To ask how much money you have left...

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After paying for essentials each month? So after paying your rent/mortgage, food and bills, travel and if applicable childcare, what's left 'spare' for socialising, buying clothes, going out etc etc. And are you able to save much?

DP thinks we don't have much money left after bills, I think we have more than enough and I likely more than the average person. If it's not too completely rude to ask, would you mind sharing what you have spare? Thanks so much

Between 3 - 8k depending on whether or not I can get good online deals for my accommodation as I stay in hotels during the week, self-employed, to far to commute on a daily basis. But I have general rule that I need a year's worth of living money in savings, just in case. This year I am starting off with quite empty coffers as I have just had a new central heating boiler and I want to try to pay off the balance of the mortgage by the end of March or April at the latest. However, I can take the risk as I am on a longer-term contract and will be getting a small rate increase from February.

More than we used to! I read a similar thread last year, and realised we could cut back a lot. We started shopping at Aldi and Lidl, stopped having takeaways completely, stopped taking unnecessary trips to my parents (50 miles away) etc. The amount of money we were saving was embarrassing
Now we probably have about £400-£500 left over after rent, bills, food, nappies etc.
So much nicer to be able to say "shall we go out for lunch on Saturday" instead of "no we can't go and see your mum because then we will have to buy lunch on the way"

I take home about £1,800 and put all that into savings and we live off DH wage.

Once the bills for utilities, food, mortgage, fuel for cars, insurances, sports club memberships, bought clothes funded 2 teenagers ,DH's savings etc have gone out we have about £1,500 left 'fun money' as DH calls it,

Probably about £400-500 after absolutely everything (mortgage, bills, food, holiday savings...). So that's our spending money.

Also have zero left but that's thanks to our insane £3k+ mortgage.

Very surprised at how much so many have left over as majority of people I know also have close to nothing, wonder if its down to us being in London and paying a fortune for everything?

Less than £100 I think. It's ok though, we all eat and can have the odd meal out and ds has swimming lessons and wants for nothing.

Don't know why I look at a thread like this one and worse still read all 7 pages. Far too depressing. Just become a single parent and I am really struggling to pay for everything at the moment so no, nothing left except debt.

Binders don't worry, these threads attract people to show off. There is much more to life than having money left over, if you've gt your health and somewhere safe to live your doing well IMO.

I don't earn the average British wage but my husband is close to it and we have £1400 after the bills, rent, food and petrol are paid.

We put £900 in savings each month. This will change once we move into the house we've bought and have two cars to run.

After all expenses, we have around £2,000 left each month.
But we allocate £1,300 of that to the 'overpaying the mortgage' fund.
So we take that out of what's 'left' at the end of the month and have about £700 to spend, although we could dip into the 'overpaying the mortgage fund' of course.

Binders - these threads depress me too. While obviously I know there's people out there who earn huge amounts of money, to hear it on such a practical level as "oh, we have £2k left each month" makes the divide so much more real. Just ONE month like that and our debt would be cleared. Two months like that and we could have a family holiday too.

I shouldn't read them! Or maybe I should, but just remain very grateful for what we do have. We have a house, and we're happy, and there's food in the fridge, so we're doing pretty well really.

Binders
I have poste how much we can see nd how much we have left and currently it is quite a lot. However it hasn't always been the case and at one time due to no fault of our own ( a self employed situation where a client didn't pay a bill of £1000's of pounds) we had bailiffs knocking t he doors nd nearly lost everything.
I live by the adage 'nothing stays the same forever'.That is true eventually our fortune did change but i realise it could equally change again very quickly. I am in a state of mind where I am sort of waiting for it to happen.

We pay ourselves £750 a month (between 2) for socialising etc. it goes within 10 days then we butch about spending the savings too
(Equals no savings)

A lot of use though didn't have any money spare. I had 30 years of paying a mortgage and not having a lot of things other people take for granted like eating out or alcohol. It is not as if someone waved a wand and we suddenly had spare money. It would start for me with not going out as a teenager, graduating a teetotal virgin with prizes (so obviously no babies because I hadn't had sex). in other words choices.

Nothing! I earn £700 pm and DP is a student so he gets min loans plus a couple of hundred quid from his parents for living expenses. Hopefully it will be better when he finishes his degree.

I'm a single mum to my DS who is 2 next month. I am not currently working.
After rent, utilities, car insurance, phone/internet I have £73 for food and petrol.

Wow. Some of you are raking it in. And some of you are not.

I don't know what we have left as DH and I have both just changed jobs (he's now earning more, I'm now earning far less). Childcare bill has recently gone down. I'm hoping we can live within our means for now. (6 months ago the answer would have been 300-400)

We are usually a few pence from our overdraft limit, we rarely buy clothes for ourselves except once or twice a year and never socialise. We are ok with it though, it's not an issue.

After all bills including food shop and petrol etc. We have anything from £900 to £1500 spare a month depending if i have done over time / it's a bonus month / it's a five Saturday month. We budget it as £250 play money each and £400 into savings on the basic £900 and then anything over that we split equally between play and save. Over the course of the year the savings get split in half - serious savings for new cars, emergencies, old age etc. And - fun savings for weekends away, holidays, concerts. I budget all our bills and food to within an inch of their lives to make sure this happens though.

It isn't just 'choices' Deo. But you know that. Many people have had this discussion with your many guises over the years.

There is usually about a week to a week and a half left, where we are eating a lot of beans on toast every month.

But hopefully, this time next month, things will improve.

83 quid. And we're in debt. And I already work 60 hours a week so I can't physically earn any more. God, this is a depressing thread. Well done to those of you with lots left over - enjoy it!

When I was a little girl I clearly remember my mother telling me that there would always be someone in a better situation than me and there would always be someone in a worse situation. It's very true.

Not a lot, probably about £100 a month I guess, depending on what dp gets paid.
this month's though, I have £50 in my bank and nothing but £60 a week tax credits till the end of the month and ds happened to grow out of most of his clothes at the wrong time. So its pasta month

Not much, between 600 & 700, but that's after everything, ds clubs, pocket money, hair cuts. The lot. I'm an obsessive budgeter