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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask about child tax credit cuts.

478 replies

yellowbird11 · 23/10/2015 16:09

Is it inevitable and if so will it affect everyone? what a massive worry to all of you who are going to be affected.My DD works 16 hours a week and has 1 child. She'd love to do more hours as her child is at school but isn't able to. Can anyone give me any idea how much she'll lose, and when? I'm so worried for her because I know without these tax credits they'll be barely able to eat and keep warm. How can these Tory bs sleep at night?

OP posts:
JoySzasz · 27/10/2015 11:41

And actually, why on earth should people work all hours to have have some standard of living?
Not all countries have it like this.
Interestingly, when we lived in the US we worked harder with less holiday. Nobody looked angry or confused when we filed our tax return. A tax return that gives back money to the family for the family.
We hear about countries that have no welfare safety net. I think that is rare. Most countries have something in place to help raise a family. Why does this government think it is cool to go backwards?

MySordidCakeSecret · 27/10/2015 12:45

the tories are bastards. Sorry. They're in it for themselves. As for Cameron well he's a barefeaced liar, he promised he wouldn't cut tax credits and they were the party of the working people. Bullshit again. All the while they're giving themselves cushy payrises and using expenses, nobody complains about those handouts, yet some people struggling to get by, having a small amount more to make life slightly less miserable and they're scroungers Hmm

AllOfTheCoffee · 27/10/2015 12:53

All the while they're giving themselves cushy payrises and using expenses, nobody complains about those handouts

I've never understood this, why do people blame the ones with the least for the problems in this country? I keep reading that we can't afford the welfare state except we could afford it, easily if companies such as Amazon, Starbucks et al paid their way. They're taking far more from the state than benefits claimants and the working poor are, not to mention all the tax breaks for people who really don't need tax breaks, why are those people not demonised?

bodenbiscuit · 27/10/2015 12:55

I've never liked the Tories but their latest revolting behaviour has just shown them for what they really are - morally bankrupt nasty people. They certainly are the nasty party.

Freeandsinglewater · 27/10/2015 13:13

My problem is I work for the government!
So NO pay rise here.

In fact I'm actually bricking it. I earn 10,000 basic as a HCA, I have to do part time as one half day shift leaves me with £15 after parking and nursery costs.

That's right for 8 hours caring for your loved one I get £15.

If any one tells me I'm not working hard, I'm likely to explode.

ilovechristmas123 · 27/10/2015 13:14

i do wander if there was an election now what the outcome would be

HelenaDove · 27/10/2015 13:17

Cant an election be called at any time. They dont have to wait the full five years.

Freeandsinglewater · 27/10/2015 13:21

I'd happily riot now, the U.K. Has always looked after the poor.

ilovechristmas123 · 27/10/2015 13:29

can it,i didnt know that

BoffinMum · 27/10/2015 13:30

TBH a lot of the tax credit problem seems to me to be rooted in poor industrial relations with many employers simply not able to develop proper working conditions without risking becoming unduly competitive, and employees having such a limited voice that they are not able to negotiate collectively without censure. i wish the Government would spend more time looking at this and less trying to shaft working people.

bodenbiscuit · 27/10/2015 13:35

I thought the prime minister can call an election at any time?

expatinscotland · 27/10/2015 13:37

'becoming a childminder'

Yeah, because peoples' LL's really love that.

Freeandsinglewater · 27/10/2015 13:43

ilove it was called the poor relief. Back in the day it was the church that gave it out, and people were devided into three sections, unable to work (blind, sick, and elderly), idle poor they were sent to prison, and every one else.

It was upto the church to give out the money.

AllOfTheCoffee · 27/10/2015 13:49

I'd actually never considered that, there is every chance my rental contract would have prevented me from becoming a CM even if my value if my mental health did not Grin

As it is I worked out yesterday that earning less would be better for me financially, so I've applied for a few adult apprenticeships in an industry where hopefully I could work out hours that suit me, it's less wages for more hours but more WTC, even if they were cut and more HB/CTB so better off overall.

I'm not sure it's what the Tories were aiming for, but I don't really give a shit tbh.

starlight2007 · 27/10/2015 14:03

Thisisnachocheese I think you have misread my post...I am on CTC and no where have I said agreed with the cuts.. I almost cried with relief when the lords vote was announced though I don't think this is over yet

lavent · 27/10/2015 14:09

AllOfTheCoffee I wondered about apprentiships too - are there specific ones for adults and if so where can they be found? Hope you don't mind me asking!

AllOfTheCoffee · 27/10/2015 14:13

I found the ones I applied for on the gov job site. It's not specifically for adults, but nor does it exclude them. I know a lot of apprenticeships require you to be under 25, but this one doesn't.

I checked with HMRC and as long as you have a contract for your hours and are paid for work rather than training expenses, then you can claim WTC even if you are paid below NMW.

I had to create an account here to apply and it looks like you can search for apprenticeships on that site too.

BoffinMum · 27/10/2015 14:17

What is mega ironic is that Tax Credits are rooted in the old Family Credit system, introduced in 1986 by the Tories. They basically set the tone for the underpaid employment that was to follow.

DownstairsMixUp · 27/10/2015 14:42

This reply has been withdrawn

This has been withdrawn by MNHQ at the poster's request.

Grapejuicerocks · 27/10/2015 14:52

I have no idea how someone on nmw, even working full time can afford to run a household and pay for childcare, for one child let alone more. The maths just doesn't work.

HelenaDove · 27/10/2015 15:04

I lovechristmas there were two elections in 1974

ilovechristmas123 · 27/10/2015 17:06

thanks helenadove i had no idea

Peregrina · 27/10/2015 17:17

Wouldn't the government have to lose a motion of 'no confidence' for an election to be called before the five years are up? It's not likely to happen yet, because the Tories would be whipped into shape, but it could happen once they manage to lose a few by-elections.

Shutthatdoor · 27/10/2015 17:28

I very much doubt a vote of 'no confidence' would be called these days.

jellybeans · 27/10/2015 17:35

Someone in 32-34K could come out with £2000 a month once they have paid work pension & tax. Tax credits would only be highish if they have 3-4+ kids maybe 50-80 a week. So max 2300 approx plus CB no other help.

But on min wage same number of kids would get £12K tax credits and less tax paid plus £244 a week tax credit. £544 a week. That equals not far off the same as the higher earner. Add on CB & council tax help, free school meals etc.

So when people say it is loaded to be on 30-40K it isn't always the case. Especially in large families or high childcare costs.