My husbands driving me mental!!

[hungryhippo90]

I've got long standing mental health issues, it's taken me four years to get myself on my feet. I'm actually feeling a lot better within myself at the moment, but things have really come to a head with my husband. I think the world of him, but he's driving me crazy.
I don't think he's actually grown up at all if I'm honest, and he's 31.
He lost his business about six months after we met. I tried to help him save his business I gave him everything I could get hold of. Anyway business was gone, and since he's been hounded, and hounded by bailiffs and debt collectors.
He needed a car, didn't have cash and couldn't obtain good credit. (He was offered finance at a stupid rate of about 6k over what the car cost) so I ended up getting the loan, under the strictest belief that he would pay, and on time.
Fast-forward to last December, he was made bankrupt. He had to send in payslips etc. He received a letter in April demanding these within seven days. He still hasn't done it.
Bankruptcy means he can't pay the car finance. So I say, I get PIP at £220 per month. This will pay for the car. I then get word from finance company, in two months arrears. So I've tried to make this up, but them arrears showing on my credit file means I am unable to get any finance for a car...fine, I will save and buy something cheap.
Then it transpires council tax doesn't get paid. Everything is in arrears. Everything.
Rent is 1 and a half months in arrears.

Then to make matters worse, he has a car accident last week, only for him to then say, ah I didn't tell the insurance company that I got 3 points on my licence last year...

So now I'm looking, and going, I finance a car for you, now I'm just about to do my driving test, and I've got NO way of getting a car. Especially as every penny I can get hold of in the foreseeable future will be going on clearing the payments he hasn't made...he isn't flush for cash. But it's not like he doesn't have money. His total bring home is around 3.2k per month.
I have started dog walking and boarding etc. As there's not much I can really do, as my mental health is so bad.

I don't know....I'm trying to figure out if it should be this difficult? Is he being as irresponsible as I think he is? Are these problems caused by my disability? Am I expecting a bit much?

Whatever I get my hands on, generally goes towards the families wants/needs.

If you're being reassessed for PIP you need to have help with the form. There should be charities around who can advise you, even fill in the form with you for free. There are certain things that need to be said in just the right way and you need to describe your worst days. But please get help with the form.

Because at the moment OP only has £220 a month coming in for her PIP and her husband wants it to pay for a car! That's why! And because it sounds like she is the only one doing any cutting back!

My point was that it would be far easier to manage if everything was pulled and the bills came out of one account. "I pay this, you pay that" seems to cause so many problems.

Yes but that's not how it's working for OP is it? At the moment it seems to be that OP scrimps and pays for the necessities and husband pays for whatever the fuck he wants. If they had an even split then of course all money would be pooled into family money and it wouldn't be necessary to classify money as mine/yours.

Husband is living with the belief that what's yours is mine, and what's mine is mine.