To think dh is winding me up when he says some people on benefits are getting £500 a week?

[angelos02]

I'm pretty sure he's talking bullocks? Otherwise why the fuck would anyone do a minimum wage job?

Tax credits for three dc is £180 a week without disability premiums.

exactly what i guess it at in my earlier post.

i'm not getting your point.

mine is that actually i don't think a cap at £500 not including disability benefits is that bad.

are you arguing that people without disabilities need more than £500 a week to live on whilst unemployed?

You said people with three dc were receiving £500 a week WITHOUT disability premiums and dla. That is not true.

try actually reading

Honey if someone has three children and high rent and no disabilities then yes they will need £500 a week.

that's where we disagree. i don't think they need more than £500 a week to live on whilst unemployed.

Just googled and I was really surprised to find perfectly decent places to rent that is well within our local housing benefit allowance.

Right so if their rent is £350 a week you think a family of five can live on £150 a week for all bills, food, travel to school, uniforms, clothes, shoes ? Really you actually believe this?

yes. though they'd be best off looking for somewhere to live that didn't cost them 1500 a month. this is unemployment we're talking about - a hopefully short term situation till one or both adults find a job.

Ha ha I mistook you for a genuine poster at first, my mistake.

The cap does include rent.

That is currently how it is managed by reducing your housing benefit until your total amount is 500 but there is scope for a nominal 50p HB payment

So if your total benefits before HB are say 400 and your rent is 150 you get your HB payment reduced by £50

Badger this what you said "and disability is not included in the £500 cap so yes this really is families with three children getting £500 not including PIP, DLA or disability elements of other benefits."
You said families with 3dc received £500 a week without disability elements . I can read perfectly thank you.

in the case of people hitting the cap of £500 that would mean people without disabilities getting £500 - those with disablities can get up to £500 plus disability payments. what's wrong with my saying that? given the context it is pretty clear i didn't mean every single family with 3 children gets that much money but that they can get up to that and that includes those without disabilities.

you thought i was a genuine poster but now we disagree on whether £500 a week is manageable or would see people out on the streets you think i'm not a genuine poster. what am i then?

there's a difference between reading in context for understanding and reading to find a snippet to sneer at and pretend it acurately stands alone.

please excuse spelling and such - taken a lot of medication today to get through.

No one believes a family of five could survive on £150 a week though, they just don't.
The disability payments would start at payments above £500 though . Its not £500 plus disability payments it for example £600 including disability payments of £390 ( two lots of dla and disability premium of tax credits) .
I am sorry you aren't well.

The cap is reducing again in November

The extra tax credits and pip/ dla do not come close to meeting the extra expenses.

really so a family income including ALL benefits/wages/cheap council rent etc approx £9OO +a week will not meet your needs/disability

by the way i am on ESA and pip myself so i do have a general idea

yes i do believe that a family of 5 (re: 2 adults and three children) can survive on £150pw after rent and council tax whilst unemployed for a while. that doesn't make me not a genuine poster and it belies your statement that no one believes that.

i wonder if you realise just how many families live on a lot less than that a week after rent and council tax.

but there is no way that very many people would be using £350 to top up rent. not many family of 5's where both adults are unemployed will be living in a place that costs over £1500 per month to rent.

to commit to renting somewhere that expensive i'd want to know i had a good chunk of savings behind me in case i lost my job.

If you have to hire carers, DLA/PIP does not meet the costs you will incur. For many adult severely disabled people the only way they survive is through Local Authority help. For some others, DLA/PIP does meet their extra costs or is more than they need.

Seaside sally when did I say I recieved benefits? It was an example, our family income is over £500 a week.
When I said extra tax credits and pip don't come close I was referring to families claiming them. Ie families who receive dla and extra disability tax credits have to dip into their regular tax credits, income support or whatever to meet their disability needs.

Seaside dally and what's the £900 a week figure where did you get that from?

Seaside Sally maybe read what I actually wrote. I am disabled and we have seven dc . If my dh only earned £500 a week it would not come close to meeting our family expenses. Thankfully he has a good job. Plus you know good old tax payers top it up with dla , oh wait my dh pays tax ...

Disclaimer if a family was in receipt of benefits with 7dc and disabilities then yes I do think they should have more than £500 a week to live on.

If you get DLA, you are exempt from the benefit cap.