My view is that Kate has thrown a very bright light on the Royal Family. She's a very ordinary woman, from an ordinary family. I think many people are looking up and saying, 'hang on, why am I funding this woman's life?'
Somehow, we turn a blind eye when it's 'Royalty' but Kate doesn't have that particular dust to throw in our eyes.
The Queen was apparently concerned about the public perception of Kate's lack of work ethic, and she was obviously right. Hence, the Duchess of Dolittle etc.
Kate is a woman, in her 30's. My personal perception of her is that she is extremely tough, won't give a toss about what's being said, and basically has got what she wanted. I don't buy for one second that 'she happened to fall in love with William'…he could have been unutterably vile and she would still have pursued him with single minded ambition.
I don't care what they do, or don't do. Just stop expecting the tax payer to fund it. Stop wheeling out crappy PR stunts. Stop treating the public like a thick, gormless cash cow.
I think in short, the 'Kate Effect' is to force the scales to drop from the eyes of the public, and whilst many have affection for the Queen, a great many also think this whole charade should end with her.
The idea of a Royal Family these days is utterly ridiculous.