I'm glad.
And it is mostly centred on the cost of rent and council tax.
When ds was nearly 2 I became a single parent. I'd worked but needed to work a job that for around nursery. I worked 20 hours a week 5x4 hour shifts. Childcare was £20 a session so £100 a week - it was more than I earnt! I was 'lucky' then that shirt shifts around childcare still existed.
But I had my rent paid (£500 a month) and council tax (£70 a month) and also got 70% of childcare costs back through wtc.
I then got ctc and wtc based on my wages.
For anyone that thinks I was 'lucky' needs to live everyday aware that if the monetary support stopped you'd be fucked. Knowing you can only afford to feed and clothes your child thanks to government 'hand outs'
So I earnt 5500 a year. I got rent of 6000 and council tax of 700. The childcare was about 3500. That's 10k before you add the ctc and wtc.
If my rent was 1000 and council tax 100 as per some areas that's 12000 plus 1000. Capped at 23000 that would leave 10k a year to feed and clothe and pay utilities for the whole family. Ok - doable (just about£ for me as an adult and child but it's just a hand to mouth existence. Not a life.
I then got a FT 30 hours a week term time job which meant - again - childcare was more than my wage. I continued to work and continued to rely on tax credits.
Even now with my wage about 300 a month more due to working my way up and paying all my rent and CT myself (no childcare now) I still know I'm reliant on DLA and tax credits for providing for my son and me.
It's not nice. I'd LOVE to be self sufficient but wages vs cost of living just don't add up.
Oh, and despite raising a disabled child alone I have also done a degree to work towards self sufficiency. People don't necessarily want to be reliant and dependent on the state but sometimes it's necessary and it takes time to get out of it.