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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Go fund me

108 replies

Livingonhopex · 12/05/2017 23:34

Long term lurker, NC.
With today's current economic climate, would you donate a tiny amount to a crowd fund which specifically was aiming to raise funds for a deposit for a flat? Small amount, high volume type raiser?

I feel like I'm smacking my head off a brick wall trying to save for a deposit and it's laughable I'm even asking this question because it's ridiculous but I'm just curious about people's opinions of this type of thing?

Thanks

OP posts:
Reow · 13/05/2017 19:20

I would donate 5p and call you a cheeky cow.

expatinscotland · 13/05/2017 19:35

Nope. Not a bean would I give.

Cleanermaidcook · 13/05/2017 20:29

No. i work hard for what i have. Do that.

TheHouseOfIllRepute · 13/05/2017 20:36

And some treatments don't have a chance of working but because they come with a fee US surgeons will go ahead
A brilliant neurosurgeon, whose name escapes me Blush, talked about it on R5 during his interview a couple of weeks ago

TheClacksAreDown · 13/05/2017 20:44

If a got a request like this off someone I didn't know or knew only vaguely I certainly wouldn't donate. If it was a friend or regular acquaintance I might donate a small amount to avoid awkwardness but tbh I would lose respect for you.

AlmostAJillSandwich · 13/05/2017 20:48

Absolutely never. I sympathise, but i'm in an impossible position myself. I rely on my dad and his car to be able to leave my house to go out due to both physical and mental disability and some stupid kid 2 days post test went through a red light and wrote dads car off. Insurance pay out is more than £2,000 less than will buy us another car, and we don't have any disposable income left at the end of the month. We already live off my credit card and overdrafts so we can't save anything at all to add to the insurance money to get a new car, have no family can lend us anything, he's my full time carer so neither employed so can't get a loan.

We were both quite badly injured with whiplash and concussion, so we are in the middle of personal injury claims. Medicals are just over a week away, so we're reliant on getting (honest) compensation to get a replacement car, but we will still be losing out as car was only 7 years old, owned from brand new and had lifetime warranty, we'll be looking at a sold as seen second hand car.
Claims can take up to 9 months, so i'm looking at spending the rest of 2017 completely housebound once the courtesy car is taken back next week once insurance pay out clears.

A month ago, when i was just about getting enough each month to pay my own costs but could have at a stretch spared a fiver, i would have considered donating if you were someone i knew, but it has been a hard hitting eye opener that you never know when you'll be in a worse off position yourself, and you really do need to put yourself first.
Should i ever improve my position and be able to save, i'd consider donating to people i knew but only once i had a comfortable buffer (£1000+) myself for any possible set backs.

Not sure i'd consider not being able to afford a deposit to own your own home the most worthy cause though, not if you were able to afford to rent.

yoursforthetalking · 14/05/2017 03:00

Saw some article recently saying whiplash is 100% made-up and non-existent in countries where you don't get insurance payouts. Acc. to doctors, when you get whiplash, it's really just stiff neck for a couple of weeks and then it goes.

5BlueHydrangea · 14/05/2017 03:19

Nope.
My friend has a page but she is a Mum with 4 young children and has a nasty type of cancer. Trying to raise funds for some treatment not available in the UK which costs £100k pa. which will hopefullly extend her life - now that I did give to. As have lots of others and she has raised quite a few thousand so far.

Incidentally GoFundMe take about 8% of the donations for various processing fees which I think is criminal!

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