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To feel sorry for women having to work till they're 66

364 replies

lazylab · 01/07/2017 11:11

I have 2 friends, one 60 the other 61 who are just so tired and worn out. The 60 year old works full time in a factory, she's totally shatttered at the end of her shift. Basically they're just desperate for retirement, but no chance of that till they're 66. Both these women are single, still paying mortgages, one of them earning fairly good money but the other is basically working just to live, can't afford luxuries or holidays etc. It's just soul destroying. These are just two examples of the plight of those affected by the changes to pension age.

Working full time as a young woman is definitely not the same once you hit 60, the body struggles to cope. I realise it's the same for men too, especially the ones doing physical jobs.
Sorry if it sounds like i'm moaning, but isn't life just shit for some people. Sad

OP posts:
CitrusFruit9 · 12/09/2018 21:29

AllDay - yup that's me. Two sheds in fact. Now what?

AllDayBreakfast · 12/09/2018 21:29

Learn to change a car tire.

StopCloudSeeding · 12/09/2018 21:36

What is also insulting is that MP'S have given themselves an increase in their pensions and they get theirs at 60!
If they fucking believed in their policies they would follow them!
Talk about double standards! It really pisses me off!

BakedBeans47 · 12/09/2018 21:40

Completely agree, Niles. It was never anticipated that people would retire and be receiving a pension for 30 years. It was much more common even when I was younger for people to die within a few years of retirement so their pension was restricted. Given that’s not the case now people have to expect to work longer, albeit it’s not ideal for many types of job :/

CitrusFruit9 · 12/09/2018 21:43

Known how to do that since I passed my test at 17

AllDayBreakfast · 12/09/2018 21:48

I'm just being a dick.

I do think that suggesting that women retire earlier due to giving birth is a bit silly though (shouldn't they work an extra nine months to make up for maternity leave?).

StopCloudSeeding · 12/09/2018 21:51

All day breakfast- I can build a fucking shed (I did when I was six months pregnant) and I can mow the lawn, and guess what? I can put the fucking bins out and I can even bring them in!

I can check the oil in my car, check the tyre pressures, paint a wall, i can even tell when a garage is trying to rip me off! I can do everything my ex husband did!

So your point is?

This is not an equal situation for the majority of women! I cannot understand how you do not see this! How is this fair? Even on the basis we were not informed of the change? Do you think that was

AllDayBreakfast · 12/09/2018 21:56

As above, I was being facetious.

Do you really think that women should retire earlier on account of having had a child several decades earlier in their life?

The only inequality is the many men who worked five years longer than their female colleagues whilst being likely to die five years earlier.

AllDayBreakfast · 12/09/2018 21:59

You wanted equality. Don't moan now that you've got it.

longwayoff · 13/09/2018 07:52

Allday. Think Harder. And by the way, if you think you're displaying your impressive wit and humour, you're not. Concentrate.

BakedBeans47 · 13/09/2018 09:02

My great Gran was a cleaner and worked til she was 73. That was her choice though rather than having it forced on her.

What was unsustainable was the situation my mum was in, claimed full old age pension at 60, and worked another few years whilst receiving that and paying no NI. Madness.

Xenia · 13/09/2018 09:25

Mine is 67 but I work for myself so will work until I die.
You can draw your private pensions from age 55 (that is going up to 57 years soon) if you want to although the sum will be lower than if you retire at an older age.

Pensions will never be fair as people vary so much. My family all die before 80 for example including both my parents and every grandparent. My own work is mostly at a desk although some people get ill when they are older precisely because they have worked at a desk rather than moving around so it is not as simple as physical work is bad for you -sometimes quite the opposite.

Bluelady · 13/09/2018 09:34

Not all private pensions are payable at 55. It depends on the terms and conditions of each scheme.

Bakedbeans, why was it madness? She was entitled to her pension by virtue of working all her life, if she chose to continue doing so, why shouldn't she without being penalised? Thankfully the state pension isn't means tested, although I suspect it might be heading that way.

BakedBeans47 · 15/09/2018 09:37

Of course she was entitled to it and took advantage but a system that allowed someone to claim a full pension at 60 and basically save it while taking home more money than before from paid employment through not having to pay NI is clearly not sustainable.

BakedBeans47 · 15/09/2018 09:39

Meaning the system was mad, not my mum. Although I thought that was clear from my initial post.

Bluelady · 15/09/2018 10:22

The only way you could stop that from happening is to means test pensions which would piss me off no end, having paid NI contributions and a lot of tax for 47 years by the time I got mine

BakedBeans47 · 15/09/2018 10:48

Well, you could increase the state pension age, so that people tend to retire rather than working on, and change the rule on NI. Which I understand has already happened.

All I was saying was that a system which allowed someone to claim a full pension at a relatively young age while still working full time and not paying NI is not sustainable, hence why the rules have now changed. Maybe there are some people who work on past 66/67 and claim pension whilst working but it’s likely to be a lot less than did it at 60. I’d have done the same as my mum if I could but it doesn’t mean that it’s sustainable.

I don’t think state pension should be means tested earlier.

BakedBeans47 · 15/09/2018 10:50

And I’ll be in the same situation as you bluelady (few years less of work as I was 22 before I started work) - I’ll actually have worked more years than my mum to get my pension, a combo of increase in pension age and the fact I didn’t give up work when I had my children

Bluelady · 15/09/2018 10:56

You're right. Incidentally my dad stopped work when he was 62 and signed on and claimed the dole until he reached pension age at 65. Yes, they really did allow that in the 70s!

worridmum · 15/09/2018 11:19

Women live longer then men on average is it fair they couldcretire much earlier and enjoy retirement much longer then men (UK woman live atleast 2 years longer).

If anything it men need to retire earlier since they die before woman but hey thats not fair...

AlexaAmbidextra · 15/09/2018 11:40

Are you saying it's unfair, because it's it totally fair. It is important to get a good career and to have a private pension or other savings so you can either retire earlier, or go part time.

And here we are in the wonderful Utopia that is Mumsnet. Where everyone is blessed with high intelligence, commensurate skills and has been fortunate enough to have a supportive family and a good education. Where nobody struggles through school, has to do a series of low paid jobs as they have no skills and has to live day to day. Where every penny they earn has to pay for a roof over their head and for food. Where they just about survive.

I get fucking sick and disgusted at some of the blinkered attitudes of the fortunate on here. Stop being an insular idiot and open your eyes to how other people live outside of your privileged, middle-class bubble. Angry

crosstalk · 15/09/2018 12:48

makeourfuture I think I get where you're coming from. However nannies now have to have pensions paid, childminders as self-employed do what self-employed people have always done - pay into private schemes/NI state pension and now, thankfully, they seem to be earning appropriate pay - teachers - well someone would have to bring me up to date on this but some seem to have excellent benefit schemes. The people who have always been at the bottom of the heap in terms of helping the rich to work at dual income jobs are the cleaners though in many parts of the south it's a £15-20ph job though much less for office cleaning which is agency based. But a bugger to unionise.

tumnal · 05/11/2018 13:28

The take home message is to save into a pension wherever you possibly can. No matter how much you think a partner will be supplying those old age readies. Just sayin'

Antiopa12 · 05/11/2018 13:54

I am in favour of providing a second state pension or even a private pension for those on Carers Allowance. They (mainly women) have saved the NHS a fortune working often in excess of 100 hours a week but are condemned to live on the basic state pension when they "retire" . Instead of patting Carers on the head and saying what a great job they are doing politicians should do the decent thing and fund Carer's retirement.

thatmustbenigelwiththebrie · 05/11/2018 14:09

So if you're a childless woman you should work until 66, is that what you're saying?!

I am only 37 and already feel so tired working full time, I am dreading keeping this up for another 30 years. I dream of winning the lottery.

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