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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to ask how many of you charge your 18 yo to live at home?

78 replies

Mousees · 12/01/2017 15:10

DH and I can't agree.

OP posts:
maddiemookins16mum · 12/01/2017 20:27

The "problem" is, they are NOT children. I work with a women of 38. Lives at home. Pays £200 a month. She earns £24k. Her mum works in Morrisons at the age of 70 as her DD goes on expensive holidays, buys vintage cars, has dinner up The Shard etc. Her mum works to pay the rent!!

user1467798821 · 12/01/2017 20:27

All of my children have now left home, but as each of them started work they all contributed based on their wages, but they got all food, washing, hot water etc out of that. I also bought all toiletries and luxuries. Each of them have said how lucky they were and they would move back home in a heart beat

loobyloo1234 · 12/01/2017 20:30

First full time job when I was 18, think I paid £30-40 a week to my parents? 'You'll learn the value of money' they said ... they were right

FannyUmbongo · 12/01/2017 20:31

No..I don't need it and wouldn't charge unless I was brassic.

HyacinthsBucket · 12/01/2017 20:37

Our DDs are 21 and 19 and they both are on higher apprenticeship wages but we get them to pay £25 a week, which tbh doesn't even cover their food bill let alone anything else. They also do their own rooms, I never go in them unless asked to and they do their own laundry. They will unload/load the dishwasher under extreme protest too Smile. It's not really the amount as such but the contribution.

WillWorkForShoes · 12/01/2017 20:37

This is years off for me, but I think I would ask for a token amount and put it in a savings account for them, so when they need a deposit for a house they have a little pot all ready.

GlitterGlue · 12/01/2017 20:42

For those saying no way, is there an age limit on that? Would you still not charge if they were still there at 30? 40? 50?

cherrycrumblecustard · 12/01/2017 20:43

I think if they were still there at thirty there would be things I'd be worrying about beyond money tbh

Kr1stina · 12/01/2017 20:48

If they are earning a reasonable wage them of course they should make a contribution towards the work and cost of running a home.

Otherwise they will spend all their money on clothes, partying, holidays, running a nice car, gadgets and having a good time. And you will never get rid of them because they can't "afford" to move out.

The longer they live with you , the harder it will be for them to save a deposit and get on the housing ladder.

If you don't " need" the money, take it and save it for them but don't tell them. Then when they move out, you can help towards a deposit on a flat or similar.

OnlyTheWelshCanCwtch · 12/01/2017 20:50

My daughter was 18 in October and has been doing a Christmas temp job since November. Ive not charged her anything so far as if she was in FTE I wouldn't be charging her either and I was giving her her child benefit anyway so I'm no worse off atm.
She knows though that once she secures FTW she needs to contribute to house hold but we will discuss that when she has the job and know how much shes earning
I will probably charge her around 25% of her take home pay

Boobiebalfie · 12/01/2017 20:58

Depending on mine and dps situation(dc all very young)if things are similar to now we won't charge them as we don't need the money.
This was similar to me when things were tight for dm I paid for the food shop,gas and electric.
Once she had re-trained as a nurse she didn't take anything off me.

Purplebluebird · 12/01/2017 20:58

I wouldn't charge my son.

MiddlingMum · 12/01/2017 21:02

I'd prefer them to put money into savings accounts than pay us, but if they were working full time, I'd suggest they bought a bag of groceries once a week or something like that.

Hedgehog80 · 12/01/2017 21:04

When I was 18 and got my first job DM took 20% of my wages each month and I had to show payslips so she could work it out.
When, a year later I was on income support after having dd1 she took £50 a week plus my milk tokens as 'rent'

Noodles0580 · 12/01/2017 21:06

My son is 18 and has just secured an apprenticeship but it's a decent wage (16k) . I've decided to take £250 per month to put into a savings account for him (which he knows about) as it's so hard to get on the housing ladder now and he will need it to move out eventually.

Thistly · 12/01/2017 21:10

A friend has two kids who have left school now. One has gone to uni and has a student loan, which he is using to rent a room, do his own shopping, cooking etc. he is becoming independent, and appreciates how much food costs, and cooks for himself. The other one is continuing in FE with no student loan, living at home. He always takes the easiest option out of the fridge, rarely cooking, and if he has £10 to do some food shopping, he goes the takeaway.

I will let you know in a few years time whether or not either of these young people are fully independent, but I know which one I rate the chances of.

Making young adults aware of the cost of living is a crucial part of their education, failing to ensure that they find out one way or another can lead to problems later as plenty of pp have pointed out.

Catlady1976 · 12/01/2017 21:26

I paid 120 per month when I started full time work at 18. I was on £4,000 PA back than. I don't recall my parents asking but they were retired and money was tight.
I was still able to save and build up a suitable deposit to buy my 1St home but house prices were cheaper than.
O and I would still charge Sheldon despite periods of not paying my way due to being a Sah. I put a fair whack into this house from the sale of my own home and worked for a while and will work again.

Catlady1976 · 12/01/2017 21:27

Charged once working full time.

Kr1stina · 12/01/2017 21:33

I'd prefer them to put money into savings accounts than pay us

I think that very few 18yo have the self discipline to do that. If they start to have a lifestyle that costs them all their wages, it's very hard to give that up and spend their money on rent /mortgage /bills.

maddiemookins16mum · 12/01/2017 21:45

Someone asked earlier about what happens when they "grow up". Honestly, I work with a young woman (she's 38), lives at home with her brother who is 35. Dad is 78. Mum is 70. Mum works. Part time to pay bills. Both go home to cooked meals (actually, they don't, but are prepared for them which they ignore). My colleague often phones her mum mid afternoon and says (not coming home). My colleage (aged 38, has no idea what a TV licence is, how to work the washing machine).
Stop treating your ADULT kids as children.

JustCallMeKate · 12/01/2017 21:50

I never charged any of mine. We didn't need the money and they've all grown up knowing how to budget and save.

wannabestressfree · 12/01/2017 22:13

Halfway do you mean you lend your mum money you don't see again?
I like my boys to contribute whatever way they can. Pick up bread and milk or cook on a sat. I work bloody hard full time and had my son at 18 without a pot to piss in. He came to uni with me and now we all chip in to the running of our home- he has two brothers.

HalfwayToFifty · 13/01/2017 04:38

I like the idea of charging and then putting it in their savings account. I would 100% consider doing that.

MissVictoria · 13/01/2017 04:45

I started paying rent out of my incapacity benefit at 16 as my dad had to give up work to become my full time carer, to top up my mums wage so we could get by losing his wage.
Once old enough to work (after GCSE's) kids need to start taking responsibility for at least partial living costs. Even those in college can do part time work with a couple of shifts evenings or weekends, and at that age any phone contracts/spends they'd have to earn themselves.

Brown76 · 13/01/2017 04:58

I paid £250-300 a month once I left uni and was working ft, starting wage was £15k (this was in 2000). Seemed fair, parents had supported me all through uni paying for my rent/food/books/bills but I'd gotten used to spending all my part time wages on whatever I wanted! This also was more of an adult to adult relationship where I was expected to do more in the house as I had done while living away. My mum also saved some money and was able to help me out when I finally moved out on my own with my deposit, so I am really grateful!

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