About nine o'clock last night, there's a loud knocking at my door. DD goes to answer it, and standing on the doorstep are a man, a woman and a teenage girl. The woman says something to DD along the lines of "had she found it difficult parking the car" - I went to the door, because I was in fact the person who had parked the car and so best placed to answer, and it transpires that these are new(ish) neighbours who had parked in front of the house yesterday afternoon. Not a problem, there was space for me to park between their car and my next-door neighbour's because I'm brilliant at parallel parking so I'd parked in the space available.
The woman then asks for my insurance details. I asked why, and she told me that I'd damaged her car. I'm pretty sure I'd not touched her car, though I was parked very close to it.
She then said that if I didn't want to give insurance details, then we could sort it out privately. The reason I didn't want to give insurance details was because I hadn't damaged her car - I'm certain I would have noticed if I had touched it. The man (who I guess was her DH) said that if I didn't want to sort this out with them, he'd have to report me to the police as a hit and run driver - I told him to do so, because if their car had been damaged, I'd rather go through proper channels.
So, WIBU not to give details? Normally I wouldn't have an issue with this, but they were acting strangely aggressively - not just the turning up mob-handed on the doorstep late at night, but the woman in particular loudly repeating questions like did I find it difficult to park, do I have parking sensors, why did I park so close to her car, do I generally just damage other peoples' cars and drive off (I walked back into the house after this last one, and they spent another five minutes ostentatiously taking photos of my car). It may well be that the front of her car was in fact damaged (though I didn't investigate - I didn't notice anything wrong with it when I was taking the shopping from the boot of my car, but I had no reason to inspect it closely), and if someone has hit her car, she's perfectly within her rights to want to have the damage repaired. But the whole episode felt a bit off; if they think that I was responsible, wouldn't it be more "normal" behavior for one person to just come to the door, say that they thought I'd reversed into the car, and exchange insurance details, without all the posturing, loud accusations and strange questions?
It may just be that they've put my back up with their strange behaviour, and I'm happy to give my insurance details, but tell my insurance company that I'm confident I haven't hit their car, and leave the two insurers to sort it out between themselves, but I'm wondering whether I'm being set up to take responsibility for some pre-existing damage. Just the way that she opened the conversation with "did you find it difficult to park" and the constant questioning. I work in financial crime, so I'm possibly a bit cynical. WWYD?