I had one of these calls and it went like this...
Them: Hi Stumbly, we're calling about your road traffic accident and how you can claim...
Me: I've never had a road traffic accident
Them: Oh, it says on your records that you have.
Me: Well then your records are completely wrong.
Them: Well, has anyone in your household had an accident then?
Me: Yes.
Them (sounding thrilled): Oh...who was that?
Me: My cat
Them (obviously misheard in their excitement): "Oh...and were they a passenger at the time"
Me: "Ummm....no. They were hit by a car"
Them (sounding even more thrilled): "Oh right...were they in another car? Did they have a seatbelt on at the time?"
Me: "Cats don't wear seat belts"
They realised then that I was talking about DCat and said I was sick. I said it was all true DCat injured their leg in an RTA last year and that actually, calling households and invading their privacy with stupid questions about car accidents was sick.
They hung up on me. I had a very self satisfied cup of tea and a chuckle.