way and by a reliable and experienced child care provider?

As a mother of a baby and a toddler I think you are being a massive CF. It's HARD going, I personally wouldn't put a friend under that pressure.
You need to either use a nursery or childminder.
YABU.

To assume that because your friend is a stay at home mum, she has time and would be willing to look after your child and say it shouldn't be a problem because she can still do all the things she normally does, is indeed cheeky.

I should have made it clear that her and her partner own their home outright and other bills are covered. so she's really looking for spending money as they don't have joint finances.
I'm not going to be asking her though as I don't want to put the pressure on her, thank you for your advice everyone!

Do you realise that HMRC would classify you as your friends employer & you would be liable to pay employers national insurance & provide and pay in to a pension scheme.

You should also ensure you have insurance in place.

Yes. Thank you, I won't be asking her it doesn't seem to make a lot of sense does it? It'd probably not be beneficial for either of us