...to not wear this ring?

[RavenOriole]

MIL died v. recently and I have inherited an enormous sapphire and diamond ring. It was made pre-Diana but think her engagement ring for sort of scale. But bigger. It is not me.

FIL thinks I will wear it all the time as a living memory. DH is the same but is currently mirroring his dad in all things MIL related.

But not only is it not my style, I'm not comfortable walking around with something on my finger worth more than my house.

I obv won't sell it, but equally I won't wear it. Is there any way of doing this without causing offence?

I was wondering the same thing Charlie. I would get it valued before you make any major plans for it.

More than my house was an exaggeration, sorry, - it is 6 figures though.

I didn't put it in this morning and came to FIL's after breakfast. He noticed right away. Also presented me with a sandwich bag (no joke) of other gold jewellery he wants me to sell. I'm obv not going to do anything right away - maybe he just wants it out of sight.

Will call insurance company tomorrow about arranging special cover.

Thanks for the well wishes.

More than £100,000 !!!

That's Beyonce engagement ring territory!

Although the 'value' of jewellery and the actual price you could get if you sold it are usually very, very different.

Which is more than our flat is worth!

I really, really, really, really, really want to see a picture.

What2 - honestly thinking Diana's but bigger isn't far off at all.

Post-funeral (next Tues) I can't see myself wearing the ring. Just need to think about how to explain this to FIL. Either a) worried about losing it or b) not being my style.

My friend inherited a large rock when her mum passed away, worth a great deal, over a £100k, and it costs £5k a year to insure, and had to have special safe fitted etc. I'd love a huge diamond but that's a lot to pay to have it!

Actually not Beyoncé but definitely Kim Murray and The Queen according to the press. The Diana ring is currently worth 300k. So with folks in that league the insurance shouldn't be an issue.

,The Diana ring is currently worth 300k

Is that the value of the stones or related to the fact it was owned by Diana and then Kate Middleton?

Compos, that's just the stones. I think it would be pretty much priceless if sold on the open market. It cost a fair old whack in the first place. Apparently Diana was given a selection to choose from and went for the most expensive. Good on her! An expensive ring and two kids are probably all she got out of that marriage!

Hmm, if I were you I would go down the 'keeping it for special occasions' route. I would wear it to the funeral though.

Then when you happily become pregnant again (keeping everything crossed for you op, and so sorry about your losses) then you can put it away safely because of finger swelling.

Size matters but quality (cut, colour, clarity) matters just as much.

Top notch sapphires are stunning. I walked down New Bond Street the other day, it was fascinating looking at the jewellery in the Windows. There were some whopping great stones about.

Princess Diana's ring is a bit old lady looking for me but I seem to remember from seeing it on the TV that it was the most incredible clear deep blue.

I had my inherited ring restyled.

It was a Diana style ring. I had my Grans wedding ring as well which I had the amethyst cut down and two of the diamonds put in I can wear it all the time and the remaining gold and diamonds went towards the cost which was v reasonable. £150.

That's very tricky op. Obviously it's a great honour to be given such a precious item but if it's not your taste AND it's huge it will become a hated thing. I would be very honest and say that while you are honoured to be given this beautiful ring, you feel it's not really you and it makes your engagement ring look like a poor relation. Suggest it maybe goes to someone else in family that loves it or suggest getting stone put into a pendant maybe?

Can you afford to insure it?